Syfert Injury Law Firm

Your Trusted Partner in Personal Injury & Workers' Compensation

Call Now: 904-383-7448
Florida Statute 626.611 - Full Text and Legal Analysis
Florida Statute 626.611 | Lawyer Caselaw & Research
Link to State of Florida Official Statute
F.S. 626.611 Case Law from Google Scholar Google Search for Amendments to 626.611

The 2025 Florida Statutes

Title XXXVII
INSURANCE
Chapter 626
INSURANCE FIELD REPRESENTATIVES AND OPERATIONS
View Entire Chapter
F.S. 626.611
626.611 Grounds for compulsory refusal, suspension, or revocation of agent’s, title agency’s, adjuster’s, customer representative’s, service representative’s, or managing general agent’s license or appointment.
(1) The department shall deny an application for, suspend, revoke, or refuse to renew or continue the license or appointment of any applicant, agent, title agency, adjuster, customer representative, service representative, or managing general agent, and it shall suspend or revoke the eligibility to hold a license or appointment of any such person, if it finds that as to the applicant, licensee, or appointee any one or more of the following applicable grounds exist:
(a) Lack of one or more of the qualifications for the license or appointment as specified in this code.
(b) Material misstatement, misrepresentation, or fraud in obtaining the license or appointment or in attempting to obtain the license or appointment.
(c) Failure to pass to the satisfaction of the department any examination required under this code.
(d) If the license or appointment is willfully used, or to be used, to circumvent any of the requirements or prohibitions of this code.
(e) Willful misrepresentation of any insurance policy or annuity contract or willful deception with regard to any such policy or contract, done either in person or by any form of dissemination of information or advertising.
(f) If, as an adjuster, or agent licensed and appointed to adjust claims under this code, he or she has materially misrepresented to an insured or other interested party the terms and coverage of an insurance contract with intent and for the purpose of effecting settlement of claim for loss or damage or benefit under such contract on less favorable terms than those provided in and contemplated by the contract.
(g) Demonstrated lack of fitness or trustworthiness to engage in the business of insurance.
(h) Demonstrated lack of reasonably adequate knowledge and technical competence to engage in the transactions authorized by the license or appointment.
(i) Fraudulent or dishonest practices in the conduct of business under the license or appointment.
(j) Misappropriation, conversion, or unlawful withholding of moneys belonging to insurers or insureds or beneficiaries or to others and received in conduct of business under the license or appointment.
(k) Unlawfully rebating, attempting to unlawfully rebate, or unlawfully dividing or offering to divide his or her commission with another.
(l) Having obtained or attempted to obtain, or having used or using, a license or appointment as agent or customer representative for the purpose of soliciting or handling “controlled business” as defined in s. 626.730 with respect to general lines agents, s. 626.784 with respect to life agents, and s. 626.830 with respect to health agents.
(m) Willful failure to comply with, or willful violation of, any proper order or rule of the department or willful violation of any provision of this code.
(n) Having been found guilty of or having pleaded guilty or nolo contendere to a misdemeanor directly related to the financial services business, any felony, or any crime punishable by imprisonment of 1 year or more under the law of the United States of America or of any state thereof or under the law of any other country, without regard to whether a judgment of conviction has been entered by the court having jurisdiction of such cases.
(o) Fraudulent or dishonest practice in submitting or aiding or abetting any person in the submission of an application for workers’ compensation coverage under chapter 440 containing false or misleading information as to employee payroll or classification for the purpose of avoiding or reducing the amount of premium due for such coverage.
(p) Sale of an unregistered security that was required to be registered, pursuant to chapter 517.
(q) In transactions related to viatical settlement contracts as defined in s. 626.9911:
1. Commission of a fraudulent or dishonest act.
2. No longer meeting the requirements for initial licensure.
3. Having received a fee, commission, or other valuable consideration for his or her services with respect to viatical settlements that involved unlicensed viatical settlement providers or persons who offered or attempted to negotiate on behalf of another person a viatical settlement contract as defined in s. 626.9911 and who were not licensed life agents.
4. Dealing in bad faith with viators.
(2) The department shall, upon receipt of information or an indictment, immediately temporarily suspend a license or appointment issued under this chapter when the licensee is charged with a felony enumerated in s. 626.207(2). Such suspension shall continue if the licensee is found guilty of, or pleads guilty or nolo contendere to, the crime, regardless of whether a judgment or conviction is entered, during a pending appeal. A person may not transact insurance business after suspension of his or her license or appointment.
History.s. 240, ch. 59-205; ss. 13, 35, ch. 69-106; s. 12, ch. 71-86; s. 160, ch. 73-333; s. 3, ch. 76-168; s. 1, ch. 77-457; s. 21, ch. 78-95; s. 3, ch. 81-282; ss. 2, 3, ch. 81-318; ss. 204, 217, 807, 810, ch. 82-243; s. 28, ch. 82-386; s. 13, ch. 88-166; s. 49, ch. 90-201; ss. 55, 206, 207, ch. 90-363; s. 47, ch. 91-1; s. 4, ch. 91-429; s. 14, ch. 92-146; s. 10, ch. 92-318; s. 236, ch. 97-102; s. 28, ch. 98-199; s. 12, ch. 2001-142; s. 59, ch. 2002-206; s. 947, ch. 2003-261; s. 45, ch. 2004-390; s. 11, ch. 2005-237; s. 17, ch. 2014-123; s. 26, ch. 2017-175; s. 17, ch. 2023-144.

