Oregon Revised Statutes

Or. Rev. Stat. § 742.468 (2026)

Certain policies not considered motor vehicle liability policies

✓ current as of May 2026

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742.468 Certain policies not considered motor vehicle liability policies. For purposes of statutes mandating kinds or amounts of coverage that motor vehicle liability policies must contain, the following shall not be considered motor vehicle liability policies:

(1) Comprehensive general liability policies.

(2) Excess liability policies.

(3) Umbrella liability policies. [1993 c.709 §10]

(Motorcycle Discount)

Notes of Decisions

Cited in 3 cases, 1999–2019 · leading case: Or. Mut. Ins. Co. v. Those Certain Underwriters At Lloyd's London Subscribing to Policy No. Oroakg2-Cne, 437 P.3d 232 (Or. Ct. App. 2019).

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Or. Mut. Ins. Co. v. Those Certain Underwriters At Lloyd's London Subscribing to Policy No. Oroakg2-Cne, 437 P.3d 232 (Or. Ct. App. 2019). · cites it 15× “22, 2011), an unpublished Oregon federal district court case that examined the meaning of "excess liability policies" in ORS 742.468, and concluded that that exemption applies only to "true" excess policies.”

Wright v. State Farm Mut. Auto. Ins., 22 P.3d 744 (Or. 2001). · cites it 8× “450(1) and its application to the umbrella policy and endorsement at issue here, we note that, under ORS 742.468, umbrella policies generally are exempt from the statutory requirements for motor vehicle liability insurance policies.”

Savage v. Grange Mut. Ins., 970 P.2d 695 (Or. Ct. App. 1999). · cites it 18× “The sole issue on appeal is whether ORS 742.468, 1 which became effective after defendant issued the umbrella policy but before the underlying accident, precludes recovery of UIM benefits.”

— Or. Rev. Stat. § 742.468(2) — 1 case

Or. Mut. Ins. Co. v. Those Certain Underwriters At Lloyd's London Subscribing to Policy No. Oroakg2-Cne, 437 P.3d 232 (Or. Ct. App. 2019). “22, 2011), an unpublished Oregon federal district court case that examined the meaning of "excess liability policies" in ORS 742.468, and concluded that that exemption applies only to "true" excess policies.”

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