Florida Statute 673.4181 | Lawyer Caselaw & Research

The 2024 Florida Statutes

Title XXXIX
COMMERCIAL RELATIONS

Chapter 673
UNIFORM COMMERCIAL CODE: NEGOTIABLE INSTRUMENTS

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F.S. 673.4181

673.4181 Payment or acceptance by mistake.—

(1) Except as provided in subsection (3), if the drawee of a draft pays or accepts the draft and the drawee acted on the mistaken belief that payment of the draft had not been stopped pursuant to s. 674.403 or that the signature of the drawer of the draft was authorized, the drawee may recover the amount of the draft from the person to whom or for whose benefit payment was made or, in the case of acceptance, may revoke the acceptance. Rights of the drawee under this subsection are not affected by failure of the drawee to exercise ordinary care in paying or accepting the draft.

(2) Except as provided in subsection (3), if an instrument has been paid or accepted by mistake and the case is not covered by subsection (1), the person paying or accepting may, to the extent permitted by the law governing mistake and restitution, recover the payment from the person to whom or for whose benefit payment was made or, in the case of acceptance, may revoke the acceptance.

(3) The remedies provided by subsection (1) or subsection (2) may not be asserted against a person who took the instrument in good faith and for value or who in good faith changed position in reliance on the payment or acceptance. This subsection does not limit remedies provided by s. 673.4171 or s. 674.407.

(4) Notwithstanding s. 674.215, if an instrument is paid or accepted by mistake and the payor or acceptor recovers payment or revokes acceptance under subsection (1) or subsection (2), the instrument is deemed not to have been paid or accepted and is treated as dishonored, and the person from whom payment is recovered has rights as a person entitled to enforce the dishonored instrument.

History.—s. 2, ch. 92-82.

F.S. 673.4181 on Google Scholar

F.S. 673.4181 on Casetext

Amendments to 673.4181

Arrestable Offenses / Crimes under Fla. Stat. 673.4181

Level: Degree
Misdemeanor/Felony: First/Second/Third

Current data shows no reason an arrest or criminal charge should have occurred directly under Florida Statute 673.4181.

Annotations, Discussions, Cases:

Cases Citing Statute 673.4181

Total Results: 20

U.S. BANK NATIONAL ASSOCIATION AS TRUSTEE FOR RAMP 2006EFC2 vs KENNETH BELL, SR., AND ALENA BELL

Court: Fla. Dist. Ct. App. | Date Filed: 2023-01-27T00:00:00-08:00

Snippet: the instrument pursuant to s. 673.3091 or s. 673.4181(4).” See § 673.3011, Fla. Stat. (2008); Deutsche

DANIEL LEWIS and ROSANNA LEWIS v. US BANK NATIONAL ASSOC., ETC.

Court: Fla. Dist. Ct. App. | Date Filed: 2020-06-17T00:53:00-07:00

Snippet: instrument pursuant to s[ections] 673.3091 or [] 673.4181(4), [Florida Statutes].” Id. (quoting Becker,

Bank of New York v. Burgiel

Court: Fla. Dist. Ct. App. | Date Filed: 2018-05-21T00:53:00-07:00

Snippet: to enforce under section 673.3091 or section 673.4181(4), Florida Statutes. § 673.3011, Fla. Stat. (

FREDERICK SABIDO and JONELLE SABIDO v. THE BANK OF NEW YORK MELLON, ETC.

Court: Fla. Dist. Ct. App. | Date Filed: 2017-12-20T00:00:00-08:00

Citation: 241 So. 3d 865

Snippet: instrument pursuant to s. 673.3091 or s. 673.4181(4). § 673.3011, Fla. Stat. (2016). Here,

Bank of New York Mellon v. Beaufort

Court: Fla. Dist. Ct. App. | Date Filed: 2017-12-12T23:53:00-08:00

Snippet: Florida Statute §673.3091 or Florida Statute §673.4181(4), at the time the lawsuit was filed, therefore…lost, stolen, or destroyed instruments. Section 673.4181(4) deals with instruments (typically checks) paid

JPMorgan Chase Bank National Ass'n v. Pierre

Court: Fla. Dist. Ct. App. | Date Filed: 2017-04-05T00:00:00-07:00

Citation: 215 So. 3d 633, 2017 WL 1278071, 2017 Fla. App. LEXIS 4632

Snippet: instrument pursuant to s[ection] 673.3091 or section] 673.4181(4). A holder is [t]he person in possession of

Houk v. PennyMac Corp.

Court: Fla. Dist. Ct. App. | Date Filed: 2017-02-10T00:00:00-08:00

Citation: 210 So. 3d 726, 2017 WL 535437, 2017 Fla. App. LEXIS 1659

Snippet: enforce the instrument pursuant to s. 673.3091 or s. 673.4181(4). A person may be a person entitled to

U.S. Bank National Ass'n v. Becker

Court: Fla. Dist. Ct. App. | Date Filed: 2017-02-08T00:00:00-08:00

Citation: 211 So. 3d 142, 2017 WL 514340, 2017 Fla. App. LEXIS 1546

Snippet: instrument pursuant to s[ection] 673.3091 or s[ection] 673.4181(4).’” Murray v. HSBC Bank USA, 157 So.3d 355,

Banco Bilbao Vizcaya Argentaria v. Easy Luck Co. Inc.

