Florida Statute 287.025 | Lawyer Caselaw & Research

The 2024 Florida Statutes

Title XIX
PUBLIC BUSINESS

Chapter 287
PROCUREMENT OF PERSONAL PROPERTY AND SERVICES

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F.S. 287.025

287.025 Prohibition against certain insurance coverage on specified state property or insurable subjects.—

(1) No primary contract of insurance shall be purchased on insurable subjects or property titled in the name of the state or its departments, divisions, bureaus, commissions, or agencies with respect to any of the following properties, coverages, or insurable subjects:

(a) Physical damage insurance on motor vehicles which are licensed for use on the public highways of this state. For the purpose of this chapter, the term “physical damage insurance” means coverage against collision, upset or overturn, fire, theft, combined additional coverage, or comprehensive;

(b) Physical damage insurance on watercraft and related equipment;

(c) Loss of rental income on any buildings unless the buildings are financed in whole or in part by revenue bonds or certificates the terms of which require such coverage or unless otherwise authorized by law;

(d) Miscellaneous equipment which is subject to a transportation feature and subject to ordinarily being covered by an inland marine insurance floater. The term “miscellaneous equipment” does not include boilers and machinery or nuclear equipment;

(e) Museum collections, artifacts, relics, or fine arts;

(f) Hull coverage on aircraft;

(g) Glass insurance;

(h) Coverage for loss against vandalism or malicious mischief unless these perils are included within an all-risks-of-physical-loss form; and

(i) Insurance against loss or damage to livestock and services of a veterinary for such animals.

(2) Excess insurance may be purchased to cover loss for physical damage on the above-described properties or risk if the aggregate exposure at any one location or actual cash value of any one item exceeds the sum of $10,000. However, no excess insurance shall be purchased on any items listed in paragraphs (1)(c), (e), (g), (h), and (i), regardless of value or risk.

(3) Any items, property, or insurable subjects titled in the name of the state or its departments, divisions, bureaus, commissions, or agencies which are not included or insured by the State Risk Management Trust Fund under chapter 284 or specifically designated not to be insured by this section shall be eligible subjects for insurance coverage through commercial insurance carriers as otherwise provided by law.

(4) No primary insurance contracts shall be purchased on any property or insurable subjects when the same is loaned to, leased by, or intended to be leased by, the state or its departments, divisions, bureaus, commissions, or agencies unless such coverage is required by the terms of the lease agreement and unless the insurance coverages required by the provisions of the lease are approved in writing by the Department of Management Services.

History.—ss. 1, 2, 3, 4, ch. 70-435; s. 1, ch. 73-64; s. 1, ch. 84-27; s. 247, ch. 92-279; s. 55, ch. 92-326; s. 63, ch. 96-418; s. 18, ch. 2000-122.

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Amendments to 287.025

Arrestable Offenses / Crimes under Fla. Stat. 287.025

Level: Degree
Misdemeanor/Felony: First/Second/Third

Current data shows no reason an arrest or criminal charge should have occurred directly under Florida Statute 287.025.

Annotations, Discussions, Cases:

Cases Citing Statute 287.025

Total Results: 4

Ago

Court: Fla. Att'y Gen. | Date Filed: 1993-03-09T23:53:00-08:00

Snippet: subdivision of state government within the purview of ss. 287.25 and 287.26, F.S. Such a determination was based

Ago

Court: Fla. Att'y Gen. | Date Filed: 1992-07-14T00:53:00-07:00

Snippet: providing that notwithstanding the provisions of s. 287.025(1)(e), F.S., the trustees may enter into contracts

Ago

Court: Fla. Att'y Gen. | Date Filed: 1983-07-08T00:53:00-07:00

Snippet: subdivision of state government within the purview of ss 287.25 and 287.26, F.S.; such a determination was based

Ago

Court: Fla. Att'y Gen. | Date Filed: 1975-10-13T00:53:00-07:00

Snippet: Co.,60 So. 839 (Fla. 1913). Reading s. 287.25(18) with s. 287.25(7) and s. 287.26, with particular reference…in the State Centrex Telephone System under ss. 287.25 and 287.26, F.S.? SUMMARY: A municipal corporation…subdivision of state government within the purview of ss. 287.25 and 287.26, F.S., and thus may not be included …question is answered in the negative. Pursuant to s. 287.25, F.S., the Division of Communications of the Department… Attorney General Opinion 072-405. And under s. 287.25(18), the Division of Communications is authorized