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Florida Statute 624.607 - Full Text and Legal Analysis
Florida Statute 624.607 | Lawyer Caselaw & Research
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The 2025 Florida Statutes

Title XXXVII
INSURANCE
Chapter 624
INSURANCE CODE: ADMINISTRATION AND GENERAL PROVISIONS
View Entire Chapter
F.S. 624.607
624.607 “Marine insurance,” “wet marine and transportation insurance,” and “inland marine insurance” defined.
(1) “Marine insurance” includes:
(a) Insurance against any kinds of loss or damage to:
1. Vessels, craft, aircraft, cars, automobiles, and vehicles of every kind, as well as all goods, freights, cargoes, merchandise, effects, disbursements, profits, moneys, bullion, precious stones, securities, choses in action, evidences of debt, valuable papers, bottomry and respondentia interests and all other kinds of property and interests therein, in respect to, appertaining to, or in connection with any and all risks or perils of navigation, transit, or transportation, including war risks, on or under any seas or other waters, on land or in the air, or while being assembled, packed, crated, baled, compressed, or similarly prepared for shipment or while awaiting the same or during any delays, storage, transshipment, or reshipment incident thereto, including marine builder’s risks and all personal property floater risks; and
2. Person or property in connection with or appertaining to a marine, inland marine, transit, or transportation insurance, including liability for loss of or damage to either, arising out of or in connection with the construction, repair, operation, maintenance, or use of the subject matter of such insurance, but not including life insurance or surety bonds nor insurance against loss by reason of bodily injury to the person arising out of the ownership, maintenance, or use of automobiles; and
3. Precious stones, jewels, jewelry, gold, silver, and other precious metals, whether used in business or trade or otherwise and whether the same be in course of transportation or otherwise; and
4. Bridges, tunnels, and other instrumentalities of transportation and communication (excluding buildings, their furniture and furnishings, fixed contents, and supplies held in storage) unless fire, tornado, sprinkler leakage, hail, explosion, earthquake, riot, and/or civil commotion are the only hazards to be covered; piers, wharves, docks, and slips, excluding the risks of fire, tornado, sprinkler leakage, hail, explosion, earthquake, riot, and/or civil commotion; and other aids to navigation and transportation, including dry docks and marine railways, against all risks.
(b) Marine protection and indemnity insurance, meaning insurance against, or against legal liability of the insured for, loss, damage, or expense arising out of, or incident to, the ownership, operation, chartering, maintenance, use, repair, or construction of any vessel, craft, or instrumentality in use in ocean or inland waterways, including liability of the insured for personal injury, illness, or death or for loss of or damage to the property of another person.
(2) For the purposes of this code, “wet marine and transportation insurance” is that part of marine insurance which includes only:
(a) Insurance upon vessels, crafts, and hulls and of interests therein or with relation thereto;
(b) Insurance of marine builders’ risks, marine war risks, and contracts of marine protection and indemnity insurance;
(c) Insurance of freights and disbursements pertaining to a subject of insurance coming within this definition; and
(d) Insurance of personal property and interests therein, in course of exportation from or importation into any country, or in course of transportation coastwise or on inland waters, including transportation by land, water, or air from point of origin to final destination, in respect to, appertaining to, or in connection with any and all risks or perils of navigation, transit, or transportation, and while being prepared for and while awaiting shipment, and during any delays, storage, transshipment, or reshipment incident thereto.
(3) For the purposes of this code, “inland marine insurance” is as established by general custom of the insurance business and promulgated by rule of the commission.
History.ss. 105, 417, ch. 59-205; ss. 13, 35, ch. 69-106; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 80, 86, 809(1st), ch. 82-243; ss. 187, 188, ch. 91-108; s. 4, ch. 91-429; s. 853, ch. 2003-261.
Note.Consolidation of s. 624.607 and former s. 627.071.

F.S. 624.607 on Google Scholar

F.S. 624.607 on CourtListener

Amendments to 624.607


Annotations, Discussions, Cases:

Cases Citing Statute 624.607

Total Results: 7

Golden Door Jewelry Creations, Inc. v. Lloyds Underwriters

748 F. Supp. 1529, 1990 U.S. Dist. LEXIS 13662, 1990 WL 156697

District Court, S.D. Florida | Filed: Oct 11, 1990 | Docket: 2517027

Cited 13 times | Published

type of inland marine, all risk insurance. Section 624.607, Florida Statutes (1989) provides general definitions

Golden Door Jewelry Creations, Inc. v. Lloyds Underwriters

758 F. Supp. 708, 1991 U.S. Dist. LEXIS 2490, 1991 WL 27771

District Court, S.D. Florida | Filed: Feb 21, 1991 | Docket: 1384867

Cited 11 times | Published

analysis. Id. (citing, inter alia, Fla.Stat. § 624.607(3) (1989); Fla.Admin.Code R. 4-48.003 (1989) (permissive

Jackson v. Leads Diamond Corp.

767 F. Supp. 268, 1991 U.S. Dist. LEXIS 9781, 1991 WL 126253

District Court, S.D. Florida | Filed: Jul 9, 1991 | Docket: 1061483

Cited 9 times | Published

than a jeweler's block policy. However, Florida statute 624.607(1)(a)(3) applies to this case. That statute

Southernmost Marine Services, Inc. v. One (1) 2000 Fifty Four Foot (54') Sea Ray Named M/V "Potential"

250 F. Supp. 2d 1367, 2003 U.S. Dist. LEXIS 3802, 2003 WL 1192472

District Court, S.D. Florida | Filed: Mar 13, 2003 | Docket: 2226009

Cited 5 times | Published

Compare Fla. St. § 624.605(1)(b) with Fla. St. § 624.607(1)(b). Both provisions describe insurance `against

Steelmet, Inc. v. Caribe Towing Corp.

842 F.2d 1237, 1988 U.S. App. LEXIS 5055, 1988 WL 24811

Court of Appeals for the Eleventh Circuit | Filed: Apr 18, 1988 | Docket: 66234046

Cited 2 times | Published

Compare Fla.St. § 624.605(l)(b) with Fla.St. § 624.607(l)(b). Both provisions describe insurance “against

Indemnity Casualty & Property, Ltd. v. Hunter

752 So. 2d 658, 2000 Fla. App. LEXIS 338, 2000 WL 35892

District Court of Appeal of Florida | Filed: Jan 19, 2000 | Docket: 64795565

Published

transportation insurance” policy as defined in section 624.607, Florida Statutes (1997).2 They argue that

Florida Insurance Guaranty Ass'n v. Pilings & Structures, Inc.

616 So. 2d 532, 1993 Fla. App. LEXIS 3473, 1993 WL 84507

District Court of Appeal of Florida | Filed: Mar 25, 1993 | Docket: 64695382

Published

transshipment, or reshipment incident thereto. § 624.607(2), Fla.Stat. (1985) (emphasis added). FIGA argues