Court: Fla. Dist. Ct. App. | Date Filed: 2017-01-25T00:00:00-08:00

Citation: 208 So. 3d 1241, 91 U.C.C. Rep. Serv. 2d (West) 859, 2017 WL 361944, 2017 Fla. App. LEXIS 718

Snippet: to section 673.4181(3). BBVA apparently forgets the second exception to section 673.4181(3), to which…of the Uniform Commercial Code, §§ 673.3031 and 673.4181, Fla. Stat. (2012), the trial court held that …version of the Uniform Commercial Code, section 673.4181, titled “Payment or acceptance by mistake,” which…the meaning of the second exception to section 673.4181(3) when it shipped the shoe order to JAMS in the… the meaning of the first exception to section 673.4181(3) for the remaining $41,663, the amount which

Brian and Cynthia Poag v. Nationstar Mortgage, LLC

Court: Fla. Dist. Ct. App. | Date Filed: 2016-08-11T00:00:00-07:00

Citation: 198 So. 3d 1002, 2016 Fla. App. LEXIS 12137, 2016 WL 4239815

Snippet: the instrument pursuant to s. 673.3091 or s. 673.4181(4).” § 673.3011, Fla. Stat. (2014). Because

Robert T. Frost a/k/a Robert Frost v. Christiana Trust, a Division of Wilmington Savings Fund Society, FSB, etc.

Court: Fla. Dist. Ct. App. | Date Filed: 2016-06-22T00:00:00-07:00

Citation: 193 So. 3d 1092, 2016 Fla. App. LEXIS 9596

Snippet: enforce the instrument pursuant to s. 673.3091 or s. 673.4181(4).” § 673.3011(3), Fla. Stat. (2009),

Ottoniel Cruz and Luz M. Cruz v. JP Morgan Chase Bank, National Association, etc.

Court: Fla. Dist. Ct. App. | Date Filed: 2016-06-15T00:00:00-07:00

Citation: 199 So. 3d 992, 2016 Fla. App. LEXIS 9272

Snippet: instrument pursuant to sfeetion] 673.3091 or sfeetion] 673.4181(4).” § 673.3011, ;Fla, Stat. (2014); see…instrument pursuant to sfeetion] 673.3091 or sfeetion] 673.4181(4).” § 673.3011(3), Fla. Stat. “[N]othing in [

Vicoria S. Magaldi v. Deutsche Bank National Trust Company

Court: Fla. Dist. Ct. App. | Date Filed: 2016-06-15T00:00:00-07:00

Citation: 199 So. 3d 982, 2016 Fla. App. LEXIS 9258, 2016 WL 3268351

Snippet: instrument pursuant to section] 673.3091 or s[ection] 673.4181(4).” § 673.3011, Fla. Stat. (2013). A “holder”

Federal National Mortgage Association v. McFadyen

Court: Fla. Dist. Ct. App. | Date Filed: 2016-04-27T00:00:00-07:00

Citation: 194 So. 3d 418, 89 U.C.C. Rep. Serv. 2d (West) 652, 2016 WL 1658773, 2016 Fla. App. LEXIS 6351

Snippet: enforce the instrument pursuant to s. 673.3091 or s. 673.4181(4). A person may be a person entitled to

Deutsche Bank National Trust Co. v. Marciano

Court: Fla. Dist. Ct. App. | Date Filed: 2016-04-08T00:00:00-07:00

Citation: 190 So. 3d 166, 2016 WL 1385903, 2016 Fla. App. LEXIS 5424

Snippet: enforce the instrument pursuant to s. 673.3091 or s. 673.4181(4). • - Id. at 1108. A lender may

Ottoniel Cruz and Luz M. Cruz v. JP Morgan Chase Bank, National Association

Court: Fla. Dist. Ct. App. | Date Filed: 2016-03-23T00:53:00-07:00

Snippet: instrument pursuant to s[ection] 673.3091 or s[ection] 673.4181(4).” § 673.3011, Fla. Stat. (2014); see Mazine…instrument pursuant to s[ection] 673.3091 or s[ection] 673.4181(4).” § 673.3011(3), Fla. Stat. “[N]othing in [

Gonzalez v. BAC Home Loans Servicing, L.P.

Court: Fla. Dist. Ct. App. | Date Filed: 2015-12-04T00:00:00-08:00

Citation: 180 So. 3d 1106, 2015 Fla. App. LEXIS 18133, 2015 WL 7781746

Snippet: enforce the instrument pursuant to s. 673.3091 or s. 673.4181(4). A person may be a person entitled to enforce

Gary S. Snyder and Jane Snyder v. JP Morgan Chase Bank

Court: Fla. Dist. Ct. App. | Date Filed: 2015-07-29T00:00:00-07:00

Citation: 169 So. 3d 1270, 2015 Fla. App. LEXIS 11413, 2015 WL 4549529

Snippet: enforce the instrument pursuant to s. 673.3091 or s. 673.4181(4). A person may be a person entitled to

Taoufiq Seffar v. Residential Credit Solutions, Inc.

Court: Fla. Dist. Ct. App. | Date Filed: 2015-03-25T00:00:00-07:00

Citation: 160 So. 3d 122, 2015 Fla. App. LEXIS 4270, 2015 WL 1334288

Snippet: instrument pursuant to s[ection] 673.3091 or sfection] 673.4181(4).” § 673.3011, Fla. Stat. (2013). A “holder”

Donna Murray and Marc Murray v. HSBC Bank USA

Court: Fla. Dist. Ct. App. | Date Filed: 2015-01-21T00:00:00-08:00

Citation: 157 So. 3d 355, 2015 Fla. App. LEXIS 725

Snippet: instrument pursuant to s[ection] 673.3091 or section] 673.4181(4).” § 673.3011, Fla. Stat. (2013). A “holder”