Statute treatment: C.F.R. § 7.4007

Ranked leading cases interpreting this statute, drawn from 105 citation events across 29 distinct cases.

105citations total

29distinct interpreting cases

19distinct courts

11citations in last 5y

2006–2024year range

Top 20 leading cases

#1 Monroe Retail, Inc. v. RBS Citizens, N.A. (2009) ca6 42 own cites 10× in case

#2 White v. Wachovia Bank, N.A. (2008) gand 26 own cites 12× in case

#3 Smith v. Wells Fargo Bank, N.A. (2006) calctapp 70 own cites 6× in case

#4 In re TD Bank, N.A. (2015) scd 21 own cites 7× in case

#5 In re HSBC Bank, USA, N.A., Debit Card Overdraft Fee Litigation (2014) nyed 27 own cites 5× in case

#6 Veronica Gutierrez v. Wells Fargo Bank, N.A. (2012) ca9 66 own cites 3× in case

#7 Hood v. Santa Barbara Bank & Trust (2006) calctapp 12 own cites 8× in case

#8 In Re Checking Account Overdraft Litigation (2010) flsd 48 own cites 2× in case

#9 Montgomery v. Bank of America Corp. (2007) cacd 8 own cites 5× in case

#10 Old National Bank v. Steven Kelly, Jon A. Cook, and Rebecca F. Cook, individually and on behalf of others similarly situated (2015) indctapp 31 own cites 2× in case

#11 Hanjy v. Arvest Bank (2015) ared 5 own cites 3× in case

#12 King v. Carolina First Bank (2014) scd 15 own cites 1× in case

#13 Walker v. People's United Bank (2018) ctd 14 own cites 1× in case

#14 In Re Checking Account Overdraft Litigation (2011) flsd 3 own cites 3× in case

#15 Monroe Retail, Inc. v. Charter One Bank, N.A. (2007) ohnd 4 own cites 3× in case

#16 Eduardo Larin v. Bank of America, N.A. (2012) ca9 1 own cites 3× in case

#17 Luquetta v. JPMorgan Chase Bank, N.A. (2011) flsd 2 own cites 3× in case

#18 Lombino v. Bank of America, N.A. (2011) nvd 2 own cites 1× in case

#19 Lewis v. Sovereign Bank (2012) flsd 2 own cites 1× in case

#20 Tyrone Robinson v. Bank of America, N.A. (2013) ca9 1 own cites 1× in case

Ranking method: leading_score = ln(1 + own_citation_count) × √(mentions_in_case) × flag_factor, where flag_factor = 1.0 green · 0.6 unknown · 0.5 neutral · 0.4 yellow · 0.3 procedural · 0 red. Red-flagged cases excluded — their interpretation has been undermined and shouldn't lead the list. Top 20 returned per statute. Open any case for full G Cite, trajectory, and per-circuit treatment.