Mississippi Code

Miss. Code Ann. § 83-11-105 (2026)

Action against owner or operator of uninsured vehicle

✓ current as of July 2026
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In the event the owner or operator of the uninsured vehicle causing injury or death is known and action is brought against said owner or operator by the named insured as defined by said policy, then a copy of the process served upon the owner or operator shall also be served by the circuit clerk mailing, registered mail, a copy of the process to the insurance company issuing the policy providing the uninsured motorist coverage as prescribed by law.

If the owner or operator of any motor vehicle which causes bodily injury to the insured be unknown, the insured or someone on his behalf, or in the event of a death claim, someone on behalf of the party having such claim in order for the insured to recover under the endorsement, shall report the accident as required by Section 63-15-9, Mississippi Code of 1972.

Codes, 1942, § 8285-53; Laws, 1966, ch. 524, § 3, eff. 5/18/1966.


Notes of Decisions
Cited in 5 cases, 1999–2004 · leading case: Jackson v. State Farm Mut. Auto. Ins. Co., 880 So. 2d 336 (Miss. 2004).
Jackson v. State Farm Mut. Auto. Ins. Co., 880 So. 2d 336 (Miss. 2004). “at 644 (citing Miss.Code Ann. § 83-11-105). The Court of Appeals then held, ¶ 16.”
Massachusetts Bay Ins. Co. v. Joyner, 763 So. 2d 877 (Miss. 2000). “In cases such as this, when all proof, including eyewitness testimony, shows that an accident occurred as the result of the negligence of an unknown motorist who leaves the scene of the accident, an accident report is filed within 24 *883 hours pursuant to Miss.Code Ann. §…”
Jackson v. State Farm Mut. Auto. Ins. Co., 852 So. 2d 641 (Miss. Ct. App. 2003). “The uninsured motorist statutes require that if the "named insured as defined in said policy" brings suit against an uninsured motorist, the insurance company should at the same time be served with the process for the suit.”
Rebecca L. Jackson v. State Farm Auto. Ins. Co. (Miss. 2001). “at 644 (citing Miss. Code Ann. § 83-11-105 ). The Court of Appeals then held, ¶16.”
Massachusetts Bay Ins. Co. v. Robert Joyner (Miss. 1999). “In cases such as this, when all proof, including eyewitness testimony, shows that an accident occurred as the result of the negligence of an unknown motorist who leaves the scene of the accident, an accident report is filed within 24 hours pursuant to Miss. Code Ann. § 83-11-105…”
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