Oregon Revised Statutes

Or. Rev. Stat. § 731.178 (2026)

“Mortgage insurance.”

✓ current as of May 2026

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731.178 “Mortgage insurance.” “Mortgage insurance” means insurance against financial loss by reason of:

(1) Nonpayment of principal, interest and other sums agreed to be paid under the terms of an obligation secured by a mortgage, deed of trust or other instrument constituting a lien or charge on real or personal property; or

(2) Nonpayment of rent and other sums agreed to be paid under the terms of a written lease for the possession, use or occupancy of real property, such insurance also being referred to in the Insurance Code as “lease insurance.” [1967 c.359 §39; 1969 c.692 §1]

Notes of Decisions

Cited in 2 cases, 1987–1992 · leading case: Sanders v. Oregon Pac. States Ins., 840 P.2d 87 (Or. 1992).

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Sanders v. Oregon Pac. States Ins., 840 P.2d 87 (Or. 1992). “174, mortgage insurance, ORS 731.178, and property insurance, ORS 731.”

Harsh Inv. Corp. v. State Ex Rel. State Hous. Div., 744 P.2d 588 (Or. Ct. App. 1987). “” ORS 731.178(1). There is no reason to believe that the rule used the term in any other sense.”

— Or. Rev. Stat. § 731.178(1) — 1 case

Harsh Inv. Corp. v. State Ex Rel. State Hous. Div., 744 P.2d 588 (Or. Ct. App. 1987). “” ORS 731.178(1). There is no reason to believe that the rule used the term in any other sense.”

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