656.403
Obligations of self-insured employer.
(1) A self-insured employer directly assumes the responsibility for providing
compensation due subject workers and their beneficiaries under this chapter.
(2) The claims of
subject workers and their beneficiaries resulting from injuries while employed
by a self-insured employer shall be handled in the manner provided by this
chapter. A self-insured employer is subject to the rules of the Director of the
Department of Consumer and Business Services with respect to such claims.
(3) Security
deposited by a self-insured employer shall not relieve any such employer from
full and primary responsibility for claims administration and payment of
compensation under this chapter. This subsection applies to a self-insured
employer even though the self-insured employer insures or reinsures all or any
portion of risks under this chapter with an insurance company authorized to do
business in this state or with any other insurer with whom insurance can be
placed or secured pursuant to ORS 744.305 to 744.405 (1985 Replacement Part).
(4) When a
self-insured employer is a worker leasing company required to be licensed
pursuant to ORS 656.850 and 656.855, the company also shall comply with the
worker leasing company regulatory provisions of ORS chapters 656 and 737 and
with such rules as may be adopted pursuant to ORS 656.726 and 731.244 for the
supervision and regulation of worker leasing companies. [1975 c.556 §26
(enacted in lieu of 656.401); 1981 c.854 §26; 1993 c.628 §7]
Note: The amendments to 656.403 by
section 6, chapter 78, Oregon Laws 2025, become operative July 1, 2027. See
section 23, chapter 78, Oregon Laws 2025. The text that is operative on and
after July 1, 2027, is set forth for the user’s convenience.
656.403. (1) A self-insured employer
directly assumes the responsibility for providing compensation due subject
workers and their beneficiaries under this chapter.
(2) The claims of
subject workers and their beneficiaries resulting from injuries while employed
by a self-insured employer shall be handled in the manner provided by this
chapter. A self-insured employer is subject to the rules of the Director of the
Department of Consumer and Business Services with respect to such claims.
(3) Security
deposited by a self-insured employer shall not relieve any such employer from
full and primary responsibility for claims administration and payment of
compensation under this chapter. This subsection applies to a self-insured
employer even though the self-insured employer insures or reinsures all or any
portion of risks under this chapter with an insurance company authorized to do
business in this state or with any other insurer with whom insurance can be
placed or secured pursuant to ORS 744.305 to 744.405 (1985 Replacement Part).
(4) When a
self-insured employer is a professional employer organization required to be
licensed by ORS 656.850 and 656.855, the professional employer organization
shall also comply with the regulatory provisions of ORS chapters 656 and 737
pertaining to professional employer organizations and with such rules as may be
adopted pursuant to ORS 656.726 and 731.244 for the supervision and regulation
of professional employer organizations.
656.404 [Repealed by 1959 c.449 §5]
656.405 [1965 c.285 §75(1); 1967 c.359 §700;
repealed by 1975 c.556 §54]
656.406 [Renumbered 656.714]
Notes of Decisions
Inkley v. Forest Fiber Prods. Co., 605 P.2d 1175 (Or. 1980).
· cites it 3× “ORS 656.403(1). The employer may insure his risks with a qualified carrier, but the maintenance of insurance "shall not relieve any such employer from full and primary responsibility for claims administration and payment of compensation under this chapter.”
Dep't of Consum. & Bus. Servs. v. Muliro, 380 P.3d 270 (Or. 2016).
“” Unlike Adams & Gray, a “self-insured employer” is an employer who “directly assumes the responsibility for providing compensation due subject workers and their beneficiaries under [the workers’ compensation statutes],” ORS 656.403(1), and must comply with specified statutory…”
Bakker v. Baza'r, Inc., 551 P.2d 1269 (Or. 1976).
· cites it 2× “, to provide coverage through private insurance or to be "self-insured") it was provided by ORS 656.403(2) that: "The claims of subject workmen and their beneficiaries resulting from injuries while employed by a direct responsibility employer shall be handled in the manner…”
Merten v. Portland Gen. Elec. Co., 228 P.3d 623 (Or. Ct. App. 2010).
