Iowa Code

Iowa Code § 515A.1 (2026)

Purpose of chapter

✓ current as of July 2026

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The purpose of this chapter is to promote the public welfare by regulating insurance rates to the end that they shall not be excessive, inadequate or unfairly discriminatory, and to authorize and regulate cooperative action among insurers in rate making and in other matters within the scope of this chapter. Nothing in this chapter is intended to prohibit or discourage reasonable competition, or to prohibit, or encourage except to the extent necessary to accomplish the aforementioned purpose, uniformity in insurance rates, rating systems, rating plans or practices. This chapter shall be liberally interpreted to carry into effect the provisions of this section. [C50, 54, 58, 62, §515A.1, 515B.1; C66, 71, 73, 75, 77, 79, 81, §515A.1]

Notes of Decisions

Cited in 5 cases (1 in the last 5 years), 2009–2021 · leading case: Chartis Ins. F/K/A Am. Int'l Grp., Inc. v. Iowa Ins. Comm'r, 831 N.W.2d 119 (Iowa 2013).

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Chartis Ins. F/K/A Am. Int'l Grp., Inc. v. Iowa Ins. Comm'r, 831 N.W.2d 119 (Iowa 2013). · cites it 36× “” See Iowa Code § 515A.1. After reviewing the briefs, the Commissioner found, “NCCI employee classification rules approved by the agency for use by workers’ compensation carriers in calculating premium rates cannot override the broad review authority the legislature granted the…”

Travelers Indem. Co. v. Comm'r of Ins. of the State, 767 N.W.2d 646 (Iowa 2009). · cites it 3× “See Iowa Code §§ 515A.1 (2005) (the purpose of chapter 515A is to “promote the public welfare by regulating insurance rates to the end that they shall not be excessive”); 515A.”

The Travelers Indem. Co. Vs. D.j. Franzen, Inc., 792 N.W.2d 242 (Iowa 2010). · cites it 2× “2d 646, 650 (Iowa 2009) (citing Iowa Code section 515A.1 for the proposition that chapter 515A’s purpose “is to promote the public welfare by regulating insurance rates to the end that they shall not be excessive”).”

Auto-Owners Ins. Co. v. Raul Ruiz Rosas d/b/a Blue Flame Flooring (Iowa Ct. App. 2021). · cites it 2× “” Iowa Code § 515A.1 (2014); see Thomas v. Progressive Cas.”

Travelers Indem. Co. Vs. Comm'r Of Ins. Of The State Of Iowa (Iowa 2009). “§ 515A.1 (stating the purpose of the workers’ compensation liability insurance chapter of the Iowa Code is “to promote the public welfare by regulating 10 insurance rates to the end that they shall not be excessive, inadequate or unfairly discriminatory”).”

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