Florida Statutes
Fla. Stat. § 627.7288 (2025)
Comprehensive coverage; deductible not to apply to motor vehicle glass.
✓ 2025 Florida Statutes — current through the 2025 Regular Session
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627.7288 Comprehensive coverage; deductible not to apply to motor vehicle glass.—The deductible provisions of any policy of motor vehicle insurance, delivered or issued in this state by an authorized insurer, providing comprehensive coverage or combined additional coverage shall not be applicable to damage to the windshield of any motor vehicle covered under such policy.
History.—s. 1, ch. 79-241; s. 2, ch. 81-318; ss. 547, 563, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 15, ch. 90-119; s. 114, ch. 92-318; s. 5, ch. 97-178.
Note.—Former s. 627.7378.
Notes of Decisions
Cited in 13
cases (8 in the last 5 years), 2018–2024 · leading case: Progressive Am. Ins. Co. v. SHL Enters., LLC, 264 So. 3d 1013 (Fla. 2d DCA 2018).
Progressive Am. Ins. Co. v. SHL Enters., LLC, 264 So. 3d 1013 (Fla. 2d DCA 2018). “Because we conclude that the circuit court departed from the essential requirements of the law by failing to analyze and interpret section 627.7288, Florida Statutes (2016), and because that error has resulted in a manifest injustice, we grant Progressive's petition and quash…”
Gov't Employees Ins. Co. v. Jason Wilemon, 58 F.4th 1338 (11th Cir. 2023). “See Fla. Stat. § 627.7288 . An insurer has thirty days after proof-of-loss statements have been completed to either pay for the repairs or give a reasonable explanation for why it isn’t pay- ing.”
Gov't Employees Ins. Co. v. Glassco, Inc., 85 F.4th 1136 (11th Cir. 2023). “Fla. Stat. § 627.7288 . In the work order, the insureds assigned to Glassco all rights to insurance payments for windshield repair and/or replacement (collectively “repairs”).”
Progressive Am. Ins. Co. v. SHL Enters., LLC, 264 So. 3d 1013 (Fla. 2d DCA 2018). “Because we conclude that the circuit court departed from the essential requirements of the law by failing to analyze and interpret section 627.7288, Florida Statutes (2016), and because that error has resulted in a manifest injustice, we grant Progressive's petition and quash…”
Progressive Select Ins. Co. v. S H L Enter., L L C, a/ a/ O (Fla. 2d DCA 2018). “Because we conclude that the circuit court departed from the essential requirements of the law by failing to analyze and interpret section 627.7288, Florida Statutes (2016), and because that error has resulted in a manifest injustice, we grant Progressive's petition and quash…”
Progressive Express Ins. Co. v. Fry Enter., Inc., d/ b/ a Cornerstone Mobile Glass, a/ a/ O Mike O' Connor, 264 So. 3d 1008 (Fla. 2d DCA 2018). “At the hearing on its motion to dismiss, Progressive acknowledged that, in other cases, plaintiffs had raised issues relating to whether the amount owed for a windshield replacement was a coverage issue not subject to appraisal and whether the appraisal provision of the policy…”
Allstate Ins. Co. v. Auto Glass Am., LLC (M.D. Fla. 2019). “29, 2017) (citing Fla. Stat. § 627.7288 ); (see also Doc. 1 at 8).”
Progressive Select Ins. Co. v. Lloyd's of Shelton Auto Glass, L L C, a/a/o Bruce Farlow (Fla. 2d DCA 2024). “(2023), (providing that an insurer may "specifically require[] a particular shop for vehicle repairs"), with § 627.7288, Fla. Stat. (2023), ("The deductible provisions of any policy of motor vehicle insurance .”
Gov't Employees Ins. Co. v. Glassco Inc. (M.D. Fla. 2021). “See § 627.7288, Fla. Stat. An insurer must decide within thirty days whether to pay the claim for the windshield repair.”
Gov't Employees Ins. Co. v. Glassco Inc. (Fla. 2024). “And, because of a mandate in section 627.7288, Florida Statutes (2016), GEICO’s comprehensive policies included a no-deductible provision for windshield repairs.”
Progressive Select Ins. Co. v. Lloyd's of Shelton Auto Glass, L L C, A/A/O Bruce Farlow (Fla. 2d DCA 2024). “(2023), (providing that an insurer may "specifically require[] a particular shop for vehicle repairs"), with § 627.7288, Fla. Stat. (2023), ("The deductible provisions of any policy of motor vehicle insurance .”
State Farm Mut. Auto. Ins. Co. v. At Home Auto Glass LLC (M.D. Fla. 2022). “Introduction Under § 627.7288, F.S., insurance companies providing comprehensive automobile coverage must offer windshield repair coverage with no deductible.”
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