“ORS 656.403(1). Janis Baumbach and Leanne Sneath are employed by defendant to administer its workers’ compensation program.”
West Hills Dev. Co. v. Inc, 391 P.3d 851 (Or. Ct. App. 2017).
“See ORS 656.403 (self-insured employers’ responsibilities); ORS 656.”
Gibson v. Safeway Stores, Inc., 764 P.2d 548 (Or. 1988).
“Because of ORS 656.403(1), it had “assume[d] the responsibility for providing compensation due subject workers * * As in Blacknall , had the plaintiff made a workers’ compensation claim against Safeway, the claim would have to be paid.”
Baker v. Liberty Nw. Ins., 305 P.3d 139 (Or. Ct. App. 2013).
“005(25); ORS 656.403(1); ORS 656.430. An employer is defined as including an entity that contracts to pay money for, and secures the right to direct and control, the person providing the services.”
DCBS v. Muliro (Or. 2016).
“” Unlike Adams & Gray, a “self-insured employer” is an employer who “directly assumes the responsibility for providing compensation due subject workers and their beneficiaries under [the workers’ compensation statutes],” ORS 656.403(1), and must comply with specified statutory…”
Duckett v. Alaska Steel Co., 735 P.2d 1289 (Or. Ct. App. 1987).
“ORS 656.403(1). The referee then vacated all of the proceedings on the claim to allow the other insurers to have an opportunity to participate and remanded the case to be reset.”
— Or. Rev. Stat. § 656.403(1) — 7 cases
Dep't of Consum. & Bus. Servs. v. Muliro, 380 P.3d 270 (Or. 2016).
“” Unlike Adams & Gray, a “self-insured employer” is an employer who “directly assumes the responsibility for providing compensation due subject workers and their beneficiaries under [the workers’ compensation statutes],” ORS 656.403(1), and must comply with specified statutory…”
Inkley v. Forest Fiber Prods. Co., 605 P.2d 1175 (Or. 1980).
“ORS 656.403(1). The employer may insure his risks with a qualified carrier, but the maintenance of insurance "shall not relieve any such employer from full and primary responsibility for claims administration and payment of compensation under this chapter.”
Merten v. Portland Gen. Elec. Co., 228 P.3d 623 (Or. Ct. App. 2010).
“ORS 656.403(1). Janis Baumbach and Leanne Sneath are employed by defendant to administer its workers’ compensation program.”
Gibson v. Safeway Stores, Inc., 764 P.2d 548 (Or. 1988).
“Because of ORS 656.403(1), it had “assume[d] the responsibility for providing compensation due subject workers * * As in Blacknall , had the plaintiff made a workers’ compensation claim against Safeway, the claim would have to be paid.”
Baker v. Liberty Nw. Ins., 305 P.3d 139 (Or. Ct. App. 2013).
“005(25); ORS 656.403(1); ORS 656.430. An employer is defined as including an entity that contracts to pay money for, and secures the right to direct and control, the person providing the services.”
— Or. Rev. Stat. § 656.403(2) — 1 case
Bakker v. Baza'r, Inc., 551 P.2d 1269 (Or. 1976).
“, to provide coverage through private insurance or to be "self-insured") it was provided by ORS 656.403(2) that: "The claims of subject workmen and their beneficiaries resulting from injuries while employed by a direct responsibility employer shall be handled in the manner…”
— Or. Rev. Stat. § 656.403(3) — 1 case
Inkley v. Forest Fiber Prods. Co., 605 P.2d 1175 (Or. 1980).
“ORS 656.403(1). The employer may insure his risks with a qualified carrier, but the maintenance of insurance "shall not relieve any such employer from full and primary responsibility for claims administration and payment of compensation under this chapter.”
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