Michigan Compiled Laws

Mich. Comp. Laws § 500.244 (2026)

Judicial review.

✓ current as of July 2026

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THE INSURANCE CODE OF 1956

Act 218 of 1956

500.244 Judicial review.

Sec. 244.

(1) A person aggrieved by a final order, decision, finding, ruling, opinion, rule, action, or inaction provided for under this act may seek judicial review in the manner provided for in chapter 6 of the administrative procedures act of 1969, 1969 PA 306, MCL 24.301 to 24.306.

(2) An insurer may petition of right for a stay of an order issued pursuant to sections 436, 436a, and 437 or any other proceeding for the suspension, revocation, or limitation of a certificate of authority. The petition shall be on an emergency basis to the circuit court for the county in which the insurer has its principal place of business in the state or to the circuit court for Ingham county. The petition shall be disposed of within 14 days. The court shall direct the filing and time of filing of appropriate pleadings. A court shall not issue a stay unless the court finds that the issuance of a stay is not hazardous to policyholders, creditors, or the public. The decision of the court shall be limited to the issue of a stay, and the court shall not decide the merits of the case, which shall be determined pursuant to section 437 or to any other provision of this act under which the proceeding for the suspension, revocation, or limitation of the certificate of authority is being conducted.

(3) An order of a court issuing a stay may be appealed on an emergency basis, and during the pendency of an appeal the stay issued shall be without force or effect, unless the insurer deposits cash or securities pursuant to subsection (4). The appeal shall be disposed of within 14 days. The court shall direct the filing and time of filing of appropriate pleadings. The court may affirm, modify, or set aside the commissioner's order and restrain the enforcement of the order. To the extent that the commissioner's order is affirmed, the court shall issue its own order commanding obedience to the terms of the commissioner's order.

(4) A stay shall not take effect until the insurer has made deposits of cash or securities of the kinds defined by section 901 with the state treasurer under the supervision of the court granting the stay in amounts as follows:

(a) For a domestic insurer, the total liabilities of the insurer as computed in accordance with section 901 less the amounts of special or other deposits already made by the insurer with the Michigan state treasurer and with any other state pursuant to the requirements of that state.

(b) Except as otherwise provided in this subdivision, for a foreign insurer, 125% of the aggregate sum of Michigan direct unpaid losses and unpaid loss adjustment expenses plus 100% of Michigan direct unearned premiums less the amount of any other special deposits already made with the Michigan state treasurer for the exclusive protection of Michigan policyholders and creditors. For a foreign life or health insurer, 125% of Michigan reserves and liabilities for policies and contracts for which coverage is provided by the Michigan life and health insurance guaranty association, without respect to the limitations and exclusions provided under chapter 77.

(c) For an alien insurer entering the United States through this state, the same as those applied to domestic insurers with credit given for amounts already held in trust and the amount shall equal the total liabilities in the United States computed in accordance with section 901.

(5) The deposit and any accrued interest on the deposit shall be returned to the insurer at the conclusion of the entire proceedings under section 437 or at the conclusion of such other proceedings for the suspension, revocation, or limitation of the certificate of authority and any appeal therefrom, unless those proceedings result in a finding that all or a portion shall remain on deposit for the protection of Michigan policyholders and creditors or unless an order of rehabilitation or liquidation is entered, in which case the deposit shall be turned over to the liquidator.

History: 1956, Act 218, Eff. Jan. 1, 1957 ;-- Am. 1992, Act 182, Imd. Eff. Oct. 1, 1992 ;-- Am. 2001, Act 272, Imd. Eff. Jan. 11, 2002

PopularName Notes:

Act 218

Notes of Decisions

Cited in 22 cases (2 in the last 5 years), 1961–2023 · leading case: Michigan Chiropractic Council v. Comm'r of the Off. of Fin. & Ins. Servs., 716 N.W.2d 561 (Mich. 2006).

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Michigan Chiropractic Council v. Comm'r of the Off. of Fin. & Ins. Servs., 716 N.W.2d 561 (Mich. 2006). · cites it 8× “] The APA, in turn, provides that [w]hen a person has exhausted all administrative remedies available within an agency, and is aggrieved by a final decision or order in a contested case, whether such decision or order is affirmative or negative in form, the decision or order is…”

Rory v. Cont'l Ins., 703 N.W.2d 23 (Mich. 2005). · cites it 2× “MCL 500.244(1) provides that an aggrieved person may seek judicial review of an "order, decision, finding, ruling, opinion, rule, action, or inaction" of the Commissioner as provided by the Administrative Procedures Act, MCL 24.”

