627.7288
Comprehensive coverage; deductible not to apply to motor vehicle glass.
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627.7288 Comprehensive coverage; deductible not to apply to motor vehicle glass.—The deductible provisions of any policy of motor vehicle insurance, delivered or issued in this state by an authorized insurer, providing comprehensive coverage or combined additional coverage shall not be applicable to damage to the windshield of any motor vehicle covered under such policy.
History.—s. 1, ch. 79-241; s. 2, ch. 81-318; ss. 547, 563, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 15, ch. 90-119; s. 114, ch. 92-318; s. 5, ch. 97-178.
Note.—Former s. 627.7378.
Notes of Decisions
Cited in 13
cases (8 in the last 5 years), 2018–2024 · leading case: Progressive Am. Ins. Co. v. SHL Enters., LLC
Progressive Am. Ins. Co. v. SHL Enters., LLC (2018)
“Because we conclude that the circuit court departed from the essential requirements of the law by failing to analyze and interpret section 627.7288, Florida Statutes (2016), and because that error has resulted in a manifest injustice, we grant Progressive's petition and quash…”
Government Employees Insurance Company v. Jason Wilemon (2023)
“See Fla. Stat. § 627.7288 . An insurer has thirty days after proof-of-loss statements have been completed to either pay for the repairs or give a reasonable explanation for why it isn’t pay- ing.”
Government Employees Insurance Company v. Glassco, Inc. (2023)
“Fla. Stat. § 627.7288 . In the work order, the insureds assigned to Glassco all rights to insurance payments for windshield repair and/or replacement (collectively “repairs”).”
Progressive Am. Ins. Co. v. SHL Enters., LLC (2018)
“Because we conclude that the circuit court departed from the essential requirements of the law by failing to analyze and interpret section 627.7288, Florida Statutes (2016), and because that error has resulted in a manifest injustice, we grant Progressive's petition and quash…”
PROGRESSIVE SELECT INSURANCE CO. v. S H L ENTERPRISES, L L C, A/ A/ O (2018)
“Because we conclude that the circuit court departed from the essential requirements of the law by failing to analyze and interpret section 627.7288, Florida Statutes (2016), and because that error has resulted in a manifest injustice, we grant Progressive's petition and quash…”
PROGRESSIVE EXPRESS INSURANCE COMPANY v. FRY ENTERPRISES, INC., D/ B/ A CORNERSTONE MOBILE GLASS, A/ A/ O MIKE O' CONNOR (2018)
“At the hearing on its motion to dismiss, Progressive acknowledged that, in other cases, plaintiffs had raised issues relating to whether the amount owed for a windshield replacement was a coverage issue not subject to appraisal and whether the appraisal provision of the policy…”
Allstate Insurance Company v. Auto Glass America, LLC (2019)
“29, 2017) (citing Fla. Stat. § 627.7288 ); (see also Doc. 1 at 8).”
PROGRESSIVE SELECT INSURANCE COMPANY v. LLOYD'S OF SHELTON AUTO GLASS, L L C, A/A/O BRUCE FARLOW (2024)
“(2023), (providing that an insurer may "specifically require[] a particular shop for vehicle repairs"), with § 627.7288, Fla. Stat. (2023), ("The deductible provisions of any policy of motor vehicle insurance .”
Government Employees Insurance Co. v. Glassco Inc. (2021)
“See § 627.7288, Fla. Stat. An insurer must decide within thirty days whether to pay the claim for the windshield repair.”
Government Employees Insurance Company v. Glassco Inc. (2024)
“And, because of a mandate in section 627.7288, Florida Statutes (2016), GEICO’s comprehensive policies included a no-deductible provision for windshield repairs.”
Progressive Select Insurance Company v. Lloyd's of Shelton Auto Glass, L L C, A/A/O Bruce Farlow (2024)
“(2023), (providing that an insurer may "specifically require[] a particular shop for vehicle repairs"), with § 627.7288, Fla. Stat. (2023), ("The deductible provisions of any policy of motor vehicle insurance .”
State Farm Mutual Automobile Insurance Company v. At Home Auto Glass LLC (2022)
“Introduction Under § 627.7288, F.S., insurance companies providing comprehensive automobile coverage must offer windshield repair coverage with no deductible.”
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