Arizona Revised Statutes
Ariz. Rev. Stat. § 20-1127 (2026)
Simultaneous deaths
✓ text as last checked Oct. 2026 (this copy records no edition or section history)
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Where the individual insured or the annuitant and the beneficiary designated in a life insurance policy or policy insuring against accidental death or in an annuity contract have died and there is not sufficient evidence that they have died otherwise than simultaneously, the proceeds of the policy or contract shall be distributed as if the insured or annuitant had survived the beneficiary, unless otherwise specifically provided in the policy or contract.
Notes of Decisions
Cited in 3
cases, 2001–2019 · leading case: Unum Life Ins. Co. of Am. v. Craig, 26 P.3d 510 (Ariz. 2001).
Unum Life Ins. Co. of Am. v. Craig, 26 P.3d 510 (Ariz. 2001). “¶ 4 Diane’s estate 2 argues it is entitled to the insurance proceeds under a provision of the Arizona Insurance Code, A.R.S. § 20-1127. William’s estate 3 argues it is entitled *329 to the insurance proceeds under a provision of the Arizona Probate Code, A.”
May v. Ellis, 92 P.3d 859 (Ariz. 2004). “§ 14-2702] requires survival by 120 hours; the other [A.R.S. § 20-1127] requires that the beneficiary meet a more subjective standard of proof with complex evidence that the beneficiary survived the insured if only by a few moments.”
State v. Dodd, No. 1 CA-CR 18-0433 (Ariz. Ct. App. July 11, 2019). “After reviewing the statutory history of each provision, the court concluded the statutes could not be harmonized and held that the more recent statute governed. Id. at 333, ¶ 29. ¶7 Turning to the statutes at issue here, the criminal code defines marijuana and cannabis…”
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