Nev. Rev. Stat. » NRS: CHAPTER 485 - MOTOR VEHICLES: INSURANCE AND FINANCIAL RESPONSIBILITY

Nev. Rev. Stat. § 485.185

Insurance for payment of tort liabilities arising from maintenance or use of motor vehicle: Coverage to be obtained from insurance company duly licensed and approved; minimum thresholds of coverage

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NRS 485.185  Insurance for payment of tort liabilities arising from maintenance or use of motor vehicle: Coverage to be obtained from insurance company duly licensed and approved; minimum thresholds of coverage.

      1.  Except as otherwise provided in subsection 2, every owner of a motor vehicle which is registered or required to be registered in this State shall continuously provide, while the motor vehicle is present or registered in this State, insurance provided by an insurance company licensed by the Division of Insurance of the Department of Business and Industry and approved to do business in this State:

      (a) In the amount of $25,000 for bodily injury to or death of one person in any one crash;

      (b) Subject to the limit for one person, in the amount of $50,000 for bodily injury to or death of two or more persons in any one crash; and

      (c) In the amount of $20,000 for injury to or destruction of property of others in any one crash,

Ê for the payment of tort liabilities arising from the maintenance or use of the motor vehicle.

      2.  The provisions of this section do not apply to a moped.

      (Added to NRS by 1979, 1820; A 1981, 1862; 1987, 1090; 1993, 2484; 1995, 2734; 2007, 2049; 2015, 1646, 1768; 2017, 1340)

     

Notes of Decisions
Cited in 15 cases (1 in the last 5 years), 1985–2021 · leading case: Salas v. Allstate Rent-A-Car, Inc.
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Salas v. Allstate Rent-A-Car, Inc. (2000) nev · cites it 3× “NRS 485.185 requires that every owner of a motor vehicle provide insurance in the minimum amounts set forth therein.”
Hall v. Enterprise Leasing Co. (2006) nev · cites it 3× “305, as providing coverage under both the lessee’s and the lessor’s policies: NRS 485.185 requires that every owner of a motor vehicle provide insurance in the minimum amounts set forth therein.”
State v. Lawlor (1985) nev · cites it 9× “However, because respondent was driving an uninsured vehicle, he was in violation of NRS 485.185, 1 Nevada’s compulsory insurance law.”
Vincent v. Safeco Insurance Co. of America (2001) idaho “Code § 16056 ($15,000/ $30,000); Nev. Rev.Stat. § 485.185 ($15,000 per person); OklaStat.”
Sotirakis v. United Services Automobile Ass'n (1990) nev “Nevada has a compulsory insurance law: NRS 485.185. It only requires owners of motor vehicles which are or should be registered in Nevada to carry continuous insurance.”
Hartz v. Mitchell (1991) nev “See NRS 485.185; NRS 485.105. Obviously, the family’s losses and damages substantially exceeded the available liability coverage applicable to the multi-vehicle, multi-claimant accident.”
Continental Insurance v. Murphy (2004) nev “11See NRS 485.185, which states in pertinent part: Every owner of a motor vehicle which is registered or required to be registered in this state shall continuously provide .”
Silver State Disposal Co. v. Shelley (1989) nev “, NRS 485.185. 5 Appellants also contend that the respondents failed to act in “good faith.”
Allstate Insurance Co. v. Pilosof (1994) nev “Furthermore, the insured may expressly reject uninsured motorist coverage, but must carry liability insurance, absent proof of self-insured status, under NRS 485.185. 3 It is possible, as Hardware and Pilosof argue, that the legislature did not specifically intend, in drafting…”
Progressive Gulf Ins. Co. v. Faehnrich (2014) nev · cites it 8× “Stressing that "[t]he family member [or household] exclusion does not [afford] the minimum [$15,000/$30,000 bodily injury] coverage required by the Nevada Insurance Code," see NRS 485.185; NRS 485.3091, the district court denied summary judgment.”
Wingco v. Gov't Emps. Ins. Co. (2014) nev · cites it 2× “" NRS 485.185(1). The third- party liability and UM/UIM coverage provided by the Continental policy carried limits of $300,000, yet the court invalidated the nonoccupancy exclusion only to the extent of the $15,000 statutory minimum.”
TORRES VS. NEV. DIRECT INSURANCE CO. C/W 61640 (2015) nev · cites it 2× “NRS 485.185; NRS 485.3091(1)(b)(1), (1)(b)(3).”
Show all 15 citing cases →
— Nev. Rev. Stat. § 485.185(1) — 1 case
Wingco v. Gov't Emps. Ins. Co. (2014) nev “" NRS 485.185(1). The third- party liability and UM/UIM coverage provided by the Continental policy carried limits of $300,000, yet the court invalidated the nonoccupancy exclusion only to the extent of the $15,000 statutory minimum.”
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