Code of Alabama

Ala. Code § 27-14-16 (2026)

Noncomplying Policies, Riders, and Endorsements.

✓ official Alabama Legislature (ALISON) text, current July 2026

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Any insurance policy, rider, or endorsement hereafter issued and otherwise valid which contains any condition or provision not in compliance with the requirements of this title shall not be thereby rendered invalid but shall be construed and applied in accordance with such conditions and provisions as would have applied had such policy, rider, or endorsement been in full compliance with this title.

(Acts 1971, No. 407, p. 707, §329.)

Notes of Decisions

Cited in 1 case, 2016–2016 · leading case: Bailey v. Fed. Ins. Co., 214 F. Supp. 3d 1228 (N.D. Ala. 2016).

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Bailey v. Fed. Ins. Co., 214 F. Supp. 3d 1228 (N.D. Ala. 2016). · cites it 7× “The "savings clause” states: "[a]ny insurance policy, rider or endorsement hereafter issued and otherwise valid which contains any condition or provision not in compliance with the requirements of this title shall not be thereby rendered invalid but shall be construed and…”

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