F.S. 626.611 on Google Scholar

F.S. 626.611 on CourtListener

Amendments to 626.611


Annotations, Discussions, Cases:

Cases Citing Statute 626.611

Total Results: 31

Bowling v. Department of Ins.

394 So. 2d 165, 17 A.L.R. 4th 1090, 1981 Fla. App. LEXIS 19509

District Court of Appeal of Florida | Filed: Feb 13, 1981 | Docket: 1315581

Cited 32 times | Published

violations of the insurance code, notably Section 626.611(10), Florida Statutes (1979), which requires

Werner v. STATE, DEPT. OF INS.

689 So. 2d 1211, 1997 WL 108941

District Court of Appeal of Florida | Filed: Mar 13, 1997 | Docket: 2517173

Cited 17 times | Published

as a matter of law, to prove a violation of section 626.611(9), Florida Statutes (1989). For this and other

Natelson v. Department of Ins.

454 So. 2d 31, 1984 Fla. App. LEXIS 14343

District Court of Appeal of Florida | Filed: Jul 27, 1984 | Docket: 1297809

Cited 16 times | Published

untrustworthiness to engage in the business of insurance, Section 626.611(7), Florida Statutes; (2) having pled guilty

Dept. of Ins. v. Dade Cty. Consumer Adv.

492 So. 2d 1032, 90 A.L.R. 4th 193

Supreme Court of Florida | Filed: Jun 3, 1986 | Docket: 478295

Cited 15 times | Published

[4] ADKINS and SHAW, JJ., concur. NOTES [1] Section 626.611 provides, in pertinent part: The department

Smith v. Krugman-Kadi

547 So. 2d 677, 1989 WL 77481

District Court of Appeal of Florida | Filed: Jul 18, 1989 | Docket: 1474713

Cited 13 times | Published

engage in business of insurance", provided in Section 626.611(7), Florida Statutes, as including the licensee's

Hughes v. Professional Insurance Corporation

140 So. 2d 340, 1962 Fla. App. LEXIS 3197

District Court of Appeal of Florida | Filed: Apr 26, 1962 | Docket: 1522686

Cited 13 times | Published

Chancellor found this section was brought forward as § 626.0611. However, there is a material difference in these

Chicago Title Ins. Co. v. Butler

770 So. 2d 1210, 25 Fla. L. Weekly Supp. 899, 2000 Fla. LEXIS 2034, 2000 WL 1535354

Supreme Court of Florida | Filed: Oct 19, 2000 | Docket: 1778893

Cited 11 times | Published

general requirements for insurance agents. Section 626.611(11) gives the Department of Insurance the authority

Brewer v. INSURANCE COM'R & TREASURER

392 So. 2d 593

District Court of Appeal of Florida | Filed: Jan 20, 1981 | Docket: 1678409

Cited 10 times | Published

revocation, or refusal to renew insurance licenses. Section 626.611, Florida Statutes states the compulsory grounds

Cycle Dealers Ins., Inc. v. Bankers Ins. Co.

