Florida Statutes
Fla. Stat. § 627.560 (2025)
Incontestability.
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627.560 Incontestability.—A group life insurance policy shall provide that the validity of the policy shall not be contested, except for nonpayment of premium, after it has been in force for 2 years from its date of issue. No statement made by any person insured under the policy relating to that person’s insurability shall be used in contesting the validity of the insurance with respect to which the statement was made after the insurance has been in force prior to the contest for a period of 2 years during that person’s lifetime nor unless it is contained in a written instrument signed by her or him.
History.—s. 533, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 432, 448, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 114, ch. 92-318; s. 333, ch. 97-102.
Notes of Decisions
Cited in 2
cases, 1975–1996 · leading case: Home Life Ins. Co. v. Regueira, 313 So. 2d 438 (Fla. 2d DCA 1975).
Home Life Ins. Co. v. Regueira, 313 So. 2d 438 (Fla. 2d DCA 1975). “1965 (now § 627.560, F.S. 1973): "This policy shall be incontestable after two years from the date of issue, except for the non-payment of premiums.”
Loring v. State, 674 So. 2d 165 (Fla. 4th DCA 1996). “Section 627.560, Florida Statutes (1993), which provides: A group life insurance policy shall provide that the validity of the policy shall not be contested, except for nonpayment of premium, after it has been in force for 2 years from its date of issue.”
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