Iowa Code

Iowa Code § 628.13 (2026)

By holder of title

✓ current as of July 2026
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1. The terms of redemption, when made by the titleholder, shall be the payment into the clerk’s office of the amount of the certificate, and all sums paid by the holder thereof in effecting redemptions, added to the amount of the holder’s own lien, or the amount the holder has credited on the lien, if less than the whole, with interest at contract rate on the certificate of sale from its date, and upon sums so paid by way of redemption from date of payment, and upon the amount credited on the holder’s own judgment from the time of the credit, in each case including costs. 2. Redemption may also be made by the titleholder presenting to the clerk of the district court the sheriff’s certificate of sale properly assigned to the titleholder, whereupon the clerk of the district court shall cancel the certificate. [C51, §1930; R60, §3336; C73, §3106; C97, §4051; S13, §4051; C24, 27, 31, 35, 39, §11784; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §628.13] 95 Acts, ch 91, §6; 2019 Acts, ch 59, §208 Referred to in §602.8102(102)

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Notes of Decisions
Cited in 15 cases (4 in the last 5 years), 1947–2026 · leading case: First Nat'l Bank of Glidden v. Matt Bauer Farms Corp., 408 N.W.2d 51 (Iowa 1987).
First Nat'l Bank of Glidden v. Matt Bauer Farms Corp., 408 N.W.2d 51 (Iowa 1987). · cites it 4× “See Iowa Code § 628.13 . Failure on the part of the debtor to redeem during the one-year redemption period entitles the certificate holder to a sheriff's deed.”
Fed. Land Bank of Omaha v. Sleister, 444 N.W.2d 504 (Iowa 1989). · cites it 6× “16 does not expressly provide for exclusion of these items and that under our general redemption statutes an owner would be required to pay both accrued interest, Iowa Code § 628.13 , and all protective advancements for real estate taxes, Iowa Code §§ 629.”
Fed. Land Bank of Omaha v. Arnold, 426 N.W.2d 153 (Iowa 1988). · cites it 2× “Under section 628.13, a title holder would ordinarily redeem by tendering to the clerk of court the amount of the sheriffs certificate of sale “with interest at contract rate on the certificate of sale from its date.”
Minnwest Bank Cent. v. Flagship Props. LLC, 689 N.W.2d 295 (Minn. Ct. App. 2004). “5/15— 1603(d)(l)(vi) (West 2003); Iowa Code § 628.13 (2001); Me. Rev. Stat.”
Fed. Land Bank of Omaha v. Bryant, 445 N.W.2d 761 (Iowa 1989). · cites it 4× “We held in Sleis-ter that they did because section 628.13, which applies to redemptions in general, requires it.”
Olson v. Sievert, 30 N.W.2d 157 (Iowa 1947). · cites it 2× “Sievert to Filseth was recorded no one other than Filseth had the right to redeem. The redemption statutes provide the debtor or his assignee may redeem.”
Powell v. Grewing, 562 N.W.2d 761 (Iowa 1997). · cites it 2× “Thus the interest obtained by Shirley as grantee of the sheriffs deed is superior to Lois’s, entitling Shirley to possession of the premises.”
Great W. Bank v. Clement (Iowa Ct. App. 2020). · cites it 8× “” Iowa Code § 628.13 (1). The promissory note on Clement’s mortgage provides two interest rates— a variable interest rate of 4.”
Great W. Bank v. Clement (Iowa 2021). · cites it 6× “2d at 53 (citing Iowa Code § 628.13 ). Based on the applicable 21% interest rate, Dougan had to pay at least $1,938,799.”
Wayne Joseph Mlady v. Sue Ann Dougan (Iowa 2021). · cites it 6× “2d at 53 (citing Iowa Code § 628.13 ). Based on the applicable 21% interest rate, Dougan had to pay at least $1,938,799.”
In re Lieber, 600 B.R. 408 (Bankr. D. Iowa 2019). · cites it 3× “Iowa Code § 628.13 (2018). If debtor does not redeem within one year, § 626.”
Sibley State Bank v. Robert Zylstra, Assignee of Dale W. Braaksma, Danna S. Braaksma, & Jesse Dale Braaksma (Iowa Ct. App. 2020). · cites it 2× “See Iowa Code § 628.13 . The failure to redeem within one year entitles 11 the bank and Jo’s Family Farm, as the certificate holders, to sheriff’s deeds to the property.”
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.