Code of Alabama

Ala. Code § 7-3-409 (2026)

Acceptance of Draft; Certified Check.

✓ official Alabama Legislature (ALISON) text, current July 2026

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(a) “Acceptance” means the drawee’s signed agreement to pay a draft as presented. It must be written on the draft and may consist of the drawee’s signature alone. Acceptance may be made at any time and becomes effective when notification pursuant to instructions is given or the accepted draft is delivered for the purpose of giving rights on the acceptance to any person.

(b) A draft may be accepted although it has not been signed by the drawer, is otherwise incomplete, is overdue, or has been dishonored.

(c) If a draft is payable at a fixed period after sight and the acceptor fails to date the acceptance, the holder may complete the acceptance by supplying a date in good faith.

(d) “Certified check” means a check accepted by the bank on which it is drawn. Acceptance may be made as stated in subsection (a) or by a writing on the check which indicates that the check is certified. The drawee of a check has no obligation to certify the check, and refusal to certify is not dishonor of the check.

(Acts 1995, No. 95-668, p. 1381, §1.)

Notes of Decisions

Cited in 1 case, 1988–1988 · leading case: First Alabama Bank v. Deupree Food Sys., Inc. (In re Deupree Food Sys., Inc.), 99 B.R. 83 (Bankr. N.D. Ala. 1988).

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First Alabama Bank v. Deupree Food Sys., Inc. (In re Deupree Food Sys., Inc.), 99 B.R. 83 (Bankr. N.D. Ala. 1988). · cites it 3× “One might suppose that this three-pronged claim to the interpled funds must be decided through some extrapolation by the Court of the rules of the law of assignments, because the parties cite no statutory precepts, save Code of Alabama, § 7-3-409, and that sets forth the…”

— Ala. Code § 7-3-409(1) — 1 case

First Alabama Bank v. Deupree Food Sys., Inc. (In re Deupree Food Sys., Inc.), 99 B.R. 83 (Bankr. N.D. Ala. 1988). “One might suppose that this three-pronged claim to the interpled funds must be decided through some extrapolation by the Court of the rules of the law of assignments, because the parties cite no statutory precepts, save Code of Alabama, § 7-3-409, and that sets forth the…”

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