Florida Statute 627.560 - Full Text and Legal Analysis

The 2025 Florida Statutes

Title XXXVII
INSURANCE

Chapter 627
INSURANCE RATES AND CONTRACTS

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627.560 Incontestability.—A group life insurance policy shall provide that the validity of the policy shall not be contested, except for nonpayment of premium, after it has been in force for 2 years from its date of issue. No statement made by any person insured under the policy relating to that person’s insurability shall be used in contesting the validity of the insurance with respect to which the statement was made after the insurance has been in force prior to the contest for a period of 2 years during that person’s lifetime nor unless it is contained in a written instrument signed by her or him.

History.—s. 533, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 432, 448, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 114, ch. 92-318; s. 333, ch. 97-102.

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Cases Citing Statute 627.560

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Home Life Ins. Co. v. Regueira, 313 So. 2d 438 (Fla. 2d DCA 1975).

Cited 10 times | Published | Florida 2nd District Court of Appeal | 1975 Fla. App. LEXIS 14827

...de any duties or activities performed at a person's permanent or temporary residence nor while confined in a hospital or similar institution." The policy also contained the following incontestability clause as required by § 627.0409, F.S. 1965 (now § 627.560, F.S....

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Loring v. State, 674 So. 2d 165 (Fla. Dist. Ct. App. 1996).

Published | District Court of Appeal of Florida | 1996 Fla. App. LEXIS 4669, 1996 WL 228620

applicable to group life insurance policies. Section 627.560, Florida Statutes (1993), which provides: A

This Florida statute resource is curated by Graham W. Syfert, Esq., a Jacksonville, Florida personal injury and workers' compensation attorney. Attorney Syfert regularly works with Chapter 627 in the context of insurance coverage law and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.