Michigan Compiled Laws

Mich. Comp. Laws § 500.3004 (2026)

Liability insurance policies; contents required.

✓ current as of July 2026
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THE INSURANCE CODE OF 1956


Act 218 of 1956


500.3004 Liability insurance policies; contents required.

Sec. 3004.

    No policy of insurance against loss or damage resulting from accident to or injury suffered by an employee or other person and for which the person insured is liable, or against loss or damage to property caused by draft animals or by any vehicle drawn, propelled or operated by any motive power, and for which loss or damage the person insured is liable, shall be issued or delivered in this state by any insurer authorized to do business in this state, unless there shall be contained within such policy the provisions required under sections 3006 and 3008.

History: 1956, Act 218, Eff. Jan. 1, 1957

PopularName Notes:

Act 218
Notes of Decisions
Cited in 14 cases (4 in the last 5 years), 1962–2024 · leading case: Advisory Opinion Re Constitutionality of 1972 PA 294, 1972 PA 294 (Mich. 1973).
Advisory Opinion Re Constitutionality of 1972 PA 294, 1972 PA 294 (Mich. 1973). · cites it 2× “, MCLA 500.3004, 500.3006, 500.3008, 500.3009, 500.”
Meirthew v. Last, 135 N.W.2d 353 (Mich. 1965). · cites it 2× “Refer to CLS 1961, §§ 500.3004, 500.3006 (Stat Ann 1957 Rev §§ 24.”
Farm Bureau Ins. v. Allstate Ins., 592 N.W.2d 395 (Mich. Ct. App. 1999). · cites it 2× “13012 provides: Such a liability insurance policy issued in violation of sections 3004 through 3012 [MCL 500.3004; MSA 24.13004 to M.C.L. § 500.”
Eghotz v. Creech, 113 N.W.2d 815 (Mich. 1962). “Chapter 30 of the insurance code (CLS 1956, § 500.3004 et seq. [Stat Ann 1957 Rev § 24.”
Burch v. Wargo, 144 N.W.2d 342 (Mich. 1966). “But when the reader comes to chapter 30 of the code (CLS 1961, § 500.3004 et seq. [Stat Ann 1957 Rev § 24.”
Progressive Mut. Ins. v. Taylor, 192 N.W.2d 54 (Mich. Ct. App. 1971). · cites it 2× “That section states that the premium and amount of coverage must be stated in the policy.”
Bohlinger v. Detroit Auto. Inter-Ins. Exch., 327 N.W.2d 466 (Mich. Ct. App. 1982). “That defendant, Detroit Automobile Inter-Insurance Exchange, began payment of benefits due and owing to the plaintiffs until such time that it arbitrarily, unreasonably, without excuse or legal justification, wilfully and intentionally breached and repudiated its contract of…”
Samantha a Newton v. Progressive Marathon Ins. Co. (Mich. Ct. App. 2024). · cites it 2× “3012 provides, in relevant part: Such a liability insurance policy issued in violation of [MCL 500.3004 through MCL 500.3012 of the no-fault act] shall, nevertheless, be held valid but be deemed to include the provisions required by such sections, and when any provision in such…”
Kaitlin Hahn v. Geico Indem. Co. (Mich. Ct. App. 2024). · cites it 2× “3012 recognizes that insurance policies that omit certain provisions required by statute can be reformed to comply with statutory requirements, and provides: Such a liability insurance policy issued in violation of sections 3004 through 3012 [MCL 500.3004 through MCL 500.3012]…”
Thomas Tibble v. Am. Physicians Capital Inc (Mich. Ct. App. 2014). · cites it 3× “Chapter 30 of the Insurance Code of 1956, MCL 500.3004 et seq., governs contracts for casualty insurance.”
Freeman v. State Farm Mut. Auto. Ins., 407 N.W.2d 63 (Mich. Ct. App. 1987). “Plaintiffs cite MCL 500.3004; MSA 24.13004 (§ 3004) and the motor vehicle code, MCL 257.”
Est. of Sanan Altaye v. Sa&r Trucking Co. Inc (Mich. Ct. App. 2020). “3012 to imply that coverage is misplaced because that statute applies only to violations of MCL 500.3004 through 500.3012. See MCL 500.”
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.