394 So. 2d 1123

District Court of Appeal of Florida | Filed: Mar 11, 1981 | Docket: 1315376

Cited 6 times | Published

suspension or revocation of his license under section 626.611 or section 626.621, the insurer shall give

Butler v. State, Dept. of Ins.

680 So. 2d 1103, 1996 WL 587866

District Court of Appeal of Florida | Filed: Oct 11, 1996 | Docket: 467099

Cited 5 times | Published

section by likewise prohibiting illegal rebates. Section 626.611(11) provides for disciplinary action against

Beckett v. Department of Financial Services

982 So. 2d 94, 2008 Fla. App. LEXIS 8133, 2008 WL 2026154

District Court of Appeal of Florida | Filed: May 12, 2008 | Docket: 1208183

Cited 4 times | Published

engage in the business of insurance pursuant to section 626.611(7), Florida Statutes (2004), or had engaged

Dyer v. DEPT. OF INS. & TREASURER

585 So. 2d 1009, 1991 WL 163060

District Court of Appeal of Florida | Filed: Aug 21, 1991 | Docket: 1293885

Cited 4 times | Published

misrepresentation or deception in violation of Section 626.611(5) and an unfair or deceptive practice under

DADE CTY. CONSUMER ADVOCATE'S v. Dept. of Ins.

457 So. 2d 495

District Court of Appeal of Florida | Filed: Aug 17, 1984 | Docket: 426327

Cited 3 times | Published

customer over a rebate of his commission; that section 626.611(11), providing for disciplinary action for

Kauk v. Department of Financial Services

131 So. 3d 805, 2014 WL 28301, 2014 Fla. App. LEXIS 107

District Court of Appeal of Florida | Filed: Jan 3, 2014 | Docket: 60238176

Cited 1 times | Published

207(3). In addition, the Department cited section 626.611(1), (7), and (14), Florida Statutes (2011)

Thomas v. DEPT. OF INS. AND TREASURER

559 So. 2d 419

District Court of Appeal of Florida | Filed: Apr 11, 1990 | Docket: 1751705

Cited 1 times | Published

deception. [4] § 626.611(5), Fla. Stat. (1985). [5] § 626.611(7), Fla. Stat. (1985). [6] § 626.611(9), Fla

Castagnos v. Department of Financial Services

District Court of Appeal of Florida | Filed: Jan 29, 2025 | Docket: 69587485

Published

department exceeded its suspension authority under section 626.611(2), Florida Statutes, which requires the department

Canfield v. Department of Financial Services

District Court of Appeal of Florida | Filed: Jan 29, 2025 | Docket: 69587486

Published

department exceeded its suspension authority under section 626.611(2), Florida Statutes, which requires the department

McCloskey v. Department of Financial Services

172 So. 3d 973, 2015 Fla. App. LEXIS 12559, 2015 WL 4950094

District Court of Appeal of Florida | Filed: Aug 21, 2015 | Docket: 60250181

Published

without a securities license, in violation of section 626.611(16), Florida Statutes (2003). After a formal

Carter v. Florida Department of Financial Services

117 So. 3d 476, 2013 WL 3770843, 2013 Fla. App. LEXIS 11466

District Court of Appeal of Florida | Filed: Jul 19, 2013 | Docket: 60232686

Published

Department determined involved “moral turpitude.” See § 626.611(14), Fla. Stat. The license was not automatically

