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Florida Statute 624.4415 - Full Text and Legal Analysis Florida Statute 624.4415 | Lawyer Caselaw & Research
Fla. Stat. § 624.4415 (2026) Copy Cite Official Site Syfertize CourtListener Amendments
624.4415 Assessments.
(1) All multiple-employer welfare arrangements shall provide that employers are assessable in accordance with this section.
(2) Each multiple-employer welfare arrangement may assess all employers if its prior fiscal year statement of operations reflected a loss.
(3) Each multiple-employer welfare arrangement shall assess all employers if the arrangement’s fund balance at the end of any accounting period is less than the fund balance required by statute.
(4)(a) The minimum assessment shall be the amount necessary to comply with the requirements of s. 624.4392. Each employer’s assessment shall be computed by applying the earned premium for each employer’s plan of benefits during the prior fiscal year as a percent of the amount of the total of all employers’ earned premium for the same year. Each employer’s assessment shall be that employer’s percent times the total assessment levied.
(b) In the event members fail to pay assessments, the other members shall be liable on a proportionate basis for an additional assessment.
(c) The multiple-employer welfare arrangement, acting on behalf of all members who paid the additional assessment, shall institute legal action, when necessary and appropriate, to recover the assessment from the members who fail to pay their assessment.
History.ss. 4, 5, ch. 88-116; ss. 32, 187, 188, ch. 91-108; s. 4, ch. 91-429.

Cases Citing F.S. 624.4415

Fla. Stat. § 624.4415 (2026) Copy Cite Official Site Syfertize CourtListener Amendments
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·Brooks v. Blue Cross & Blue Shield of Florida, Inc., 116 F.3d 1364 (11th Cir. 1997).

Cited 674 times | Published | Court of Appeals for the Eleventh Circuit | 1997 WL 345941

...e period prior to June 1, 1990. See Notice of Trust Termination, attached as Exh. to Deft. New York Life’s Mot. Dismiss and Summ. J. (stating that trust participants may be assessed if claims beyond the trust’s finances are filed under Fla.Stat. § 624.4415)....
0 red0 yellow384 green0 procedural
Cited as authority(citing case) (2026)
phrase: "rule_authority"
Cited as authorityHart (2026)
phrase: "rule_authority"
Cited as authorityBUNCH (2025)
phrase: "rule_authority"
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·In Re Intern. Forum of Fla. Health Ben. Tr., 607 So. 2d 432 (Fla. 1st DCA 1992).

Cited 5 times | Published | Florida 1st District Court of Appeal

...Because the laws governing MEWAs are so recent, and consequently have not been the subject of much litigation, this appeal raises many issues of first impression. Appellants and cross-appellants appeal the order of the trial court authorizing an assessment against appellants under Section 624.4415, Florida Statutes (1989)....
...rves. In early 1989, the department conducted an examination and concluded that IFF was substantially in arrears in paying claims and that the trust was insolvent in spite of the trust's statements reporting a positive net worth. On October 1, 1988, Section 624.4415 became effective, [2] providing that MEWAs would be authorized to assess employer/participants for shortfalls in funds if the arrangement's balance of funds showed a deficit....
...1962). As to issue III, appellants claim they had no notice of assessment liability, thus the assessment is void. Section 624.4414(2), Florida Statutes (1989), provides: Each employer participant shall have a contingent assessment liability pursuant to s. 624.4415 for payment of actual losses and expenses incurred while the policy was in force. Section 624.4415(2) provides: For those multiple-employer welfare arrangements which have a valid certificate of authority before October 1, 1988, the arrangement shall comply with this section and s....
...assessment factor, 15 percent costs for levying the assessment, 7 percent claims evaluation costs, and the 5.6 percent receiver's administrative expenses, in reaching its total assessment base for claims filed after October 1, 1989. On the contrary, Section 624.4415(5)(d) provides: The department shall have the authority to assess, as set forth in this section, all employers for all necessary funds in the event of the liquidation or the rehabilitation of the multiple-employer welfare arrangement....
...As to issue IX, the providers claim that the employers should be assessed both before and after October 1, 1989, because the IFF contract for benefits makes no distinction between years in which an employer shall be assessed. Nevertheless, we read Section 624.4415(2), which requires MEWAs with certificates of authority issued before October 1, 1988 to comply with the assessment statutes by September 30, 1989, as a statement that an assessment provision would not be incorporated into MEWA contr...
...1989, which stated, "I hereby certify that the International Forum of Florida Health Benefit Trust has sent the mutually agreed upon notification regarding the multiple employer welfare arrangement assessability clause under the authority of Statute 624.4415, to all employers enrolled in the Trust according to instructions set forth by the Department of Insurance." We do not find this document anywhere in the record....
0 red0 yellow3 green1 procedural
Cited as authorityKoken (2006)
phrase: "rule_authority"
Cited as authority(citing case) (2001)
phrase: "rule_authority"
Cited as authority(citing case) (1998)
phrase: "rule_authority"
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·Appeal of Actron Contractors Equip. v. South Broward Hosp. Dist., 607 So. 2d 432 (Fla. Dist. Ct. App. 1992).

