Code of Alabama
Ala. Code § 7-9-302 (2026)
When Filing Is Required to Perfect Security Interest; Security Interests to Which Filing Provisions of This Article Do Not Apply.
✓ official Alabama Legislature (ALISON) text, current July 2026
Repealed by Act 2001-481, p. 647, § 4, effective January 1, 2002.
(Acts 1965, No. 459, p. 811; Acts 1979, No. 79-256, p. 390; Acts 1981, No. 81-312, p. 399; Acts 1995, No. 95-668, p. 1381, §4; Acts 1996, No. 96-742, p. 1241, §2.)
Notes of Decisions
Cited in 21
cases, 1979–2005 · leading case: Mims v. First Citizens Bank, 913 So. 2d 1098 (Ala. Civ. App. 2005).
Mims v. First Citizens Bank, 913 So. 2d 1098 (Ala. Civ. App. 2005). “" *1104 Other relevant former UCC statutory provisions are §§ 7-9-302, -303, -305, and -403, Ala.Code 1975.”
Warehouse Home Furnishing Distributors, Inc. v. Whitson, 709 So. 2d 1144 (Ala. 1997). “Ala.Code 1975, § 7-9-302(1)(d). One of the named plaintiffs bought a washer and dryer from Farmers to use in her home tanning salon.”
Mcrae v. Sec. Pac. Hous. Serv., 628 So. 2d 429 (Ala. 1993). “" The 1981 amendment also changed the language of § 7-9-302 from "motor vehicle required to be licensed " to "motor vehicle required to be registered.”
Harwell v. First Nat'l Bank of Wetumpka (In Re Sewell), 32 B.R. 116 (Bankr. N.D. Ala. 1983). “§ 7-9-302 that “[a] financing statement must be filed to perfect all security interests .”
Hill v. McGee, 562 So. 2d 238 (Ala. 1990). “, at Code 1975, § 7-9-302(3)(a), provides that a financing statement is 'not effective' to perfect a security interest covered under a certificate of title act.”
In Re Whitten, 49 B.R. 220 (Bankr. N.D. Ala. 1985). “aim tendered by McClure Motor Company in this case is adjudged not to have been timely filed and not to be an allowed claim in this case, that the oral request by this creditor’s attorney for the Court to order that the claim be allowed is denied, and that a copy of this order…”
Mattheiss v. Title Loan Express (In Re Mattheiss), 214 B.R. 20 (Bankr. N.D. Ala. 1997). “Section 7-9-302 requires filing of a financing statement for perfection of most non-possessory security interests in goods.”
Morgan v. Farmers & Merchants Bank, 856 So. 2d 811 (Ala. 2003). “" Ala. Code 1975, § 7-9-302(1)(a): "(1) A financing statement must be filed to perfect all security interests except the following: "(a) A security interest in collateral in possession of the secured party under Section 7-9-305.”
Transamerica Com. Fin. v. Union Bank, 584 So. 2d 1299 (Ala. 1991). “In this case, however, the trial court held that Transamerica's failure to observe the custom in the industry — to note its security interest on CO's and MSO's — estops it from arguing that it has a prior perfected security interest in the six vehicles.”
Widemire v. Siddiki Bros. (In Re King Arthur Clock Co.), 105 B.R. 669 (Bankr. S.D. Ala. 1989). “Alabama Code §§ 7-9-302(1) and 7-9-401(l)(c) (1984).”
First State Bank of Lineville v. Deeb (In Re Deeb), 47 B.R. 848 (Bankr. N.D. Ala. 1985). “Alabama Code § 7-9-302 requires, with exceptions not applicable here, that a “financing statement must be filed to perfect *851 all security interests.”
Crum v. Southtrust Bank of Alabama, N.A., 598 So. 2d 867 (Ala. 1992). “4 For the means by which Crum Auto could have perfected a security interest in the automobiles, see § 7-9-302(3)(b).”
