v.
Sovereign Camp of the Woodmen of the World
Lead Opinion
The plaintiff is the widow of B. W. Scott, and is the beneficiary named in a certificate of membership and insurance held by the said Scott in his lifetime in the defendant as a fraternal beneficiary association. One of the provisions of such certificate is that it shall be void if the holder thereof die by his own hand, except by accident. The certificate was issued on January 9, 1906. On January 20, 1907, Scott died from a gunshot wound.
The deceased was a lawyer. He had an office con [*565] sisting of two rooms on the fourth floor of the Hofmann. Block in Ottumwa, of which the following is a diagram:
He' met his -death in the smaller room of 'this office from a gunshot wound in the head, inflicted about 7 o’clock on Sunday night, January 20, 1907. He left his home, according to his custom, about 3 o’clock in the afternoon; arrived at his office within half an hour. Sometime later another person was heard to go up the stairs and into Scott’s office. The leaving of the office by such person was not observed by anyone, so far as disclosed by this record. There was an elevator in general use in the Hofmann Block, but its operation on Sunday was confined to certain specific hours. On the day in question, it was operated during such hours by the janitor, one Borgstedt. The elevator was not in operation between the hours of 6 and 7 p. m. Borgstedt left the building about 6:30 and returned about 7. Almost immediately upon his return he was called to the elevator by the ringing of the elevator bell. He answered the call by going up to the fourth floor, where he found one Voyet, who was a tenant of one of the offices on such floor. Voyet informed him that [*566] lie had heard a shot somewhere in some of the rooms. They went down the hall in the direction of Scott’s office, looking for fallen plastering as a possible explanation of the noise. When they came near Scott’s office, they observed that the door to his main office room was open. They did not go in, but returned to the elevator and down to the ground floor, where they met Dr. Myerly and enlisted his aid. Thereupon all three went up in the elevator to the fourth floor and went through the open door of the office, and found Scott lying on his back in the back room, mortally wounded. - When first discovered, he was still breathing slightly, but ceased within a few moments. The main room of the office was approximately sixteen feet square. The circular bay window, shown in the diagram, was in its northeast corner. The door communicating with the hall at the southwest corner was the only door -in use for the two rooms. The back room was approximately eleven feet square and lay to the south of the main room. A door opening out of this room into the hall is shown in the diagram. But this door was not in use. Against it was placed a dresser, and over the dresser stood a mirror. The theory of the defendant is that Scott stood before this mirror when he inflicted the wound upon himself. Between the two rooms was a sliding door about six feet wide, occupying a space about equidistant from the east and west ends of the partition. A temporary partition cut off four or five feet of the south part of the back room, reducing, the dimensions of the room, in this direction, to six or seven feet. When found, the body lay quite opposite the sliding doors, with the feet towards the dresser and the head and body lying somewhat obliquely a little south of east. It lay upon the back, with arms somewhat extended. In the forehead or temple was a clean gunshot wound, which showed no powder burn nor cauterization of any kind. The exact location of this wound is somewhat uncertain under the evidence. One witness described it as slightly [*567] to the right of the median line of the forehead, “and not-as far over as the eye.” Other witnesses described it as above the right eye, and others as in the temple. It was located about two inches higher than the eye and “near the hair line.” On the opposite side of the head was another wound, which indicated the course of the bullet. This supposed point of exit was described, by some of the witnesses, as slightly lower than the point of entrance, while others said that it was “practically on a level.” The stature of the deceased was five feet eight inches. On the floor, near the body was a 41 Colt revolver with one empty chamber. The location of the revolver is variously described, by the different witnesses, as from nine inches to three feet from the right hand of the deceased. So far as shown by the record, this revolver was never known to have been in the possession of the deceased in his lifetime. The defendant was not able to produce any witness who had ever seen this revolver before, or who had known of .Scott’s having any revolver whatever. On the other hand, evidence was introduced, on behalf of the plaintiff, tending to show that he had no such revolver. There was also some evidence, on behalf of the plaintiff, tending to identify this revolver as one in the possession of another person a couple of days before the shooting, which person claimed to have a grievance against Scott, and threatened violence. The admissibility of this latter evidence is challenged, and we shall give it further consideration later in this opinion.