Published | District Court of Appeal of Florida | 1992 Fla. App. LEXIS 9999

...Because the laws governing MEWAs are so recent, and consequently have not been the subject of much litigation, this appeal raises many issues of first impression. Appellants and cross-appellants appeal the order of the trial court authorizing an assessment against appellants under Section 624.4415, Florida Statutes (1989)....
...es. In early 1989, the department conducted an examination and concluded that IFF was substantially in arrears in paying claims and that the trust was insolvent in spite of the trust’s statements reporting a positive net worth. On October 1, 1988, Section 624.4415 became effective, 2 providing that MEWAs would be authorized to assess employer/participants for shortfalls in funds if the arrangement’s balance of funds showed a deficit....
...denied, 146 So.2d 752 (Fla.1962). As to issue III, appellants claim they had no notice of assessment liability, thus the assessment is void. Section 624.-4414(2), Florida Statutes (1989), provides: Each employer participant shall have a contingent assessment liability pursuant to s. 624.4415 for payment of actual losses and expenses incurred while the policy was in force. Section 624.4415(2) provides: For those multiple-employer welfare arrangements which have a valid certificate of authority before October 1, 1988, the arrangement shall comply with this section and s....
...sessment factor, 15 percent costs for levying the assessment, 7 percent claims evaluation costs, and the 5.6 percent receiver’s administrative expenses, in reaching its total assessment base for claims filed after October 1, 1989. On the contrary, Section 624.4415(5)(d) provides: The department shall have the authority to assess, as set forth in this section, all employers for all necessary funds in the event of the liquidation or the rehabilitation of the multiple-employer welfare arrangement....
...As to issue IX, the providers claim that the employers should be assessed both before and after October 1, 1989, because the IFF contract for benefits makes no distinction between years in which an employer shall be assessed. Nevertheless, we read Section 624.4415(2), which requires MEW As with certificates of authority issued before October 1, 1988 to comply with the assessment statutes by September 30, 1989, as a statement that an assessment provision would not be incorporated into MEWA cont...
...1989, which stated, "I hereby certify that the International Forum of Florida Health Benefit Trust has sent the mutually agreed upon notification regarding the multiple employer welfare arrangement assessability clause under the authority of Statute 624.4415, to all employers enrolled in the Trust according to instructions set forth by the Department of Insurance.” We do not find this document anywhere in the record....
0 red0 yellow1 green1 procedural
Cited as authority(citing case) (2003)
phrase: "rule_authority"
Review deniedReyes (1998)
phrase: "review denied"

This Florida statute resource is curated by Graham W. Syfert, a Jacksonville, Florida personal injury and workers' compensation attorney (Florida Bar No. 39104). Attorney Syfert regularly works with Chapter 624 in the context of insurance disputes and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.