NRS
485.185 Insurance for payment of tort liabilities arising from
maintenance or use of motor vehicle: Coverage to be obtained from insurance
company duly licensed and approved; minimum thresholds of coverage.
1. Except as otherwise provided in
subsection 2, every owner of a motor vehicle which is registered or required to
be registered in this State shall continuously provide, while the motor vehicle
is present or registered in this State, insurance provided by an insurance company
licensed by the Division of Insurance of the Department of Business and
Industry and approved to do business in this State:
(a) In the amount of $25,000 for bodily injury to
or death of one person in any one crash;
(b) Subject to the limit for one person, in the
amount of $50,000 for bodily injury to or death of two or more persons in any
one crash; and
(c) In the amount of $20,000 for injury to or
destruction of property of others in any one crash,
Ê for the
payment of tort liabilities arising from the maintenance or use of the motor
vehicle.
2. The provisions of this section do not
apply to a moped.
(Added to NRS by 1979,
1820; A 1981,
1862; 1987,
1090; 1993,
2484; 1995,
2734; 2007,
2049; 2015,
1646, 1768;
2017,
1340)
Notes of Decisions
Salas v. Allstate Rent-A-Car, Inc., 14 P.3d 511 (Nev. 2000).
· cites it 3× “NRS 485.185 requires that every owner of a motor vehicle provide insurance in the minimum amounts set forth therein.”
Hall v. Enter. Leasing Co., 137 P.3d 1104 (Nev. 2006).
· cites it 3× “305, as providing coverage under both the lessee’s and the lessor’s policies: NRS 485.185 requires that every owner of a motor vehicle provide insurance in the minimum amounts set forth therein.”
State v. Lawlor, 707 P.2d 1140 (Nev. 1985).
· cites it 9× “However, because respondent was driving an uninsured vehicle, he was in violation of NRS 485.185, 1 Nevada’s compulsory insurance law.”
Sotirakis v. United Servs. Auto. Ass'n, 787 P.2d 788 (Nev. 1990).
“Nevada has a compulsory insurance law: NRS 485.185. It only requires owners of motor vehicles which are or should be registered in Nevada to carry continuous insurance.”
Hartz v. Mitchell, 822 P.2d 667 (Nev. 1991).
“See NRS 485.185; NRS 485.105. Obviously, the family’s losses and damages substantially exceeded the available liability coverage applicable to the multi-vehicle, multi-claimant accident.”
Cont'l Ins. v. Murphy, 96 P.3d 747 (Nev. 2004).
“An operator’s policy of liability insurance must insure the person named as insured therein against loss from the liability imposed upon him by law for damages arising out of the use by him of any motor vehicle .”
Allstate Ins. Co. v. Pilosof, 871 P.2d 351 (Nev. 1994).
“Furthermore, the insured may expressly reject uninsured motorist coverage, but must carry liability insurance, absent proof of self-insured status, under NRS 485.185. 3 It is possible, as Hardware and Pilosof argue, that the legislature did not specifically intend, in drafting…”
Progressive Gulf Ins. Co. v. Faehnrich, 2014 NV 19 (Nev. 2014).
· cites it 8× “Stressing that "[t]he family member [or household] exclusion does not [afford] the minimum [$15,000/$30,000 bodily injury] coverage required by the Nevada Insurance Code," see NRS 485.185; NRS 485.3091, the district court denied summary judgment.”
Wingco v. Gov't Emps. Ins. Co., 2014 NV 20 (Nev. 2014).
· cites it 2× “" NRS 485.185(1). The third- party liability and UM/UIM coverage provided by the Continental policy carried limits of $300,000, yet the court invalidated the nonoccupancy exclusion only to the extent of the $15,000 statutory minimum.”
— Nev. Rev. Stat. § 485.185(1) — 1 case
Wingco v. Gov't Emps. Ins. Co., 2014 NV 20 (Nev. 2014).
“" NRS 485.185(1). The third- party liability and UM/UIM coverage provided by the Continental policy carried limits of $300,000, yet the court invalidated the nonoccupancy exclusion only to the extent of the $15,000 statutory minimum.”
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