New Jersey Statutes

N.J. Stat. § 17:30E-4 (2026)

New Jersey automobile full insurance underwriting association; cessation of business in state by insurer

✓ current as of May 2026

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There is created in the State of New Jersey an unincorporated, nonprofit association to be known as the New Jersey Automobile Full Insurance Underwriting Association, consisting of all insurers licensed to transact automobile insurance in this State, with its headquarters located in a place within the State of New Jersey, to be determined by the board of directors, with the approval of the commissioner. Every such insurer shall be a member of the association and shall be bound by the association's plan of operation as conditions of authority to transact automobile insurance in this State. Any insurer which has ceased to transact automobile insurance in this State shall nevertheless remain liable for income, as provided in the plan of operation, with respect to business transacted prior to the effective date of its cessation of business in the State, and the commissioner may require such an insurer to deposit with the association an amount sufficient to meet such insurer's obligations.

Notes of Decisions

Cited in 7 cases, 1988–2003 · leading case: Kish v. Verniero (In Re Kish), 221 B.R. 118 (Bankr. D.N.J. 1998).

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Kish v. Verniero (In Re Kish), 221 B.R. 118 (Bankr. D.N.J. 1998). · cites it 5× “N.J.StatAnn. § 17:30E-4. It is operated by its own board of directors.”

Christensen v. New Jersey, Div. of Motor Vehs. (In Re Christensen), 95 B.R. 886 (Bankr. D.N.J. 1988). · cites it 2× “N.J.S.A. 17:30E-4. The Association runs an insurance pool in which drivers may obtain auto insurance if rejected elsewhere.”

In Re Adams, 106 B.R. 811 (Bankr. D.N.J. 1989). “N.J.S.A. 17:30E-4. The Association runs an insurance pool in which drivers may obtain auto insurance if rejected elsewhere.”

In Re Bill, 90 B.R. 651 (Bankr. D.N.J. 1988). “N.J.S.A. 17:30E-4. In addition to the Merit Rating Plan surcharges, the JUA obtains revenue from insurance premiums and from other surcharges resulting from accidents.”

Pulley v. Legreide (In Re Pulley), 295 B.R. 28 (Bankr. D.N.J. 2003). · cites it 3× “§ 523 (a)(7); N.J.S.A. 17:30E-4; and N.J.S.A. 17:33B-11.”

Matter of Kent, 190 B.R. 196 (Bankr. D.N.J. 1995). “N.J.S.A. 17:30E-4 and N.J.S.A. 17:33B-11.”

Legreide v. Pulley (In Re Pulley), 303 B.R. 81 (D.N.J. 2003). “at 33; N.J.S.A. 17:30E-4. JUA was comprised of all insurers that would sell automobile liability insurance in the State, and participation in the JUA was mandatory.”

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