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Florida Statute 324.023 - Full Text and Legal Analysis Florida Statute 324.023 | Lawyer Caselaw & Research
Fla. Stat. § 324.023 (2026) Copy Cite Official Site Syfertize CourtListener Amendments
324.023 Financial responsibility for bodily injury or death.—In addition to any other financial responsibility required by law, every owner or operator of a motor vehicle that is required to be registered in this state, or that is located within this state, and who, regardless of adjudication of guilt, has been found guilty of or entered a plea of guilty or nolo contendere to a charge of driving under the influence under s. 316.193 after October 1, 2007, shall, by one of the methods established in s. 324.031(1) or (2), establish and maintain the ability to respond in damages for liability on account of accidents arising out of the use of a motor vehicle in the amount of $100,000 because of bodily injury to, or death of, one person in any one crash and, subject to such limits for one person, in the amount of $300,000 because of bodily injury to, or death of, two or more persons in any one crash and in the amount of $50,000 because of property damage in any one crash. If the owner or operator chooses to establish and maintain such ability by furnishing a certificate of deposit pursuant to s. 324.031(2), such certificate of deposit must be at least $350,000. Such higher limits must be carried for a minimum period of 3 years. If the owner or operator has not been convicted of driving under the influence or a felony traffic offense for a period of 3 years from the date of reinstatement of driving privileges for a violation of s. 316.193, the owner or operator shall be exempt from this section.
History.—s. 1, ch. 2007-150; s. 87, ch. 2013-160.

Cases Citing F.S. 324.023

Fla. Stat. § 324.023 (2026) Copy Cite Official Site Syfertize CourtListener Amendments
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·Vargas v. Enter. Leasing Co., 993 So. 2d 614 (Fla. 4th DCA 2008).

Cited 19 times | Published | Florida 4th District Court of Appeal | 2008 WL 4756388

...[28] It is true that § 324.021(9)(b) is framed as a definition of owner where the Companies' vehicles are involved. And this definition imposes the minimum insurance requirement. But the very act of defining specifies meaning. The fact of defining does not lessen the law's function as a requirement. [29] § 324.023(1)(b), Fla....
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Cited as authority(citing case) (2023)
phrase: "rule_authority"
Cited as authorityMejia (2014)
phrase: "rule_authority"
Cited as authority(citing case) (2011)
phrase: "rule_authority"
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·Classy Cycles, Inc. v. Bay Cnty., 201 So. 3d 779 (Fla. 1st DCA 2016).

Published | Florida 1st District Court of Appeal | 2016 Fla. App. LEXIS 14507

...The local ordinances do not have a requirement for personal injury protection. . Owners or operators of motor vehicles'who are convicted of driving under the influence have to maintain bodily injury coverage, with policy limits of at least $100,000 for one person, and $300,000 for two or more persons in a crash. § 324.023, Fla....
...§§ 324.021(7) and 324.051(2), Fla, Stat. Owners or operators of motorcycles who are convicted of driving under the influence have to maintain bodily in- , jury coverage, with policy limits of at least $100,000 for one person, and $300,000 for two or more persons in a crash. § 324.023, Fla....
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Cited as authorityOakes (2021)
phrase: "rule_authority"
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This Florida statute resource is curated by Florida Bar member Graham W. Syfert, a Jacksonville, Florida personal injury and workers' compensation attorney (Florida Bar No. 39104). Attorney Syfert regularly handles Chapter 324 matters in the context of auto insurance and financial responsibility and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.