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Florida Statute 627.371 - Full Text and Legal Analysis
Florida Statute 627.371 | Lawyer Caselaw & Research
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The 2025 Florida Statutes

Title XXXVII
INSURANCE
Chapter 627
INSURANCE RATES AND CONTRACTS
View Entire Chapter
F.S. 627.371
627.371 Hearings.
(1) Any person aggrieved by any rate charged, rating plan, rating system, or underwriting rule followed or adopted by an insurer, and any person aggrieved by any rating plan, rating system, or underwriting rule followed or adopted by a rating organization, may herself or himself or by her or his authorized representative make written request of the insurer or rating organization to review the manner in which the rate, plan, system, or rule has been applied with respect to insurance afforded her or him. If the request is not granted within 30 days after it is made, the requester may treat it as rejected. Any person aggrieved by the refusal of an insurer or rating organization to grant the review requested, or by the failure or refusal to grant all or part of the relief requested, may file a written complaint with the office, specifying the grounds relied upon. If the office has already disposed of the issue as raised by a similar complaint or believes that probable cause for the complaint does not exist or that the complaint is not made in good faith, it shall so notify the complainant. Otherwise, and if it also finds that the complaint charges a violation of this chapter and that the complainant would be aggrieved if the violation is proven, it shall proceed as provided in subsection (2).
(2) If after examination of an insurer, rating organization, advisory organization, or group, association, or other organization of insurers which engages in joint underwriting or joint reinsurance, upon the basis of other information, or upon sufficient complaint as provided in subsection (1), the office has good cause to believe that such insurer, organization, group, or association, or any rate, rating plan, or rating system made or used by any such insurer or rating organization, does not comply with the requirements and standards of this part applicable to it, it shall, unless it has good cause to believe such noncompliance is willful, give notice in writing to such insurer, organization, group, or association stating therein in what manner and to what extent noncompliance is alleged to exist and specifying therein a reasonable time, not less than 10 days thereafter, in which the noncompliance may be corrected, including any premium adjustment.
(3) If the office has good cause to believe that such noncompliance is willful or if, within the period prescribed by the office in the notice required by subsection (2), the insurer, organization, group, or association does not make such changes as may be necessary to correct the noncompliance specified by the office or establish to the satisfaction of the office that such specified noncompliance does not exist, then the office is required to proceed to further determine the matter. If no notice has been given as provided in subsection (2), the notice shall state in what manner and to what extent noncompliance is alleged to exist. The proceedings shall not consider any subject not specified in the notice required by subsections (2) and (3).
History.s. 447, ch. 59-205; s. 20, ch. 67-9; ss. 13, 35, ch. 69-106; s. 3, ch. 76-168; s. 1, ch. 77-457; s. 21, ch. 78-95; ss. 2, 3, ch. 81-318; ss. 355, 357, 809(2nd), ch. 82-243; ss. 49, 79, ch. 82-386; s. 114, ch. 92-318; s. 5, ch. 93-289; s. 322, ch. 97-102; s. 1109, ch. 2003-261.

F.S. 627.371 on Google Scholar

F.S. 627.371 on CourtListener

Amendments to 627.371


Annotations, Discussions, Cases:

Cases Citing Statute 627.371

Total Results: 22

Richard L. Fowler v. Caliber Home Loans, Inc.

904 F.3d 1314

Court of Appeals for the Eleventh Circuit | Filed: Sep 24, 2018 | Docket: 7922367

Cited 93 times | Published

noncompliance, including by adjusting the premium, id. § 627.371(2). Furthermore, whenever an insurer wishes to

Florida Weld. & E. Serv., Inc. v. American Mut. Ins. Co.

285 So. 2d 386

Supreme Court of Florida | Filed: Nov 7, 1973 | Docket: 2531648

Cited 28 times | Published

basis for administrative review under subsequent § 627.371, the language of which is generally the same,

International Patrol v. Aetna Cas. & Sur.

396 So. 2d 774

District Court of Appeal of Florida | Filed: Mar 25, 1981 | Docket: 2512049

Cited 12 times | Published

627.391, Florida Statutes (1977). Specifically, § 627.371(2) provides that if the Department of Insurance

International Patrol v. Aetna Cas. & Sur.

396 So. 2d 774

District Court of Appeal of Florida | Filed: Mar 25, 1981 | Docket: 2512049

Cited 12 times | Published

627.391, Florida Statutes (1977). Specifically, § 627.371(2) provides that if the Department of Insurance

Abels v. JPMorgan Chase Bank, N.A.

678 F. Supp. 2d 1273, 2009 U.S. Dist. LEXIS 124235, 2009 WL 5342768

District Court, S.D. Florida | Filed: Nov 23, 2009 | Docket: 2338187

Cited 10 times | Published

(Fla. 2d DCA 2006). Moreover, Florida Statute § 627.371(1) creates a detailed process for challenging

Bankers Ins. Co. v. FLA. RESIDENTIAL PROPERTY & CAS. JOINT UNDERWRITING ASS'N

689 So. 2d 1127

District Court of Appeal of Florida | Filed: Feb 25, 1997 | Docket: 1739342

Cited 9 times | Published

Insurance Commissioner in the manner provided by § 627.371, Florida Statutes. A transcript of any Appeal

Wilson v. Eyerbank, N.A.

