15 U.S.C. § 1681s — Statute Treatment

Statute treatment: 15 U.S.C. § 1681s

Ranked leading cases interpreting this statute, drawn from 736 citation events across 440 distinct cases.
736citations total
440distinct interpreting cases
87distinct courts
466citations in last 5y
1972–2026year range
Top 20 leading cases
#1 Sprague v. Salisbury Bank & Tr. Co. (2020) ca2 27 own cites 8× in case
#2 Hukic v. Aurora Loan Services (2009) ca7 724 own cites 2× in case
#3 Wood v. Credit One Bank (2017) vaed 26 own cites 5× in case
#4 Carvalho v. Equifax Information Services, LLC (2010) ca9 767 own cites 1× in case
#5 Krajewski v. American Honda Finance Corp. (2008) paed 29 own cites 3× in case
#6 Stefan Ingram v. Experian Information Solutions (2023) ca3 10 own cites 6× in case
#7 Chiang v. Verizon New England, Inc. (2010) ca1 235 own cites 1× in case
#8 Simmsparris v. Countrywide Financial Corp. (2011) ca3 220 own cites 1× in case
#9 Gelman v. State Farm Mutual Automobile Insurance (2009) ca3 217 own cites 1× in case
#10 John Shaw v. Experian Information Solutions (2018) ca9 146 own cites 1× in case
#11 Rex v. Chase Home Finance LLC (2012) cacd 29 own cites 2× in case
#12 Dirk Westra v. Credit Control of Pinellas (2005) ca7 113 own cites 1× in case
#13 Michael Scott v. First S. Nat'l Bank (2019) ca6 104 own cites 1× in case
#14 Braun v. United Recovery Systems, LP (2014) nysd 23 own cites 2× in case
#15 Wenner v. Bank of America, NA (2009) ksd 8 own cites 4× in case
#16 Horsch v. Wells Fargo Home Mortgage (2015) paed 21 own cites 2× in case
#17 Ross v. Federal Deposit Insurance (2010) ca4 78 own cites 1× in case
#18 Ihebereme v. Capital One, N.A. (2013) dcd 20 own cites 2× in case
#19 Joseph Denan v. TransUnion LLC (2020) ca7 72 own cites 1× in case
#20 Stafford v. Cross Country Bank (2003) kywd 72 own cites 1× in case

Ranking method: leading_score = ln(1 + own_citation_count) × √(mentions_in_case) × flag_factor, where flag_factor = 1.0 green · 0.6 unknown · 0.5 neutral · 0.4 yellow · 0.3 procedural · 0 red. Red-flagged cases excluded — their interpretation has been undermined and shouldn't lead the list. Top 20 returned per statute. Open any case for full G Cite, trajectory, and per-circuit treatment.