Florida Statute 655.56 | Lawyer Caselaw & Research

The 2024 Florida Statutes

Title XXXVIII
BANKS AND BANKING

Chapter 655
FINANCIAL INSTITUTIONS GENERALLY

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F.S. 655.56

655.56 Collection of fines, interest, or premiums on loans made by financial institutions.—No fines, interest, or premiums paid on the following loans made by any financial institution shall be deemed usurious, and the same may be collected as debts of like amount are now collected by law in this state and according to the terms and stipulations of the agreement between the financial institution and the borrower:

(1) Loans secured by a first lien on real estate.

(2) Loans secured by savings accounts to the extent of the withdrawal value thereof.

(3) Loans secured by the pledge of those loans described in subsections (1) and (2) and by the pledge of investments of a type in which the financial institution is authorized to invest, provided the loans and investments so pledged shall be subject to all restrictions and requirements which would be applicable were the financial institution to invest directly in such loans or investments.

(4) Loans secured by a wrap-around mortgage, inferior to the first mortgage, in which the mortgagee is contractually obligated to make the payments required under the first mortgage.

History.—s. 42, ch. 92-303.

F.S. 655.56 on Google Scholar

F.S. 655.56 on Casetext

Amendments to 655.56

Arrestable Offenses / Crimes under Fla. Stat. 655.56

Level: Degree
Misdemeanor/Felony: First/Second/Third

Current data shows no reason an arrest or criminal charge should have occurred directly under Florida Statute 655.56.

Annotations, Discussions, Cases:

Cases Citing Statute 655.56

Total Results: 20

City of Hallandale Beach v. Daniel Rosemond

Court: Fla. Dist. Ct. App. | Date Filed: 2024-06-05T00:00:00-07:00

Snippet: ” (citing Staub v. Proctor Hosp., 560 F.3d 647, 655-56 (7th Cir. 2009))). Going beyond these general

Everett G. Miller v. State of Florida

Court: Fla. | Date Filed: 2024-02-29T00:00:00-08:00

Snippet: defendant should be sentenced to death.” Id. at 655-56. Woodbury affirmed, reasoning that Standard Jury

Markeith D. Loyd v. State of Florida

Court: Fla. | Date Filed: 2023-11-16T00:00:00-08:00

Snippet: special jury instructions on mercy. 320 So. 3d at 655-56. The trial court denied the request and read Standard

MICHAEL ROLDAN v. CITY OF HALLANDALE BEACH

Court: Fla. Dist. Ct. App. | Date Filed: 2023-04-05T00:53:00-07:00

Snippet: Suwannee Valley Transit Auth., 133 So. 3d 654, 655–56 (Fla. 1st DCA 2014); and then quoting Promenade

MARTIN J. ZARCADOOLAS v. GREGORY TONY, as Sheriff of Broward County

Court: Fla. Dist. Ct. App. | Date Filed: 2023-01-03T23:53:00-08:00

Snippet: So. 2d at 807; Johnson v. State, 660 So. 2d 648, 655–56 (Fla. 1995). The affidavit in this case, as…Pagan, 830 So. 2d at 807; Johnson, 660 So. 2d at 655–56. Agent W and Detective F both knew that Detective

Tanshanny T. Wright v. State of Florida

Court: Fla. Dist. Ct. App. | Date Filed: 2019-08-16T00:53:00-07:00

Snippet: cross-examination) (quoting Lawson v. Murray, 837 F.2d 653, 655-56 (4th Cir. 1988)); see also Kelly v. State, 425

DALVON DEON LAWRENCE v. STATE OF FLORIDA

Court: Fla. Dist. Ct. App. | Date Filed: 2019-06-19T00:53:00-07:00

Snippet: substantive value." Bradley, 214 So. 3d at 655-56 (citing Felton v. State, 120 So. 3d 126, 129 (

Mathieu v. State

Court: Fla. Dist. Ct. App. | Date Filed: 2018-10-10T00:53:00-07:00

Snippet: is found in Bradley v. State, 214 So. 3d 648, 655-56 (Fla. 2017): We held in Morton v. State,

M. P. v. STATE OF FLORIDA

Court: Fla. Dist. Ct. App. | Date Filed: 2018-09-21T00:53:00-07:00

Snippet: evidence of depreciation. See Duncan, 192 So. 3d at 655-56 (affirming $1300 restitution award for a smart