— Ala. Code § 7-9-302(1) — 5 cases
In Re Whitten, 49 B.R. 220 (Bankr. N.D. Ala. 1985). “aim tendered by McClure Motor Company in this case is adjudged not to have been timely filed and not to be an allowed claim in this case, that the oral request by this creditor’s attorney for the Court to order that the claim be allowed is denied, and that a copy of this order…”
Mcrae v. Sec. Pac. Hous. Serv., 628 So. 2d 429 (Ala. 1993). “" The 1981 amendment also changed the language of § 7-9-302 from "motor vehicle required to be licensed " to "motor vehicle required to be registered.”
Mims v. First Citizens Bank, 913 So. 2d 1098 (Ala. Civ. App. 2005). “" *1104 Other relevant former UCC statutory provisions are §§ 7-9-302, -303, -305, and -403, Ala.Code 1975.”
Widemire v. Siddiki Bros. (In Re King Arthur Clock Co.), 105 B.R. 669 (Bankr. S.D. Ala. 1989). “Alabama Code §§ 7-9-302(1) and 7-9-401(l)(c) (1984).”
In re Deeb, 59 B.R. 661 (Bankr. N.D. Ala. 1986).
— Ala. Code § 7-9-302(1)(a) — 2 cases
Morgan v. Farmers & Merchants Bank, 856 So. 2d 811 (Ala. 2003). “" Ala. Code 1975, § 7-9-302(1)(a): "(1) A financing statement must be filed to perfect all security interests except the following: "(a) A security interest in collateral in possession of the secured party under Section 7-9-305.”
Matter of 4-R Mgmt., Inc., 208 B.R. 232 (Bankr. N.D. Ala. 1997).
— Ala. Code § 7-9-302(1)(d) — 1 case
Warehouse Home Furnishing Distributors, Inc. v. Whitson, 709 So. 2d 1144 (Ala. 1997). “Ala.Code 1975, § 7-9-302(1)(d). One of the named plaintiffs bought a washer and dryer from Farmers to use in her home tanning salon.”
— Ala. Code § 7-9-302(2) — 1 case
Mims v. First Citizens Bank, 913 So. 2d 1098 (Ala. Civ. App. 2005). “" *1104 Other relevant former UCC statutory provisions are §§ 7-9-302, -303, -305, and -403, Ala.Code 1975.”
— Ala. Code § 7-9-302(3)(a) — 1 case
Hill v. McGee, 562 So. 2d 238 (Ala. 1990). “, at Code 1975, § 7-9-302(3)(a), provides that a financing statement is 'not effective' to perfect a security interest covered under a certificate of title act.”
— Ala. Code § 7-9-302(3)(b) — 2 cases
Mattheiss v. Title Loan Express (In Re Mattheiss), 214 B.R. 20 (Bankr. N.D. Ala. 1997). “Section 7-9-302 requires filing of a financing statement for perfection of most non-possessory security interests in goods.”
Crum v. Southtrust Bank of Alabama, N.A., 598 So. 2d 867 (Ala. 1992). “4 For the means by which Crum Auto could have perfected a security interest in the automobiles, see § 7-9-302(3)(b).”
— Ala. Code § 7-9-302(d)(1) — 1 case
Warehouse Home Furnishing Distributors, Inc. v. Whitson, 709 So. 2d 1144 (Ala. 1997). “Ala.Code 1975, § 7-9-302(1)(d). One of the named plaintiffs bought a washer and dryer from Farmers to use in her home tanning salon.”
— Ala. Code § 7-9-302(l)(d) — 2 cases
Harwell v. First Nat'l Bank of Wetumpka (In Re Sewell), 32 B.R. 116 (Bankr. N.D. Ala. 1983). “§ 7-9-302 that “[a] financing statement must be filed to perfect all security interests .”
In Re Hamby, 19 B.R. 776 (Bankr. N.D. Ala. 1982).
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