Md. Code Ann., Com. Law § 13-303
§ 13-303
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§13–303.
A person may not engage in any unfair, abusive, or deceptive trade practice, as defined in this subtitle or as further defined by the Division, in:
(1) The sale, lease, rental, loan, or bailment of any consumer goods, consumer realty, or consumer services;
(2) The offer for sale, lease, rental, loan, or bailment of consumer goods, consumer realty, or consumer services;
(3) The offer for sale of course credit or other educational services;
(4) The extension of consumer credit;
(5) The collection of consumer debts; or
(6) The purchase or offer for purchase of consumer goods or consumer realty from a consumer by a merchant whose business includes paying off consumer debt in connection with the purchase of any consumer goods or consumer realty from a consumer.
A person may not engage in any unfair, abusive, or deceptive trade practice, as defined in this subtitle or as further defined by the Division, in:
(1) The sale, lease, rental, loan, or bailment of any consumer goods, consumer realty, or consumer services;
(2) The offer for sale, lease, rental, loan, or bailment of consumer goods, consumer realty, or consumer services;
(3) The offer for sale of course credit or other educational services;
(4) The extension of consumer credit;
(5) The collection of consumer debts; or
(6) The purchase or offer for purchase of consumer goods or consumer realty from a consumer by a merchant whose business includes paying off consumer debt in connection with the purchase of any consumer goods or consumer realty from a consumer.
Notes of Decisions
Cited in 53
cases (27 in the last 5 years), 2001–2026 · leading case: Bank of America, N.A. v. Jill P. Mitchell Living Trust
Bank of America, N.A. v. Jill P. Mitchell Living Trust (2011)
“Misrepresentation Under the MCPA The MCPA prohibits commercial entities from engaging in any “unfair or deceptive trade practice” in “[t]he extension of consumer credit.”
Hoffman v. Stamper (2005)
“ct Maryland Code, § 13-303 of the Commercial Law Article, which is part of the State CPA, prohibits a person from engaging in an unfair or deceptive trade practice in the sale of consumer realty.”
Parks v. Alpharma, Inc. (2011)
“), Section 13-303 of the Commercial Law Article, which provides: A person may not engage in any unfair or deceptive trade practice, as defined in this subtitle or as further defined by the Division, in: (1) The sale, lease, rental, loan, or bailment of any consumer goods,…”
People Ex Rel. Harris v. Pac Anchor Transportation, Inc. (2014)
“5, § 207 [prohibiting unfair or deceptive practices in competition]; Md. Code Ann., Com. Law § 13-303 [restricting unfair or deceptive trade practices]; NJ.”
Chambers v. Nasa Federal Credit Union (2016)
“Maryland consumer protection law forbids “unfair or deceptive trade practice[s],” Md. Code, Com. Law § 13-303, a term specifically defined to include various types of false statements and representations, see, e.”
Miller v. Pacific Shore Funding (2002)
“” Md.Code Ann., Com.Law II § 13-303. “Unfair or deceptive trade practices” include any “[f]alse .”
Long v. Pendrick Capital Partners II, LLC (2019)
“The MCPA prohibits the use of unfair or deceptive practices in the collection of any debts, Md. Code Ann., Com. Law § 13-303 (5), including the use of "false, falsely disparaging, or misleading oral or written statements" which have "the capacity, tendency, or effect of…”
In re Pharmaceutical Industry Average Wholesale Price Litigation (2008)
“”)); Maryland (Md.Code Com. Law § 13-303(1) (“A person may not engage in any unfair or deceptive trade practice, as defined in this subtitle or as further defined by the Division, in: (1) The sale .”
William Marshall v. James B. Nutter & Company (2014)
“Marshall also alleged that Nutter conspired to commit unfair and deceptive trade prac *540 tices, in violation of the Maryland Consumer Protection Act, Md.Code Ann., Com. Law § 13-303. That count, however, was voluntarily dismissed and is not before us.”
McDaniel v. Baranowski (2011)
“Section 13-303 of the Commercial Law Article, Maryland Code (1975, 2005 Repl.”
Taylor v. Fishkind (2012)
“) § 13-303 of the Commercial Law Article (“CL”), for leasing the premises when they contained lead paint, against each defendant.”
Pasternak & Fidis, P.C. v. Recall Total Information Management, Inc. (2015)
“or bailment of any consumer services,” ” Md.Code Ann., Com. Law § 13-303(1). Both acts state that unfair or deceptive trade practices include “[Representing that .”
— Md. Code Ann., Com. Law § 13-303(1) — 8 cases
In re Pharmaceutical Industry Average Wholesale Price Litigation (2008)
“”)); Maryland (Md.Code Com. Law § 13-303(1) (“A person may not engage in any unfair or deceptive trade practice, as defined in this subtitle or as further defined by the Division, in: (1) The sale .”
Pasternak & Fidis, P.C. v. Recall Total Information Management, Inc. (2015)
“or bailment of any consumer services,” ” Md.Code Ann., Com. Law § 13-303(1). Both acts state that unfair or deceptive trade practices include “[Representing that .”
Butler v. S & S Partnership (2012)
— Md. Code Ann., Com. Law § 13-303(4) — 1 case
Gladys Gardner v. GMAC, Inc. (2015)
— Md. Code Ann., Com. Law § 13-303(5) — 1 case
Rouzer v. Autovest, LLC (2024)
— Md. Code Ann., Com. Law § 13-303(6) — 1 case
Roberts v. Equian, LLC (2025)
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