U.S. Code » Title 11 » Chapter CHAPTER 11— REORGANIZATION › Subchapter SUBCHAPTER V— SMALL BUSINESS DEBTOR REORGANIZATION

11 U.S.C. § 1190

Contents of plan

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A plan filed under this subchapter—(1) shall include—(A) a brief history of the business operations of the debtor;(B) a liquidation analysis; and(C) projections with respect to the ability of the debtor to make payments under the proposed plan of reorganization;(2) shall provide for the submission of all or such portion of the future earnings or other future income of the debtor to the supervision and control of the trustee as is necessary for the execution of the plan; and(3) notwithstanding section 1123(b)(5) of this title, may modify the rights of the holder of a claim secured only by a security interest in real property that is the principal residence of the debtor if the new value received in connection with the granting of the security interest was—(A) not used primarily to acquire the real property; and(B) used primarily in connection with the small business of the debtor.(Added Pub. L. 116–54, § 2(a), Aug. 23, 2019, 133 Stat. 1082.)Statutory Notes and Related SubsidiariesEffective Date

Section effective 180 days after Aug. 23, 2019, see section 5 of Pub. L. 116–54, set out as an Effective Date of 2019 Amendment note under section 101 of this title.

Notes of Decisions
Cited in 20 cases (13 in the last 5 years), 2020–2026 · leading case: Deirdre Ventura
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Deirdre Ventura (2020) nyeb · cites it 14× “fits within the definition of a small business debtor, is the Debtor barred from utilizing provisions applicable to subchapter V debtors to modify the mortgage encumbering the property where she both resides and operates a bed and breakfast? For the reasons set forth below, the…”
Offer Space, LLC (2021) utb · cites it 3× “Thus, the requirements of 11 U.S.C. § 1190 (1) are satisfied. k. Contents of Plan.”
Remarkable Healthcare, LLC and Remarkable Healthcare of Seguin, LP (2025) txeb · cites it 3× “The moving parties complained that the Debtors’ initial plan did not include all the information required by 11 U.S.C. § 1190 . KRS specifically complained that the initial plan did not include a liquidation analysis and the cash flow projections, which are also statutorily…”
Gregory Funding v. Ventura (2022) nyed · cites it 2× “See 11 U.S.C. § 1190 (3). Subchapter V also provides debtors with the sole right to confirm a plan of reorganization.”
Alice Guan v. Ellingsworth Residential Community Association, Inc. (2025) ca11 · cites it 2× “As to Guan’s first objection, the Bankruptcy Court found that the plan satisfied 11 U.S.C. § 1190’s disclosure requirements.”
Alice Guan v. Ellingsworth Residential Community Association, Inc. (2025) ca11 · cites it 2× “As to Guan’s first objection, the Bankruptcy Court found that the plan satisfied 11 U.S.C. § 1190’s disclosure requirements.”
Ellingsworth Residential Community Association, In (2020) flmb “The personal financial circumstances of the Debtor’s 80 members do not affect the confirmation of the Plan. Third, Guan objects to confirmation of the Plan because it is not feasible insofar as the 80 members have not yet approved the promised $300,000 special assessment.”
Seven Stars on the Hudson Corp (2020) flsb “39 11 U.S.C. § 1190 (3). 40 11 U.S.C. § 1191 (b).”
United Safety and Alarms, Inc. (2024) flsb “6 11 U.S.C. § 1190 (1). 7 11 U.S.C. § 1189 (b); see also Seven Stars, 618 B.”
Body Transit, Inc. D/B/A Rascals Fitness (2020) paeb “The court also observed that 11 U.S.C. §1190 (3) creates an exception to the prohibition against the modification of a security interest in the principal residence of the debtor found in 11 U.”
Abri Health Care Services, LLC (2021) txnb “See 11 U.S.C. § 1190 (1). The Debtors submit that this Plan: (a) provides the necessary content required by Bankruptcy Code section 1190; and, as set forth more fully below, (b) is confirmable under section 1191 because: (i) pursuant to the terms of this Plan, Holders of Allowed…”
Lupton Consulting LLC (2021) wieb “See 11 U.S.C. § 1190 . The statutory requirements for confirmation of a Subchapter V plan are contained in 11 U.”
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