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The 2025 Florida Statutes
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F.S. 521.004521.004 Disclosures.—A retail lessor must:(1) Disclose to the retail lessee in the lease agreement in a separate blocked section, in capital letters of at least 12-point bold type, with the appropriate amounts specified, as follows:THIS IS A LEASE AGREEMENT.
THIS IS NOT A PURCHASE AGREEMENT. PLEASE REVIEW THESE MATTERS CAREFULLY AND SEEK INDEPENDENT PROFESSIONAL ADVICE IF YOU HAVE ANY QUESTIONS CONCERNING THIS TRANSACTION. YOU ARE ENTITLED TO AN EXACT COPY OF THE AGREEMENT YOU SIGN. CAPITALIZED COST $ (Your total cost of goods, services, & fees.) CAPITALIZED COST REDUCTION $ (Your total credits.) ADJUSTED OR NET CAPITALIZED COST $ (Your net cost of goods, services, & fees.) For purposes of this subsection, that portion of the disclosure stating the terms “capitalized cost,” “capitalized cost reduction,” and “adjusted or net capitalized cost,” and the explanations contained in the parentheticals, as well as their respective amounts, are not required to be disclosed if the terms “gross capitalized cost,” “capitalized cost reduction,” and “adjusted capitalized cost” and the descriptions and disclosures set forth and required by the federal Consumer Leasing Act, 15 U.S.C. s. 1667 et seq., and Federal Reserve Board Regulation M. 12 C.F.R. part 213, are set forth elsewhere in the lease agreement. (2) Provide the retail lessee with a copy of the lease agreement. History.—s. 4, ch. 95-350; s. 1, ch. 98-128; s. 1, ch. 2005-125.
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Annotations, Discussions, Cases:
Cases Citing Statute 521.004
Total Results: 8
279 F.3d 1294, 2002 U.S. App. LEXIS 884, 2002 WL 86680
Court of Appeals for the Eleventh Circuit | Filed: Jan 23, 2002 | Docket: 397226
Cited 19 times | Published
Ed. 476 (1948).
10
. 11 U.S.C. § 521(4).
11
.
State of Florida
251 B.R. 630, 2000 U.S. Dist. LEXIS 14790, 2000 WL 1140695
District Court, S.D. Florida | Filed: Jul 31, 2000 | Docket: 2517801
Cited 12 times | Published
information related to it to the trustee. See 11 U.S.C. § 521(4) ("The debtor shall . . . surrender to the trustee
778 So. 2d 1000, 2000 Fla. App. LEXIS 15035, 2000 WL 1715736
District Court of Appeal of Florida | Filed: Nov 17, 2000 | Docket: 1290426
Cited 7 times | Published
contain the mandatory disclosure required by section 521.004, Florida Statutes. Specifically, Garcia alleged
107 B.R. 787, 1989 Bankr. LEXIS 2034
United States Bankruptcy Court, S.D. Florida. | Filed: Nov 27, 1989 | Docket: 1659152
Cited 6 times | Published
Bankruptcy Rules 4003 and 9013, and 11 U.S.C. Section 521(4).
The Trustee's Objection and Motion to Direct
170 B.R. 179
United States Bankruptcy Court, S.D. Florida. | Filed: Oct 25, 1994 | Docket: 1111031
Cited 2 times | Published
under § 542(a) and an additional legal duty under § 521(4) to surrender this property of the estate to the
237 B.R. 210, 12 Fla. L. Weekly Fed. B 344, 1999 Bankr. LEXIS 984, 1999 WL 613492
United States Bankruptcy Court, M.D. Florida | Filed: May 27, 1999 | Docket: 1475419
Cited 1 times | Published
property of the estate." 11 U.S.C § 521(4) (1998).
Indeed, Section 521(4) imposes a mandatory duty on a
529 B.R. 786, 2014 Bankr. LEXIS 5310, 2014 WL 8663569
District Court, S.D. Florida | Filed: Dec 19, 2014 | Docket: 65517043
Published
read in the context of its companion provision, § 521(4), which requires that the debtor shall “surrender
874 So. 2d 1220, 2004 Fla. App. LEXIS 7073, 2004 WL 1123794
District Court of Appeal of Florida | Filed: May 21, 2004 | Docket: 64831008
Published
and affirm the order of the trial court.
Section 521.004(2), Florida Statutes (2000), requires that
