Iowa Code § 684.5

Transfer or obligation voidable as to present creditor

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1. A transfer made or obligation incurred by a debtor is voidable as to a creditor whose claim arose before the transfer was made or the obligation was incurred if the debtor made the transfer or incurred the obligation without receiving a reasonably equivalent value in exchange for the transfer or obligation and the debtor was insolvent at that time or the debtor became insolvent as a result of the transfer or obligation. 2. A transfer made by a debtor is voidable as to a creditor whose claim arose before the transfer was made if the transfer was made to an insider for an antecedent debt, the debtor was insolvent at that time, and the insider had reasonable cause to believe that the debtor was insolvent. 3. Subject to section 684.2, subsection 2, a creditor making a claim for relief under subsection 1 or 2 has the burden of proving the elements of the claim for relief by a preponderance of the evidence. 94 Acts, ch 1121, §9; 2016 Acts, ch 1040, §4, 15 Referred to in §684.3, 684.8, 684.9 2016 amendment applies to a transfer made or an obligation incurred, as provided in §684.6, on or after July 1, 2016; 2016 Acts, ch 1040, §15

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Notes of Decisions
Cited in 9 cases, 2004–2020 · leading case: Sergeant v. OneWest Bank, FSB (In re Walter)
Sergeant v. OneWest Bank, FSB (In re Walter) (2011) ianb · cites it 9× “Iowa Code § 684.5 (1). Like the FDCPA, Iowa’s version of the UFTA thus includes provisions that allow avoidance of fraudulent transfers based on both actual and constructive fraud.”
In Re Schaefer (2005) ianb · cites it 7× “" Defendants have not challenged the trustee's *417 standing to bring claims under § 544(b)(1).”
Webster Industries, Inc. v. Northwood Doors, Inc. (2004) iand · cites it 2× “Iowa Code § 684.5 . “Transfer” is defined under the UFTA as “every mode, direct or indirect, absolute or conditional, voluntary or involuntary, of disposing of or parting with an asset or an interest in an asset, and includes payment of money, release, lease, and creation of a…”
Eide v. National City Capital Corp. (In Re RiversideWorld, Inc.) (2007) ianb · cites it 6× “§ 544 (b) to avoid a transfer if it is voidable under Iowa Code § 684.5 (2); Foundation Publications, Inc.”
Sergeant v. G.R.D. Investments L.L.C. (Schaefer) (2005) ianb · cites it 7× “” Defendants have not challenged the trustee’s *417 standing to bring claims under § 544(b)(1).”
Larry Schaefer and Elaine Schaefer, Husband and Wife v. Raymond Schaefer v. Larry Schaefer and Elaine Schaefer, Husband (2011) iowa “§ 684.5 (providing present creditors with cause of action against certain transferees).”
Kelly Kohrs-Manriques v. Tamelia Brown and Lowell Bence (2019) iowactapp · cites it 8× “See Iowa Code § 684.5 (3) (2017) (providing the creditor making a claim of relief from a fraudulent conveyance “has the burden of proving the elements of the claim for relief by a preponderance of the evidence”).”
Golden Enterprises, LLC and Kathryn Leann Golden v. Iowa District Court for Polk County (2016) iowactapp · cites it 2× “See Iowa Code § 684.5 [(transfers fraudulent as to present creditors)].”
Marek v. Johnson (2020) iowactapp “§§ 684.5(3) (referencing “a creditor making a claim for relief” and stating such creditor “has the burden of proving the elements of the claim for relief by a preponderance of the evidence”), .”
— Iowa Code § 684.5(1) — 1 case
Sergeant v. OneWest Bank, FSB (In re Walter) (2011) ianb “Iowa Code § 684.5 (1). Like the FDCPA, Iowa’s version of the UFTA thus includes provisions that allow avoidance of fraudulent transfers based on both actual and constructive fraud.”
— Iowa Code § 684.5(2) — 1 case
Eide v. National City Capital Corp. (In Re RiversideWorld, Inc.) (2007) ianb “§ 544 (b) to avoid a transfer if it is voidable under Iowa Code § 684.5 (2); Foundation Publications, Inc.”
— Iowa Code § 684.5(3) — 2 cases
Kelly Kohrs-Manriques v. Tamelia Brown and Lowell Bence (2019) iowactapp “See Iowa Code § 684.5 (3) (2017) (providing the creditor making a claim of relief from a fraudulent conveyance “has the burden of proving the elements of the claim for relief by a preponderance of the evidence”).”
Marek v. Johnson (2020) iowactapp “§§ 684.5(3) (referencing “a creditor making a claim for relief” and stating such creditor “has the burden of proving the elements of the claim for relief by a preponderance of the evidence”), .”
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