Wyo. Stat. § 2-1-203 (2026)

joint and trust deposits; pay-on-death accounts.

     (a) Deposits by minors or other persons under a legal
disability may be paid on the order of the depositor and the
payments are legally valid.
     (b) Any portion of a deposit by two (2) or more persons
payable to either or any depositor, or to the survivor of the
depositors, and interest or dividends thereon, may be paid in
accordance with the contract of deposit. The receipt of the
payment by the person paid is a valid and sufficient release and
discharge to the financial institution for any payment made.

     (c) Any portion of a deposit by any person in trust for
another and interest or dividends thereon, in the absence of
other written notice to the financial institution of the
existence and terms of a legal and valid trust, may be paid to
the persons for whom the deposit was made in the event of death
of the depositor.

     (d) Any payable on death (P.O.D.) account may be paid, on
request, to any original party to the account. Payment may be
made, on request, to the P.O.D. payee or in equal proportions to
multiple P.O.D. payees upon presentation to the financial
institution of proof of death showing that the P.O.D. payee or
payees survived all persons named as original payees. Payment
may be made to the personal representative or heirs of a
deceased original payee if proof of death is presented to the
financial institution showing that his decedent was the survivor
of all other persons named on the account either as an original
payee or as P.O.D. payee. The receipt of the payment by the
person paid is a valid and sufficient release and discharge to
the financial institution for any payment made. A person named
as a payee in a P.O.D. account has no enforceable rights therein
during the lifetime of the person or persons creating the
account. As used in this subsection:

          (i) "P.O.D. account" means an account payable on
request to one (1) person during his lifetime and on his death
to one (1) or more P.O.D. payees, or to one (1) or more persons
during their lifetimes and on the death of all of them to one
(1) or more P.O.D. payees;

          (ii) "P.O.D. payee" means a person designated on a
P.O.D. account as one to whom the account is payable on request
after the death of all original payees.