Mich. Comp. Laws § 500.2101

Meanings of words and phrases.

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THE INSURANCE CODE OF 1956


Act 218 of 1956


500.2101 Meanings of words and phrases.

Sec. 2101.

    For purposes of this chapter, the words and phrases defined in sections 2102 to 2104 have the meanings ascribed to them in those sections.

History: Add. 1979, Act 145, Eff. Jan. 1, 1980

Compiler's Notes:

    Act 145 of 1979 did not provide a subject-matter heading for Chapter 21.

PopularName Notes:

Act 218

PopularName Notes:

Essential Insurance

PopularName Notes:

No-Fault Insurance
Notes of Decisions
Cited in 12 cases (2 in the last 5 years), 1983–2025 · leading case: Cruz v. State Farm Mutual Automobile Insurance
Cruz v. State Farm Mutual Automobile Insurance (2002) mich · cites it 2× “§ 500.2101 et seq. The goal was to make such insurance more affordable.”
Heniser v. Frankenmuth Mutual Insurance (1995) mich · cites it 2× “[15] 1979 PA 145 ; MCL 500.2101 et seq.; MSA 24.12101 et seq.”
Husted v. Auto-Owners Insurance (1999) mich · cites it 2× “§ 500.2101 et seq.; MSA 24.12101 et seq., specifically permits insurers to limit insurance coverage on the basis of business use.”
McLiechey v. Bristol West Insurance (2006) miwd “§ 500.2101 et seq. Defendant removed the case to federal court pursuant to 28 U.”
Flumignan v. Detroit Automobile Inter-Insurance Exchange (1983) michctapp · cites it 2× “This appeal concerns the constitutionality of Michigan’s essential insurance act (EIA), MCL 500.2101 et seq.; MSA 24.12101 et seq.”
Insurance Institute v. Commissioner of the Office of Financial & Insurance Services (2008) michctapp · cites it 2× “" Insurance Credit Scoring is being used in rates filed under the Essential Insurance Act, Chapter 21 of the Insurance Code, MCL 500.2101 to 500.2131 (applicable to individual automobile and home insurance); Chapter 24 .”
McLiechey v. Bristol West Insurance (2007) ca6 · cites it 3× “See Mich. Comp. Laws § 500.2101 et seq. The district court dismissed the McLiecheys’ complaint because the statutes upon which the McLiecheys relied do not create a private cause of action.”
Michael E McCartha v. State Farm Fire and Casualty Company (2016) michctapp “2124, a provision contained within the Essential Insurance Act, MCL 500.2101 et seq., which concerns home and automobile insurance.”
Michael Vantol v. Home-Owners Insurance Company (2019) michctapp “See, Husted v Dobbs, 459 Mich 500, 506 ; 591 NW2d 642 (1999) (stating that the essential insurance act, MCL 500.2101 et seq., specifically permits insurers to limit insurance coverage on the basis of business use via MCL 500.”
Wolverine Mutual Insurance Company v. Mathew Van Dyken (2023) michctapp “2 It presented documentation from the Department of Insurance and Financial Services (DIFS) confirming its exemption since 1980.”
Turnbull v. Frankenmuth Insurance Company (2025) mied “LAWS § 500.2101; (4) retaliation in violation of Fair Housing Act (FHA), 42 U.”
Mary Sutton v. Shannon Rose Williams (2015) michctapp “However, in determining whether the decedent driver owned the vehicle for purposes of determining his right to uninsured motorist benefits, the Court held that “[t]here is nothing in the plain language of the policy supporting the application of the definition of ‘owner’ in MCL…”
— Mich. Comp. Laws § 500.2101(2)(g)(i) — 1 case
Mary Sutton v. Shannon Rose Williams (2015) michctapp “However, in determining whether the decedent driver owned the vehicle for purposes of determining his right to uninsured motorist benefits, the Court held that “[t]here is nothing in the plain language of the policy supporting the application of the definition of ‘owner’ in MCL…”
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