K.S.A. » Chapter 50

K.S.A. § 50-703

Permissible purposes of reports

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50-703. Permissible purposes of reports. A consumer reporting agency may furnish a consumer report under the following circumstances and no other:

(a) In response to the order of a court having jurisdiction to issue such an order;

(b) in accordance with the written instructions of the consumer to whom it relates; and

(c) to a person which it has reason to believe

(1) intends to use the information in connection with a credit transaction involving the consumer on whom the information is to be furnished and involving the extension of credit to, or review or collection of an account of, the consumer; or

(2) intends to use the information for employment purposes; or

(3) intends to use the information in connection with the underwriting of insurance involving the consumer; or

(4) intends to use the information in connection with a determination of the consumer's eligibility for a license or other benefit granted by a governmental instrumentality required by law to consider an applicant's financial responsibility or status; or

(5) otherwise has a legitimate business need for the information in connection with a business transaction involving the consumer.

History: L. 1973, ch. 85, § 138; January 1, 1974.

Notes of Decisions
Cited in 3 cases, 1981–2003 · leading case: Burdett v. Harrah's Kansas Casino Corp.
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Burdett v. Harrah's Kansas Casino Corp. (2003) ksd · cites it 2× “The statutes enumerate permissible purposes for consumer credit reports, K.S.A. § 50-703 and 15 U.S.C. § 1681b, and requirements for consumer reporting agencies, K.”
McKown v. Dun & Bradstreet, Inc. (1990) ksd “ty, character, general reputation, personal characteristics, or mode of living which is used or expected to be used or collected in whole or in part for the purpose of serving as a factor in establishing the consumer’s eligibility for credit or insurance to be used primarily for…”
Peasley v. Telecheck of Kansas, Inc. (1981) kanctapp “ty, character, general reputation, personal characteristics, or mode of living which is used or expected to be used or collected in whole or in part for the purpose of serving as a factor in establishing the consumer’s eligibility for credit or insurance to be used primarily for…”
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