77 F. Supp. 3d 1202, 2015 U.S. Dist. LEXIS 8315

District Court, S.D. Florida | Filed: Jan 6, 2015 | Docket: 64299804

Cited 8 times | Published

afforded her or him.” Fla. Stat. § 627.371. ASIC maintains that section 627.371 provides the exclusive provides

Continental Casualty Co. v. First Financial Employee Leasing, Inc.

716 F. Supp. 2d 1176, 2010 U.S. Dist. LEXIS 55642

District Court, M.D. Florida | Filed: Jun 3, 2010 | Docket: 2404395

Cited 8 times | Published

exhaust its administrative remedies under Section 627.371, Florida Statutes, before suing on Count II

Progressive Express Ins. Co. v. Reaume

937 So. 2d 1120, 2006 WL 2088264

District Court of Appeal of Florida | Filed: Jul 28, 2006 | Docket: 1513143

Cited 7 times | Published

to seek administrative review pursuant to section 627.371, Florida Statutes (2002). Furthermore, once

FCCI Insurance Co. v. NCM of Collier County, Inc.

15 So. 3d 5, 2009 Fla. App. LEXIS 788, 2009 WL 277090

District Court of Appeal of Florida | Filed: Feb 6, 2009 | Docket: 1660706

Cited 5 times | Published

dispute resolution and appeals process under section 627.371, Florida Statutes (2006). We agree and grant

State Farm Mut. Auto. v. Gibbons

860 So. 2d 1050, 2003 Fla. App. LEXIS 18442, 2003 WL 22867751

District Court of Appeal of Florida | Filed: Dec 5, 2003 | Docket: 454612

Cited 5 times | Published

to seek administrative review pursuant to section 627.371, Florida Statutes (2002). Furthermore, once

Gassner v. Caduceus Self Ins. Fund, Inc.

532 So. 2d 1133, 13 Fla. L. Weekly 2393, 1988 Fla. App. LEXIS 4691, 1988 WL 110986

District Court of Appeal of Florida | Filed: Oct 26, 1988 | Docket: 2529269

Cited 4 times | Published

their administrative remedies pursuant to section 627.371, Florida Statutes (1985). The trial court agreed

Serchay v. State Farm Florida Insurance Co.

25 So. 3d 652, 2010 Fla. App. LEXIS 27, 2010 WL 22700

District Court of Appeal of Florida | Filed: Jan 6, 2010 | Docket: 1194733

Cited 3 times | Published

exhaust his administrative remedies under section 627.371, Florida Statutes (2007). That section provides

Zimmerman v. STATE, OFFICE OF INS. REG.

944 So. 2d 1163

District Court of Appeal of Florida | Filed: Dec 13, 2006 | Docket: 1156977

Cited 2 times | Published

advising Appellants that they must comply with section 627.371(1), Florida Statutes, by making a "written

American Home Assurance Co. v. Phineas Corp.

347 F. Supp. 2d 1231, 2004 U.S. Dist. LEXIS 25088, 2004 WL 2735533

District Court, M.D. Florida | Filed: Sep 15, 2004 | Docket: 2294346

Cited 2 times | Published

policy. The Florida Supreme Court found that Section 627.371, Florida Statutes, provides an "adequate basis

People's Trust Insurance Co. v. Pesta

199 So. 3d 970, 2016 WL 3088123, 2016 Fla. App. LEXIS 8332

District Court of Appeal of Florida | Filed: Jun 1, 2016 | Docket: 60256679

Cited 1 times | Published

of Insurance Regulation (OIR) pursuant to section 627.371, Florida Statutes. See Serchay v. State Farm

PEOPLE'S TRUST MGA, LLC v. JOSEF PESTA, INDIVIDUALLY, AND ON BEHALF OF ALL THOSE SIMILARLY SITUATED

District Court of Appeal of Florida | Filed: Sep 18, 2019 | Docket: 16211763

Published

4th DCA 2016) (Pesta I). We explained that section 627.371, Florida Statutes (2011), provides an administrative

Fair Insurance Rates In Monroe, Inc. v. Office of Insurance Regulation

District Court of Appeal of Florida | Filed: Apr 30, 2018 | Docket: 6379299

Published

letter to Citizens, requesting relief under section 627.371(1), Florida Statutes. 1 The letter stated that

Montoya v. PNC Bank, N.A.

94 F. Supp. 3d 1293, 2015 U.S. Dist. LEXIS 35792, 2015 WL 1311482

District Court, S.D. Florida | Filed: Mar 23, 2015 | Docket: 64301174

Published

regulated insurance premiums under Fla. Stat. § 627.371, prohibiting misrepresentations regarding policy

Patricia Asseff and Abraham Asseff v. Citizens Property Insurance, etc.

159 So. 3d 327, 2015 WL 1018536

District Court of Appeal of Florida | Filed: Mar 9, 2015 | Docket: 2640372

Published

the administrative remedies provided for in section 627.371, Florida Statutes. For the reasons that follow

Zimmerman v. State, Office of Insurance Regulation

944 So. 2d 1163, 2006 Fla. App. LEXIS 20785

District Court of Appeal of Florida | Filed: Dec 13, 2006 | Docket: 64848322

Published

advising Appellants that they must comply with section 627.371(1), Florida Statutes, by making a “written

Bankers Insurance Co. v. Florida Residential Property & Casualty Joint Underwriting Ass'n

689 So. 2d 1127, 1997 Fla. App. LEXIS 1411

District Court of Appeal of Florida | Filed: Feb 25, 1997 | Docket: 64771785

Published

Insurance Commissioner in the manner provided by § 627.371, Florida Statutes. A transcript of any Appeal