McCloskey v. Department of Financial Services

115 So. 3d 441, 2013 WL 3100394, 2013 Fla. App. LEXIS 9801, 38 Fla. L. Weekly Fed. D 1376

District Court of Appeal of Florida | Filed: Jun 21, 2013 | Docket: 60232191

Published

recommended order concluding that McCloskey violated section 626.611(16), Florida Statutes,2 by selling an unregistered

Faloon v. Department of Financial Services

911 So. 2d 1286, 2005 Fla. App. LEXIS 15987

District Court of Appeal of Florida | Filed: Oct 6, 2005 | Docket: 64840567

Published

that its finding that Ms. Faloon violated section 626.611(9), Florida Statutes (2001), was error. Pursuant

Robert v. Department of Insurance

854 So. 2d 681, 2003 Fla. App. LEXIS 10351, 2003 WL 21554330

District Court of Appeal of Florida | Filed: Jul 11, 2003 | Docket: 64825144

Published

for each count, Mr. Robert’s violation of section 626.611(9) carried the highest penalty, a nine-month

Pou v. Department of Insurance & Treasurer

707 So. 2d 941, 1998 Fla. App. LEXIS 2680, 1998 WL 117301

District Court of Appeal of Florida | Filed: Mar 18, 1998 | Docket: 64779722

Published

Department of Insurance in its final order. . Section 626.611(10), Florida Statutes (1993), prohibits misappropriation

Russell v. State, Department of Insurance

668 So. 2d 276, 1996 Fla. App. LEXIS 1356, 1996 WL 65650

District Court of Appeal of Florida | Filed: Feb 16, 1996 | Docket: 64762454

Published

refusal to return funds belonging to an insurer; section 626.611(10)2 lists grounds for compulsory suspension

Ganter v. Department of Insurance

620 So. 2d 202, 1993 Fla. App. LEXIS 5886, 1993 WL 177935

District Court of Appeal of Florida | Filed: May 28, 1993 | Docket: 64697031

Published

be disciplined under *209the provisions of Section 626.611. However, his laissez faire management approach

Paisley v. Department of Insurance

526 So. 2d 167, 13 Fla. L. Weekly 1256, 1988 Fla. App. LEXIS 2398, 1988 WL 55653

District Court of Appeal of Florida | Filed: May 25, 1988 | Docket: 64635208

Published

trustworthiness to engage in the business of insurance. (Section 626.611(7), Florida Statutes) (b) Having been found

Devor v. Department of Insurance

473 So. 2d 1319, 10 Fla. L. Weekly 1184, 1985 Fla. App. LEXIS 15129

District Court of Appeal of Florida | Filed: May 13, 1985 | Docket: 64613591

Published

within the permissible range of statutory law. Section 626.611, Florida Statutes (1981); Section 626.621,

Daniels v. Gunter

438 So. 2d 184, 1983 Fla. App. LEXIS 21797

District Court of Appeal of Florida | Filed: Sep 23, 1983 | Docket: 64599769

Published

violations of section 626.611(5) (willful deception with regard to an insurance policy), section 626.611(7) (lack

Hartnett v. Department of Insurance

406 So. 2d 1180, 1981 Fla. App. LEXIS 21636

District Court of Appeal of Florida | Filed: Nov 18, 1981 | Docket: 64586612

Published

provisions of the insurance code, particularly Section 626.611(10), by receiving some $55,000 consisting of

Drew v. Insurance Commissioner & Treasurer

330 So. 2d 794, 1976 Fla. App. LEXIS 15086

District Court of Appeal of Florida | Filed: Apr 30, 1976 | Docket: 64553448

Published

circumvent the requirements of the insurance code (F.S. 626.611 [4]) ; (d) He demonstrated lack of fitness or

Jones v. Life Insurance Co. of Florida

215 So. 2d 889, 1968 Fla. App. LEXIS 4877

District Court of Appeal of Florida | Filed: Nov 26, 1968 | Docket: 64507383

Published

after a hearing under the authority of Fla.Stat. § 626.611, F.S.A. The correspondence sought herein appears