(a) Each notice shall specify or contain:
(1) the name of the mortgagor, the mortgagee, each assignee of the mortgage, if any, and the original or maximum principal amount secured by the mortgage;
(2) the date of the mortgage, and when and where recorded, except where the mortgage is upon registered land, in which case the notice shall state that fact, and when and where registered;
(3) the amount claimed to be due on the mortgage on the date of the notice;
(4) a description of the mortgaged premises, conforming substantially to that contained in the mortgage, and the commonly used street address of the mortgaged premises;
(5) the time and place of sale;
(6) the time allowed by law for redemption by the mortgagor, the mortgagor's personal representatives or assigns; and
(7) for mortgaged premises described in section 582.032, subdivision 1, the following statement in capital letters: "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."
(b) If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23. The notice must state that the time to vacate the property is 11:59 p.m. on the specified date.
Notes of Decisions
Jackson v. Mortg. Elec. Reg. Sys., Inc., 770 N.W.2d 487 (Minn. 2009).
· cites it 4× “04 requires that the notice of foreclosure include "the name of the mortgagor, the mortgagee, each assignee of the *493 mortgage, if any, and the original or maximum principal amount secured by the mortgage." Plaintiffs claim that because MERS has not recorded and given notice…”
Welk v. GMAC Mortg., LLC, 850 F. Supp. 2d 976 (D. Minnesota 2012).
· cites it 2× “6 (referring to the "amount due on and secured by the lien”); Minn.Stat. § 580.04(a)(3) (requiring each notice of foreclosure to specify "the amount claimed to be due on the mortgage”); Minn.”
Kebasso v. BAC Home Loans Servicing, LP, 813 F. Supp. 2d 1104 (D. Minnesota 2011).
· cites it 5× “The Kebassos next argue that the sheriffs sale violated Minnesota Statutes § 580.04 because the Notice of Foreclosure Sale failed to state or incorrectly stated the name of the mortgagee or assignee of the mortgage.”
Johnson v. LaSalle Bank Nat'l Ass'n, 663 F. Supp. 2d 747 (D. Minnesota 2009).
· cites it 4× “Minnesota Statutes Section 580.04. Foreclosure by advertisement also requires that, “at least four weeks before the appointed time of sale a copy of such notice shall be served in like manner as a summons in a civil action in the district court upon the person in possession of…”
John W. Swenson & Sons, Inc. v. Aetna Life Ins., 571 F. Supp. 895 (D. Minnesota 1983).
· cites it 10× “Swenson alleges in its three-count complaint that the sale was invalid and must be set aside because the tracts offered for sale did not match the tracts described in the notice of sale, allegedly in violation of Minn.Stat. § 580.04, and because the property was sold in gross…”
Leeco, Inc. v. Cornerstone Bank, 898 N.W.2d 653 (Minn. Ct. App. 2017).
· cites it 10× “In a foreclosure by advertisement, a notice of foreclosure sale must contain, among other things, “the original or maximum principal amount secured by the mortgage” and “the amount claimed to be due on the mortgage on the date of the notice.”
Vagle v. Flagstar Bank N.A. (D. Minnesota 2025).
· cites it 3× “Minn. Stat. § 580.04 . The Court finds that Count I fails to state a claim for relief.”
— Minn. Stat. § 580.04(a)(1) — 1 case
Kebasso v. BAC Home Loans Servicing, LP, 813 F. Supp. 2d 1104 (D. Minnesota 2011).
“The Kebassos next argue that the sheriffs sale violated Minnesota Statutes § 580.04 because the Notice of Foreclosure Sale failed to state or incorrectly stated the name of the mortgagee or assignee of the mortgage.”
— Minn. Stat. § 580.04(a)(3) — 2 cases
Welk v. GMAC Mortg., LLC, 850 F. Supp. 2d 976 (D. Minnesota 2012).
“6 (referring to the "amount due on and secured by the lien”); Minn.Stat. § 580.04(a)(3) (requiring each notice of foreclosure to specify "the amount claimed to be due on the mortgage”); Minn.”
Leeco, Inc. v. Cornerstone Bank, 898 N.W.2d 653 (Minn. Ct. App. 2017).
“In a foreclosure by advertisement, a notice of foreclosure sale must contain, among other things, “the original or maximum principal amount secured by the mortgage” and “the amount claimed to be due on the mortgage on the date of the notice.”
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