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Florida Statute 493.6110 - Full Text and Legal Analysis
Florida Statute 493.6110 | Lawyer Caselaw & Research
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The 2025 Florida Statutes

Title XXXII
REGULATION OF PROFESSIONS AND OCCUPATIONS
Chapter 493
PRIVATE INVESTIGATIVE, PRIVATE SECURITY, AND REPOSSESSION SERVICES
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493.6110 Licensee’s insurance.A Class “B” agency license may not be issued unless the applicant first files with the department a certification of insurance evidencing commercial general liability coverage. The coverage shall provide the department as an additional insured for the purpose of receiving all notices of modification or cancellation of such insurance. Coverage shall be written by an insurance company which is lawfully engaged to provide insurance coverage in Florida. Coverage shall provide for a combined single-limit policy in the amount of at least $300,000 for death, bodily injury, property damage, and personal injury. Coverage shall insure for the liability of all employees licensed by the department while acting in the course of their employment.
(1) The licensed agency shall notify the department of any claim against such insurance.
(2) The licensed agency shall notify the department immediately upon cancellation of the insurance policy, whether such cancellation was initiated by the insurance company or the insured agency.
(3) The agency license shall be automatically suspended upon the date of cancellation unless evidence of insurance is provided to the department prior to the effective date of cancellation.
History.ss. 2, 11, ch. 90-364; s. 4, ch. 91-248; s. 4, ch. 91-429; s. 3, ch. 2005-143.

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Amendments to 493.6110


Annotations, Discussions, Cases:

Cases Citing Statute 493.6110

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S. Adj. v. Am. Bankers Ins., 723 So. 2d 285 (Fla. 4th DCA 1998).

Cited 3 times | Published | Florida 4th District Court of Appeal | 1998 WL 689782

...ny automobile or aircraft owned or operated by ... any insured, or (2) any other automobile [1] or aircraft operated by any person in the course of his employment by any insured. Southern procured this insurance to meet the licensing requirements of section 493.6110, Florida Statutes (Supp.1990), which states, in pertinent part: No agency license shall be issued unless the applicant first files with the department a certification of insurance evidencing coverage as delineated below.......
...l liability coverage for death, bodily injury, property damage, and personal injury coverage including false arrest, detention or imprisonment, malicious prosecution, libel, slander, defamation of character, and violation of the right of privacy.... § 493.6110, Fla....
...In granting American Bankers' motion for summary judgment, the trial court answered both these questions in the negative. Southern first argues that the subject policy's exclusions for automobile-related injuries are void as a matter of law. Because section 493.6110 requires it to obtain general liability coverage for its business, which, as both parties concede, mostly involves the operation of tow trucks and automobiles, Southern argues that American Bankers is required to provide coverage for and defend it on both counts of Foote's claim. We disagree as to the negligence count. Although section 493.6110 is not artfully drafted, it does not expressly require an insurer to provide comprehensive automobile coverage for its insured....

This Florida statute resource is curated by Graham W. Syfert, Esq., a Jacksonville, Florida personal injury and workers' compensation attorney. For legal consultation, call 904-383-7448.