NC General Statutes

N.C. Gen. Stat. § 53-275 (2026)

Definitions

✓ current as of July 2026

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As used in this Article, unless the context clearly requires otherwise, the term:

(1) "Cashing" means providing currency for payment instruments, but does not include the bona fide sale or exchange of travelers checks and foreign denomination payment instruments.

(2) "Check-cashing service" means any person or entity engaged in the business of cashing checks, drafts, or money orders for a fee, service charge, or other consideration.

(3) "Commission" means the State Banking Commission.

(4) "Commissioner" means the Commissioner of Banks.

(5) "Licensee" means a person or entity licensed to engage in a check-cashing business under this Article.

(6) "Person" means an individual, partnership, association, or corporation. (1997-391, s. 1.)

Notes of Decisions

Cited in 1 case, 2002–2002 · leading case: Goleta Nat'l Bank v. Lingerfelt, 211 F. Supp. 2d 711 (E.D.N.C. 2002).

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Goleta Nat'l Bank v. Lingerfelt, 211 F. Supp. 2d 711 (E.D.N.C. 2002). · cites it 3× “If Ace is the de facto lender, then its payday loans may violate the North Carolina Check Casher Act (the “CCÁ”), N.C.Gen.Stat. § 53-275, et seq., which prohibits licensed check cashers from making loans.”

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