Ins. Inst. v. Comm'r of the Off. of Fin. & Ins. Servs., 761 N.W.2d 184 (Mich. Ct. App. 2008). · cites it 62× “This Court affirmed, noting: The commissioner's decisions may be challenged only as provided in the Insurance Code, i.”

Nw. Nat'l Cas. Co. v. Comm'r of Ins., 586 N.W.2d 563 (Mich. Ct. App. 1998). · cites it 2× “” MCL 500.244(1); MSA 24.1244(1) (emphasis added).”

Kassab v. Michigan Basic Prop. Ins., 491 N.W.2d 545 (Mich. 1992). · cites it 2× “See 2041; see also MCL 500.244; MSA 24.1244. The Insurance Commissioner's authority under UTPA, 2028-2040, applies only to the requirements of 2001-2050, thus excluding the antidiscrimination provision in 2082.”

Ins. Inst. v. Com'r, Fin. & Ins., 785 N.W.2d 67 (Mich. 2010). · cites it 3× “Defendant moved for a change of venue and also argued that plaintiffs were not permitted to bring an original action in the circuit court, but were limited to filing a petition for judicial review under MCL 500.244(1). On April 15, 2005, the trial court heard arguments on both…”

Underhill v. Safeco Ins., 284 N.W.2d 463 (Mich. 1979). “12403, which establishes standards for setting rates, and, finally, MCL 500.244; MSA 24.1244, which provides for judicial review of decisions by the commissioner.”

United Sec. Ins. v. Comm'r of Ins., 348 N.W.2d 34 (Mich. Ct. App. 1984). “The insurance company obtained review of the commissioner’s decision in circuit court pursuant to MCL 500.244; MSA 24.1244, and the circuit court reversed the commissioner’s decision.”

Mich Life Ins Co v. Ins Comm'r, 328 N.W.2d 82 (Mich. Ct. App. 1982). “) MCL 500.244; MSA 24.1244 provides in part: "(3) The cause shall be heard before the said court as a civil case in chancery upon such transcript of the record and such additional evidence as may be offered by any of the parties at the hearing of said cause before the court.”

Ins. Inst. v. Comm'r of the Off. of Fin. & Ins. Servs., 486 Mich. 370 (Mich. 2010). · cites it 3× “a change of venue and also argued that plaintiffs were not permitted to bring an original action in the circuit court, but were limited to filing a petition for judicial review under MCL 500.244(1). On April 15, 2005, the trial court heard arguments on both defendant’s motion…”

Attorney Gen. v. Am. Way Life Ins., 465 N.W.2d 56 (Mich. Ct. App. 1991). “Further, judicial review of any final order or decision by the commissioner is available under § 244 of the code, MCL 500.244; MSA 24.1244, or under MCL 600.”

Accident Fund v. Baerwaldt, 1912 PA 10 (W.D. Mich. 1984). “§ 500.244; M.S.A. § 24.1244, or the general provisions of M.”

Show all 22 citing cases →

— Mich. Comp. Laws § 500.244(1) — 11 cases

Michigan Chiropractic Council v. Comm'r of the Off. of Fin. & Ins. Servs., 716 N.W.2d 561 (Mich. 2006). “] The APA, in turn, provides that [w]hen a person has exhausted all administrative remedies available within an agency, and is aggrieved by a final decision or order in a contested case, whether such decision or order is affirmative or negative in form, the decision or order is…”

Rory v. Cont'l Ins., 703 N.W.2d 23 (Mich. 2005). “MCL 500.244(1) provides that an aggrieved person may seek judicial review of an "order, decision, finding, ruling, opinion, rule, action, or inaction" of the Commissioner as provided by the Administrative Procedures Act, MCL 24.”

Ins. Inst. v. Comm'r of the Off. of Fin. & Ins. Servs., 761 N.W.2d 184 (Mich. Ct. App. 2008). “This Court affirmed, noting: The commissioner's decisions may be challenged only as provided in the Insurance Code, i.”

Nw. Nat'l Cas. Co. v. Comm'r of Ins., 586 N.W.2d 563 (Mich. Ct. App. 1998). “” MCL 500.244(1); MSA 24.1244(1) (emphasis added).”

Ins. Inst. v. Com'r, Fin. & Ins., 785 N.W.2d 67 (Mich. 2010). “Defendant moved for a change of venue and also argued that plaintiffs were not permitted to bring an original action in the circuit court, but were limited to filing a petition for judicial review under MCL 500.244(1). On April 15, 2005, the trial court heard arguments on both…”

— Mich. Comp. Laws § 500.244(3) — 1 case

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