Mich. Comp. Laws » Michigan Compiled Laws / Chapter 500 / Act 218 of 1956
Michigan Compiled Laws

Mich. Comp. Laws § 500.3385 (2026)

Recoupment of assessments; surcharge; rate including factor for recoupment.

✓ current as of July 2026
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THE INSURANCE CODE OF 1956


Act 218 of 1956


500.3385 Recoupment of assessments; surcharge; rate including factor for recoupment.

Sec. 3385.

    Any assessments paid by participating members pursuant to section 3330(1)(c) may be recouped through a surcharge in the insurers rates for automobile insurance policies issued by the member, including policies issued on behalf of the facility. A rate shall not be considered excessive because the rate includes a factor for recoupment pursuant to this section.

History: Add. 1979, Act 145, Eff. Jan. 1, 1981

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Act 218

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Essential Insurance
Notes of Decisions
Cited in 3 cases (2 in the last 5 years), 2019–2021 · leading case: Keith Bronner v. City of Detroit (Mich. Ct. App. 2019).
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Keith Bronner v. City of Detroit (Mich. Ct. App. 2019). “2 For uninsured Michigan automobile accident victims, the Michigan Assigned Claims Plan (MACP) assigns claims to insurers for payment of no-fault benefits, and insurers pass on these costs to policyholders through increased premiums.”
Keith Bronner v. City of Detroit (Mich. 2021). “That the Insurance Code creates a mechanism in MCL 500.3385 by which insurers may pass on to their customers the cost of benefits the insurers must pay out by statutory fiat does not derogate from the insurers’ 12 Indeed, if the MCCA is merely “a set security meant to assist…”
Keith Bronner v. City of Detroit (Mich. 2021). “That the Insurance Code creates a mechanism in MCL 500.3385 by which insurers may pass on to their customers the cost of benefits the insurers must pay out by statutory fiat does not derogate from the insurers’ 12 Indeed, if the MCCA is merely “a set security meant to assist…”
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