The theory of the defendant is that this revólver was probably obtained by Scott from some of his clients, either as pay or security for services rendered; that the location of 'the wound was such that it could not have been the result of accident; that he was alone in his office and could not therefore have been the victim of homicide. As a motive for the suicide, it is urged that in the latter part of November and the early part of December, for a period. [*568] of about three weeks, he had been very ill with typhoid fever; that he was in straitened circumstances; that he had complained to one person that his business was not coming back; that about three years before this time he had been advised by a physician that he had an incurable disease.
Upon a separarte reading of the entire record, we have all reached the conclusion that the evidence is far from conclusive in support of the defendant’s theory. The only evidence in support of tlie theory that Scott was alone in his office is the fact that nobody was seen by Borgstedt to leave the building after he returned at 1 p. m., and nobody was found in tlie office at the time of the discovery of the body. But, on the other hand, it is undisputed that somebody did go into his office about 4 o’clock, and it is not known when such person left. The finding of the revolver, with which the killing was presumably done, near the body of the deceased is not of conclusive significance; and this is especially so when there is a failure to trace the revolver to the possession of the deceased during his lifetime. It is well known that it is a common ruse of the assassin to place the weapon of death in or near the hand of the victim, for the very purpose of creating an impression of suicide. The unknown revolver, the open door, the clean wound, and the time and. place, were all consistent with the theory of homicide. The night was cold and dark and the hour was one when the biiilding was apparently deserted. Neither the janitor nor elevator boy was required at his post. The time required for an escaping person to pass from the office, down the stairway, and out of doors would be about one-half minute. The alleged motive lends very little aid to defendant’s theory. The alleged advice of the physician, three years before, was resented by Scott and contradicted by another physician, whose advice he sought. His recovery from the typhoid .fever was practically complete, so that he frequently [*569] walked from liis liouse to liis office, a distance of a mile and a half. lie was engaged for the trial of a case for the following day. Iiis means was limited, but his financial condition involved no scandal. lie was owing miscellaneous, unsecured accounts in a total of about $1,000. He owned property, however, of considerably greater value, including his home, worth about $2,000. It does not appear that he was being pressed for immediate payment. There was no evidence of any preparation on his part, nor anything indicating a previous intention, nor anything indicating mental aberration or melancholy. His family consisted of his wife and little daughter, fourteen years of age. lie had promised to go with his daughter to hear a lecture that Sunday evening. At 6:30 she called him over the phone, to remind him of the appointment. There was nothing in his conversation to indicate any mental derangement or excitement. On the contrary, he said he would be home inside of half an hour. Of course, such circumstances are by no means conclusive against the theory of suicide, but they have their significance, the extent of which is to be determined by a jury, in the light of all the evidence in the case.
An important circumstance in the. case was the fact that no cauterization or powder burn appeared upon the wound. Generally speaking, a self-inflicted gunshot wound is said to be usually characterized by powder bums and cauterization about the opening of the wound. This condition will usually result when the muzzle of the weapon is held at a distance of one or two feet or less from the point of entry. As the distance increases, the chances for such a condition become less. It is urged by the defendant, however, that where the muzzle of a revolver is held close enough against the point of entry to prevent comnrunication with the outside atmosphere, no powder burns or cauterization will appear on the outside of the wound, aud testimony was introduced to that effect. Such testimony, how [*570] ever, was disputed by other evidence and the issue at that point was one of experimental fact. According to the testimony in behalf of the defendant at that point, it would require close and persistent pressure to accomplish the result. Even then, cauterization would be found within the walls of the wound; whereas, in this case no cauterization was found either within or without. The evidence at this point, therefore, would justify the jury in failing to find that defendant’s theory was fairly established.
