Florida Statutes
Fla. Stat. § 493.6110 (2025)
Licensee’s insurance.
✓ 2025 Florida Statutes — current through the 2025 Regular Session
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493.6110 Licensee’s insurance.—A Class “B” agency license may not be issued unless the applicant first files with the department a certification of insurance evidencing commercial general liability coverage. The coverage shall provide the department as an additional insured for the purpose of receiving all notices of modification or cancellation of such insurance. Coverage shall be written by an insurance company which is lawfully engaged to provide insurance coverage in Florida. Coverage shall provide for a combined single-limit policy in the amount of at least $300,000 for death, bodily injury, property damage, and personal injury. Coverage shall insure for the liability of all employees licensed by the department while acting in the course of their employment.
(1) The licensed agency shall notify the department of any claim against such insurance.
(2) The licensed agency shall notify the department immediately upon cancellation of the insurance policy, whether such cancellation was initiated by the insurance company or the insured agency.
(3) The agency license shall be automatically suspended upon the date of cancellation unless evidence of insurance is provided to the department prior to the effective date of cancellation.
Notes of Decisions
Cited in 2
cases, 1998–2003 · leading case: S. Adj. v. Am. Bankers Ins., 723 So. 2d 285 (Fla. 4th DCA 1998).
S. Adj. v. Am. Bankers Ins., 723 So. 2d 285 (Fla. 4th DCA 1998). “§ 493.6110, Fla. Stat. (Supp.1990). [2] After Southern sought to have American Bankers provide coverage and defend it on Foote's claims, American Bankers filed a declaratory action, seeking to determine whether the subject policy provided coverage for Foote's claims, in light of…”
Preferred Nat'l Ins. v. Docusearch, Inc., 829 A.2d 1068 (N.H. 2003). “Nor do we agree that section 493.6110, Florida Statutes (2002), which requires a private investigator to carry comprehensive general liability for “death, bodily injury, property damage, and personal injury” to be licensed in Florida, necessitates a finding of coverage here.”
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