Code of Alabama
Ala. Code § 27-12-1 (2026)
Purpose of Chapter; Short Title.
✓ official Alabama Legislature (ALISON) text, current July 2026
(a) The purpose of this chapter is to regulate trade practices in the business of insurance in accordance with the intent of congress as expressed in the Insurance Regulation Act by defining, or providing for the determination of, all such practices in this state which constitute unfair methods of competition or unfair or deceptive acts or practices and by prohibiting the trade practices so defined or determined.
(b) This chapter shall constitute, and may be referred to, as the “Trade Practices Law.”
(Acts 1957, No. 608, p. 865, §1; Acts 1971, No. 407, p. 707, §227.)
Notes of Decisions
Cited in 7
cases, 1989–2018 · leading case: HealthAmerica v. Menton, 551 So. 2d 235 (Ala. 1989).
HealthAmerica v. Menton, 551 So. 2d 235 (Ala. 1989). “Presumably, under this holding, the commissioner of insurance would be preempted from imposing the statutory sanctions against insurance companies that violate § 27-12-1 et seq. We are unconvinced that Congress intended this result.”
Allen v. State Farm Fire & Cas. Co., 59 F. Supp. 2d 1217 (S.D. Ala. 1999). “The Alabama Trade Practices Law establishes for the business of insurance a scheme of comprehensive rules, regulations, and penalties to regulate the purported improper trade practices that plaintiffs allege.”
Bhasker v. Kemper Cas. Ins. Co., 284 F. Supp. 3d 1191 (D.N.M. 2018). “See Ala. Code Ann. § 27-12-1; Fla. Stat. Ann.”
Todd v. Modern Woodmen of Am., 620 So. 2d 591 (Ala. 1993). “The third count, under the Trade Practices Law, Ala.Code 1975, § 27-12-1 et seq., is essentially similar to a fraud claim, see Guinn v.”
Farlow v. Union Cent. Life Ins., 874 F.2d 791 (11th Cir. 1989). “See Ala.Code § 27-12-1 to § 27-12-24 (1977). More specifically, the twisting statute prohibits oral misrepresentations and misleading comparisons of insurance policies.”
Bryant v. Commonwealth Life Ins., 767 F. Supp. 1120 (S.D. Ala. 1991). “Presumably, under this holding, the commissioner of insurance would be preempted from imposing the statutory sanctions against insurance companies that violate § 27-12-1 et seq. We are unconvinced that Congress intended this result.”
Garris v. Pioneer Life Ins. Co. of Illinois, 768 F. Supp. 335 (S.D. Ala. 1991). “Presumably, under this holding, the commissioner of insurance would be preempted from imposing the statutory sanctions against insurance companies that violate § 27-12-1 et seq. We are unconvinced that Congress intended this result.”
— Ala. Code § 27-12-1(a) — 1 case
HealthAmerica v. Menton, 551 So. 2d 235 (Ala. 1989). “Presumably, under this holding, the commissioner of insurance would be preempted from imposing the statutory sanctions against insurance companies that violate § 27-12-1 et seq. We are unconvinced that Congress intended this result.”
Annotations are extracted automatically from the opinions in the
Syfert caselaw corpus and ranked by authority, recency, and
treatment. Dots show Syfertize treatment of the citing case itself.