M.P. v. State

Court: Fla. Dist. Ct. App. | Date Filed: 2018-09-21T00:00:00-07:00

Citation: 256 So. 3d 231

Snippet: evidence of depreciation. See Duncan, 192 So.3d at 655-56 (affirming $1300 restitution award for a smart

ROBERT WALEROWICZ v. MANDY NICKY ARMAND HOSANG

Court: Fla. Dist. Ct. App. | Date Filed: 2018-05-23T00:00:00-07:00

Citation: 248 So. 3d 140

Snippet: predicate for admission of some pharmacy bills. Id. at 655-56. The Second District, in Albertson’s, found Crowe

Jeffrey A. Siegmeister, State Attorney for the Third Judicial Circuit of Florida v. L. J. Johnson

Court: Fla. Dist. Ct. App. | Date Filed: 2018-02-19T23:53:00-08:00

Snippet: Suwannee Valley Transit Auth., 133 So. 3d 654, 655-56 (Fla. 1st DCA 2014); Promenade D’Iberville, LLC

Jean Charles, Jr., etc. v. Southern Baptist Hospital of Florida, Inc., etc.

Court: Fla. | Date Filed: 2017-01-31T00:00:00-08:00

Citation: 209 So. 3d 1199, 42 Fla. L. Weekly Supp. 79, 2017 Fla. LEXIS 231

Snippet: External Obligations, 81 Fed. Reg. 32,655, 32,655-56 (May 24, 2016) (footnotes omitted). Clearly

Lyantie Townsend, etc. v. R.J. Reynolds Tobacco Company

Court: Fla. | Date Filed: 2016-06-09T00:00:00-07:00

Citation: 192 So. 3d 1223, 41 Fla. L. Weekly Supp. 269, 2016 WL 3191105, 2016 Fla. LEXIS 1195

Snippet: 412 (Idaho 1934); Stanford v. Coram, 72 P. 655, 655-56 - 19 -

Citizens Awareness Foundation, Inc. v. Wantman Group, Inc.

Court: Fla. Dist. Ct. App. | Date Filed: 2016-05-25T00:00:00-07:00

Citation: 195 So. 3d 396, 2016 Fla. App. LEXIS 7970, 2016 WL 3002334

Snippet: Suwannee Valley Transit Auth., 133 So.3d 654, 655-56 (Fla. 1st DCA 2014)). “Where delay is at issue,

State v. David v. Maloney

Court: Fla. Dist. Ct. App. | Date Filed: 2016-05-13T00:00:00-07:00

Citation: 191 So. 3d 969, 2016 Fla. App. LEXIS 7302, 2016 WL 2759405

Snippet: individual' officer’s motivation. Id. at 655-56, 104 S.Ct. 2626. In Quarles, the

J.B., Etc. v. Florida Department of Children and Families

Court: Fla. | Date Filed: 2015-07-09T00:00:00-07:00

Citation: 170 So. 3d 780, 40 Fla. L. Weekly Supp. 416, 2015 Fla. LEXIS 1473, 2015 WL 4112321

Snippet: objection, of previous judicial re-' views. Id. at 655-56. When the child’s foster mother testified, she

Duffau v. Tower Hill Prime Insurance Co.

Court: Fla. Dist. Ct. App. | Date Filed: 2015-02-06T00:00:00-08:00

Citation: 162 So. 3d 193

Snippet: Old Bridge Village Co-Op, Inc., 915 So.2d 652, 655-56 (Fla. 2d DCA 2005); Widmer v. Caldwell, 714 So.2d

Sabir Abdul-Haqq Yasir v. Howard C. Forman

Court: Fla. Dist. Ct. App. | Date Filed: 2014-09-10T00:00:00-07:00

Citation: 149 So. 3d 107, 2014 Fla. App. LEXIS 13999

Snippet: Suwannee Valley Transit Auth., 133 So.3d 654, 655-56 (Fla. 1st DCA 2014); see also Office of State…section 119.12. Lilker, 133 So.3d at 655-56. Although section 119.12 provides a basis

K.P. v. State

Court: Fla. Dist. Ct. App. | Date Filed: 2013-12-26T00:00:00-08:00

Citation: 129 So. 3d 1121, 2013 WL 6800973, 2013 Fla. App. LEXIS 20333

Snippet: is appropriate for children at school.” Id. at 655-56, 115 S.Ct. 2386 (internal citation and quotation