Statute treatment: 15 U.S.C. § 1681n(a)(2)

Ranked leading cases interpreting this statute, drawn from 85 citation events across 73 distinct cases.

85citations total

73distinct interpreting cases

40distinct courts

21citations in last 5y

1998–2025year range

Top 20 leading cases

#1 Stillmock v. Weis Markets, Inc. (2010) ca4 42 own cites 6× in case

#2 Fallen v. GREP Southwest, LLC (2017) nmd 14 own cites 5× in case

#3 Terry Cousin v. Trans Union Corporation (2001) ca5 144 own cites 1× in case

#4 Bateman v. American Multi-Cinema, Inc. (2010) ca9 122 own cites 1× in case

#5 Harris v. Mexican Specialty Foods, Inc. (2009) ca11 112 own cites 1× in case

#6 Karen Jones v. Federated Financial Reserve Corporation Randy Lind Trw, Inc. Janice Caylor (1998) ca6 104 own cites 1× in case

#7 Shaunfield v. Experian Information Solutions, Inc. (2014) txnd 25 own cites 2× in case

#8 Daniel Rivera v. Allstate Insurance Company (2018) ca7 53 own cites 1× in case

#9 Johnnie Teresa Marchisio v. Carrington Mortgage Services, LLC. (2019) ca11 51 own cites 1× in case

#10 Smith v. Bob Smith Chevrolet, Inc. (2003) kywd 38 own cites 1× in case

#11 Sergio Ramirez v. Transunion LLC (2020) ca9 37 own cites 1× in case

#12 James X. Bormes v. United States (2014) ca7 27 own cites 1× in case

#13 Whole Enchilada, Inc. v. Travelers Property Casualty Co. of America (2008) pawd 25 own cites 1× in case

#14 Reginald Kirtz v. Trans Union LLC (2022) ca3 25 own cites 1× in case

#15 Klint L. Mowrer v. DOT (2021) cadc 25 own cites 1× in case

#16 Reed v. Experian Information Solutions, Inc. (2004) mnd 25 own cites 1× in case

#17 Van Veen v. Equifax Information (2012) paed 22 own cites 1× in case

#18 David Smith v. LexisNexis Screening Solutions (2016) ca6 20 own cites 1× in case

#19 Johnson v. Wells Fargo Home Mortgage, Inc. (2008) nvd 15 own cites 1× in case

#20 Lowry v. Croft (In re Croft) (2013) txwb 14 own cites 1× in case

Ranking method: leading_score = ln(1 + own_citation_count) × √(mentions_in_case) × flag_factor, where flag_factor = 1.0 green · 0.6 unknown · 0.5 neutral · 0.4 yellow · 0.3 procedural · 0 red. Red-flagged cases excluded — their interpretation has been undermined and shouldn't lead the list. Top 20 returned per statute. Open any case for full G Cite, trajectory, and per-circuit treatment.