It is strenuously urged by the appellant that the case is controlled by some of our former decisions, and particular stress is laid upon Inghram v. National Union, 103 Iowa, 395; Carnes v. Association, 106 Iowa, 281; Beverly v. Maccabees, 115 Iowa, 524, and Gavin v. Life Ins. Co., 149 Iowa, 152. As we have heretofore said, the adjudicated cases furnish little definite aid in passing upon the sufficiency of evidence, because seldom can two cases be found which are alike in their circumstances. It may fairly be said, perhaps, that the evidence in the case at bar is quite as conclusive as that in the cases of Inghram and Gavin, supra, so far as excluding the theory of accident is concerned. The difference between the case at bar and the two cited cases is very marked, however, when we come to a consideration of the evidence excluding the theory of homicide. In the two cited cases, the circumstances were so conclusive against the possibility of homicide that it was not even urged .as a possible theory in the case. Upon that feature of the case, then, the cited cases furnish us no aid whatever. The Beverly case was one wherein the jury was waived in the court below and the finding of the trial court was in favor of the defendant. It was held, on appeal, that such finding had sufficient support in the evidence. In the Carnes case an accident policy was involved, and the burden was upon the plaintiff to prove that death resulted from accident, and not from suicide. In the case at bar, the burden is upon the defend [*571] ant. It is our conclusion that the defendant was not entitled to a directed verdict, and that the trial court properly sent the issue to the jury.
[*577]
The foregoing comprise the most important debatable questions in the case. Many other specific errors are assigned and argued. We can not devote the time to a detailed discussion of all of them. Sufficient to say that we have given them all careful consideration and find none of them well taken.
The judgment below must therefore be affirmed.
Dissent
(dissenting). — From the argument and conclusions in the sixth and eighth paragraphs of the opinion I must dissent. The reason for this dissent from the eighth division of 'the opinion will be set forth in a dissent which I shall file to a companion case decided at the- present term, entitled Scott v. The Homesteaders, 149 Iowa, 541.
My dissent from the sixth paragraph of the opinion in this case is based upon two fundamental propositions: (1) The majority hold that because a witness at the request of counsel tells what he did with a piece of independent testimony, which - may or may not be admissible as substantive testimony, such as a pork rind and a hog’s head, that when this piece of real testimony is offered as substantive and independent evidence, to speak in and of itself, objection thereto is not good, because of the use of and explanation made by the witness of these items of [*580] substantive proof. To this I can not agree. The effect of the rule announced is to hold that if a witness makes use of a piece of real or documentary testimony, which is inadmissible in itself, the real or documentary evidence thereby becomes admissible as substantive testimony. If this be true, then one of two results must necessarily follow: First, it is not necessary in such case to formally introduce any document or piece of real testimony which has been referred to by a witness, for the mere reference makes it a part of the case, although not offéred in testimony ; or, second, the mere reference by a witness to incompetent substantive testimony makes this substantive testimony competent and admissible. I can not agree to either proposition. The pork rind and hog’s head were offered in this case as substantive, independent testimony, and I think we are required to pass upon the admissibility of such testimony. These items were offered not only to strengthen the testimony of the doctor, but as independent testimony of the effect of a pistol shot, fired at different distances. No proper foundation was laid for these pieces of property as independent testimony in and of themselves; that is to say, • the size and character of the revolver and the nature of the powder used in the shells was not disclosed. There is no such similarity between the human head, with its covering of skin and flesh, and a pork rind and hog’s head, as would justify the introduction of the latter, with the effects of a discharged revolver thereon, in testimony.
Again, the doctor who testified regarding his experiments was asked as to the distance at which the revolver must have been held from Scott’s head at the time the wound was inflicted upon him. To this objection was made, but it was overruled, and the witness was permitted to answer. If this was not invading the province of the jury, then I am at a loss to know how a question could be fiamed which would do so. A jury in such cases is [*581] prone to seek for some justification for a verdict for plaintiff, and if such, testimony is permitted, it is very easy for it to say its justification is found in such testimony as was here introduced, forgetting that this was the very question for it to determine, under all the testimony, rather than to have the matter solved for them by an expert, who did not pretend to know all the facts in the case upon which the jury was required to act. The case of Sachra v. Town of Manilla, 120 Iowa, 562, is exactly in point on this proposition. The answer given by the witness was much more than what he had theretofore testified to; in that he was asked, after detailing the results of his experiments and observations, to settle for the jury one of the very matters in dispute.
I think these matters, with the erroneous instructions given by the tidal court, as pointed out in my dissent in the Homesteaders case, call for a reversal of the judgment.