Conn. Gen. Stat. » Title 38a — INSURANCE · Chapter 700a — Title Insurance

Conn. Gen. Stat. § 38a-419

Premium rate schedules

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(a) A title insurer shall file with the commissioner premium rate schedules it proposes to use in this state. If the commissioner finds in his review of a filing that it does not violate section 38a-418, he shall approve the schedule within thirty days of filing. Prior to such approval, the commissioner may conduct public hearings with respect to the filing. Filings that the commissioner has failed to approve or disapprove within thirty days of filing shall be deemed approved. Upon notice to the title insurer, the period for review of rate filing may be extended for an additional thirty days.

(b) If at any time after the approval of filing, the commissioner has reason to believe that the filing does not meet the requirements of this section or is otherwise contrary to law, or if any party having an interest in the filing makes a written complaint to the commissioner setting forth specific and reasonable grounds for the complaint, or if any insurer, upon notice of disapproval by the commissioner of a filing pursuant to this section, should so request, the commissioner shall hold a hearing within thirty days and shall give written notice of the hearing to all interested parties. The commissioner may confirm, modify, change or rescind any previous action if warranted by the facts shown at the hearing.

(c) No title insurer or title agent may use or collect any premium after October 1, 1990, except in accordance with the premium rate schedule filed with and approved by the commissioner as required by this section. The commissioner may provide by regulations, adopted in accordance with chapter 54, for interim use of premium rate schedules in effect prior to October 1, 1990.

(P.A. 90-218, S. 20.)

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Notes of Decisions
Cited in 3 cases, 2007–2013 · leading case: Mahon v. Chicago Title Insurance
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Mahon v. Chicago Title Insurance (2013) ctd · cites it 4× “Chicago Title’s Premium Rates for Title Insurance Policies Pursuant to Conn. Gen.Stat. § 38a-419(a), Chicago Title files “premium rate schedules it proposes to use in this state” with the Connecticut Insurance Commissioner.”
Lentini v. FIDELITY NAT. TITLE INS. CO. NEW YORK (2007) ctd · cites it 3× “See Conn. Gen.Stat. § 38a-419. Title insurers and title agents must make publicly available the schedules of effective premiums and charges.”
Gale v. Chicago Title Insurance (2011) ctd “The Mahon suit seeks to enforce § 38a-419(c) which obliges title insurers to apply the premiums and discounts listed in their rate manuals, while this suit seeks to enforce § 38a-402(13) which defines who may serve as a title agent.”
— Conn. Gen. Stat. § 38a-419(a) — 1 case
Mahon v. Chicago Title Insurance (2013) ctd “Chicago Title’s Premium Rates for Title Insurance Policies Pursuant to Conn. Gen.Stat. § 38a-419(a), Chicago Title files “premium rate schedules it proposes to use in this state” with the Connecticut Insurance Commissioner.”
— Conn. Gen. Stat. § 38a-419(c) — 2 cases
Mahon v. Chicago Title Insurance (2013) ctd “Chicago Title’s Premium Rates for Title Insurance Policies Pursuant to Conn. Gen.Stat. § 38a-419(a), Chicago Title files “premium rate schedules it proposes to use in this state” with the Connecticut Insurance Commissioner.”
Gale v. Chicago Title Insurance (2011) ctd “The Mahon suit seeks to enforce § 38a-419(c) which obliges title insurers to apply the premiums and discounts listed in their rate manuals, while this suit seeks to enforce § 38a-402(13) which defines who may serve as a title agent.”
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