Wash. Rev. Code § 49.60.176
Unfair practices with respect to credit transactions
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(1) It is an unfair practice for any person whether acting for himself, herself, or another in connection with any credit transaction because of race, creed, color, national origin, citizenship or immigration status, sex, marital status, honorably discharged veteran or military status, sexual orientation, or the presence of any sensory, mental, or physical disability or the use of a trained dog guide or service animal by a person with a disability:
(a) To deny credit to any person;
(b) To increase the charges or fees for or collateral required to secure any credit extended to any person;
(c) To restrict the amount or use of credit extended or to impose different terms or conditions with respect to the credit extended to any person or any item or service related thereto;
(d) To attempt to do any of the unfair practices defined in this section.
(2) Nothing in this section shall prohibit any party to a credit transaction from considering the credit history of any individual applicant.
(3) Further, nothing in this section shall prohibit any party to a credit transaction from considering the application of the community property law to the individual case or from taking reasonable action thereon.
[ 2020 c 52 s 8; 2007 c 187 s 8; 2006 c 4 s 8; 1997 c 271 s 8; 1993 c 510 s 10; 1979 c 127 s 5; 1973 c 141 s 5.]
Notes:
Severability—1993 c 510: See note following RCW 49.60.010.
Notes of Decisions
Cited in 8
cases, 1978–1997 · leading case: Washington Water Power Co. v. Washington State Human Rights Commission
Washington Water Power Co. v. Washington State Human Rights Commission (1978)
“The section omits not only marital status (discrimination on the basis of which is defined as an unfair practice in RCW 49.60.176, .178; 49.60.180(1)-(4); 49.”
Marquis v. City of Spokane (1996)
“Subsection (l)(d) was enacted in 1973, and the same legislation included enactment of RCW 49.60.176 and amendment of RCW 49.60.”
Griffin v. Eller (1996)
“§ 5 (RCW 49.60.176, unfair credit practices); id.”
Galbraith v. Tapco Credit Union (1997)
“RCW 49.60.176 goes on to describe "Unfair practices with respect to credit transactions” as follows: (1) It is an unfair practice for any person whether acting for himself, herself, or another in connection with any credit transaction because of race, creed, *948 color, national…”
McFadden v. Elma Country Club (1980)
“Nothing in this section shall limit the effect of RCW 49.60.176 relating to unfair practices in credit transactions; or "(10) To attempt to do any of the unfair practices defined in this section.”
Edwards v. Farmers Insurance (1988)
“175 (unfair practices of financial institutions); RCW 49.60.176 (unfair practices with respect to credit transactions); RCW 49.”
Griffin v. Eller (1996)
“040 to define "credit transactions"); § 5 (RCW 49.60.176, unfair credit practices); § 6 (RCW 49.”
Marquis v. City of Spokane (1996)
“Subsection (1)(d) was enacted in 1973, and the same legislation included enactment of RCW 49.60.176 and amendment of RCW 49.60.”
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