Mich. Comp. Laws » Michigan Compiled Laws / Chapter 440 / Act 174 of 1962
Michigan Compiled Laws

Mich. Comp. Laws § 440.3102 (2026)

Scope; limitations; conflict of laws.

✓ current as of July 2026
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UNIFORM COMMERCIAL CODE


Act 174 of 1962


440.3102 Scope; limitations; conflict of laws.

Sec. 3102.

    (1)  This article applies to negotiable instruments. It does not apply to money, to payment orders governed by article 4a, or to securities governed by article 8.

    (2) If there is conflict between this article and article 4 or 9, articles 4 and 9 govern.

    (3) Regulations of the board of governors of the federal reserve system and operating circulars of the federal reserve banks supersede any inconsistent provision of this article to the extent of the inconsistency.

History: 1962, Act 174, Eff. Jan. 1, 1964 ;-- Am. 1993, Act 130, Eff. Sept. 30, 1993

Notes of Decisions
Cited in 10 cases (1 in the last 5 years), 1974–2023 · leading case: Trentadue v. Buckler Automatic Lawn Sprinkler Company
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Trentadue v. Buckler Automatic Lawn Sprinkler Co., 479 Mich. 378 (Mich. 2007). · cites it 6× “See MCL 440.3102. The language contained in MCL 440.”
Hoerstman Gen. Contracting, Inc v. Hahn, 711 N.W.2d 340 (Mich. 2006). · cites it 2× “See MCL 440.3102. The language contained in MCL 440.”
Word Investments, Inc. v. Bruinsma (In Re TML, Inc.), 291 B.R. 400 (Bankr. W.D. Mich. 2003). “§ 440.3102(1) (West 1994). See Restatement (Third) of Suretyship & Guaranty § 4 cmt.”
Nat'l Bank of Detroit v. Alford, 237 N.W.2d 592 (Mich. Ct. App. 1975). “” MCLA 440.3102(l)(e); MSA 19.3102(l)(e). The guaranty, signed by defendants, is not a negotiable instrument and the promissory note, in the present case, does not incorporate or even make reference to the guaranty.”
Uni-Prods., Inc. v. Bearse (In Re Uni-Prods., Inc.), 153 B.R. 764 (Bankr. E.D. Mich. 1993). · cites it 2× “” See Mich.Comp.Laws § 440.3102(1)(e) ("‘Instrument’ means a negotiable instrument.”
Liberty State Bank & Trust v. Hemisphere Dev. Grp., Inc, 296 N.W.2d 241 (Mich. Ct. App. 1980). “MCL 440.3102(1)(e); MSA 19.3102(l)(e), clearly provides that § 3407 pertains only to an alterated "negotiable instrument”.”
Mox v. Jordan, 463 N.W.2d 114 (Mich. Ct. App. 1990). “MCL 440.3102(l)(e); MSA 19.3102(l)(e) defines instrument as "a negotiable instrument.”
People v. Dempster, 216 N.W.2d 81 (Mich. Ct. App. 1974). “MCLA 440.3102(l)(c); MSA 19.3102(l)(c). Defendants point to the following language as fulfilling the required promise to pay: "This principal sum ($3,000.”
Est of Margarette F Eby v. Buckler Automatic Lawn Sprinkler Co (Mich. 2007). · cites it 3× “See MCL 440.3102. The language contained in MCL 440.”
J S Evangelista Dev. LLC v. Apco Inc (Mich. Ct. App. 2023). “] MCL 440.3102(1) specifically provides that Article 3 of Michigan’s UCC, which includes MCL 440.”
— Mich. Comp. Laws § 440.3102(1) — 4 cases
Trentadue v. Buckler Automatic Lawn Sprinkler Co., 479 Mich. 378 (Mich. 2007). “See MCL 440.3102. The language contained in MCL 440.”
Word Investments, Inc. v. Bruinsma (In Re TML, Inc.), 291 B.R. 400 (Bankr. W.D. Mich. 2003). “§ 440.3102(1) (West 1994). See Restatement (Third) of Suretyship & Guaranty § 4 cmt.”
J S Evangelista Dev. LLC v. Apco Inc (Mich. Ct. App. 2023). “] MCL 440.3102(1) specifically provides that Article 3 of Michigan’s UCC, which includes MCL 440.”
Est of Margarette F Eby v. Buckler Automatic Lawn Sprinkler Co (Mich. 2007). “See MCL 440.3102. The language contained in MCL 440.”
— Mich. Comp. Laws § 440.3102(1)(e) — 2 cases
Uni-Prods., Inc. v. Bearse (In Re Uni-Prods., Inc.), 153 B.R. 764 (Bankr. E.D. Mich. 1993). “” See Mich.Comp.Laws § 440.3102(1)(e) ("‘Instrument’ means a negotiable instrument.”
Liberty State Bank & Trust v. Hemisphere Dev. Grp., Inc, 296 N.W.2d 241 (Mich. Ct. App. 1980). “MCL 440.3102(1)(e); MSA 19.3102(l)(e), clearly provides that § 3407 pertains only to an alterated "negotiable instrument”.”
— Mich. Comp. Laws § 440.3102(l)(c) — 1 case
People v. Dempster, 216 N.W.2d 81 (Mich. Ct. App. 1974). “MCLA 440.3102(l)(c); MSA 19.3102(l)(c). Defendants point to the following language as fulfilling the required promise to pay: "This principal sum ($3,000.”
— Mich. Comp. Laws § 440.3102(l)(e) — 2 cases
Nat'l Bank of Detroit v. Alford, 237 N.W.2d 592 (Mich. Ct. App. 1975). “” MCLA 440.3102(l)(e); MSA 19.3102(l)(e). The guaranty, signed by defendants, is not a negotiable instrument and the promissory note, in the present case, does not incorporate or even make reference to the guaranty.”
Mox v. Jordan, 463 N.W.2d 114 (Mich. Ct. App. 1990). “MCL 440.3102(l)(e); MSA 19.3102(l)(e) defines instrument as "a negotiable instrument.”
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