Michigan Compiled Laws

Mich. Comp. Laws § 257.519 (2026)

Proof of financial responsibility; nonresident, compliance of insurance carrier.

✓ current as of July 2026

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MICHIGAN VEHICLE CODE

Act 300 of 1949

257.519 Proof of financial responsibility; nonresident, compliance of insurance carrier.

Sec. 519.

(a) The nonresident owner of a motor vehicle not registered in this state may give proof of financial responsibility by filing with the secretary of state a written certificate or certificates of an insurance carrier authorized to transact business in the state in which the motor vehicle, or motor vehicles, described in such certificate is registered, or if such nonresident does not own a motor vehicle, then in the state in which the insured resides, provided such certificate otherwise conforms with the provisions of this chapter, and the secretary of state shall accept the same upon condition that said insurance carrier complies with the following provisions with respect to the policies so certified:

1. Said insurance carrier shall execute a power of attorney authorizing the secretary of state to accept service on its behalf of notice or process in any action arising out of a motor vehicle accident in this state;

2. Duly adopt a resolution providing that its policies shall be deemed to be varied to comply with the law of this state relating to the terms of motor vehicle liability policies issued therein; and

3. Agree to accept as final and binding any final judgment duly rendered in any action arising out of a motor vehicle accident in any court of competent jurisdiction in this state.

(b) If any insurance carrier not authorized to transact business in this state, which has qualified to furnish proof of financial responsibility, defaults in any said undertakings or agreements, the secretary of state shall not thereafter accept as proof any certificates of said carrier whether theretofore filed or thereafter tendered as proof, so long as such default continues.

History: 1949, Act 300, Eff. Sept. 23, 1949 ;-- Am. 1951, Act 270, Eff. Sept. 28, 1951

Notes of Decisions

Cited in 6 cases, 1979–2016 · leading case: Titan Ins. Co. v. Hyten, 491 Mich. 547 (Mich. 2012).

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Titan Ins. Co. v. Hyten, 491 Mich. 547 (Mich. 2012). · cites it 6× “518] or [MCL 257.519] as proof of financial responsibility .”

Bazzi v. Sentinel Ins. Co., 891 N.W.2d 13 (Mich. Ct. App. 2016). · cites it 4× “518] or [MCL 257.519] as proof of financial responsibility .”

State Farm Mut. Auto. Ins. v. Ruuska, 282 N.W.2d 472 (Mich. Ct. App. 1979). · cites it 2× “This distinction between one who does not own an automobile and one who does is also carried over to MCL 257.519; MSA 9.2219, which deals with a nonresident's insurance.”

Ali Bazzi v. Sentinel Ins. Co. (Mich. Ct. App. 2016). · cites it 3× “518] or [MCL 257.519] as proof of financial responsibility .”

Auto Club Ins. Assn v. Bristol West Preferred Ins. Co (Mich. Ct. App. 2016). “518 or MCL 257.519. See Titan Ins Co v Hyten, 491 Mich 547, 559-560 ; 817 NW2d 562 (2012), quoting, in relevant part, MCL 257.”

Kenya Alisha Frost v. Progressive Michigan Ins. Co. (Mich. Ct. App. 2016). “518 and MCL 257.519, and explained: [U]nless the insured .”

Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.