Code of Alabama

Ala. Code § 7-9-403 (2026)

What Constitutes Filing; Duration of Filing; Effect of Lapsed Filing; Duties of Filing Officer.

✓ official Alabama Legislature (ALISON) text, current July 2026
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Repealed by Act 2001-481, p. 647, § 4, effective January 1, 2002.

(Acts 1965, No. 549, p. 811; Acts 1973, No. 865, p. 1365, §1; Acts 1981, No. 81-312, p. 399; Acts 1984, No. 84-307; Acts 1984, No. 84-446, p. 1040, §2; Acts 1987, No. 87-410, p. 595, §1; Acts 1991, No. 91-593, p. 1094, §1; Act 2000-724, § 1.)

Notes of Decisions
Cited in 8 cases, 1982–2005 · leading case: Mcrae v. Sec. Pac. Hous. Serv., 628 So. 2d 429 (Ala. 1993).
Mcrae v. Sec. Pac. Hous. Serv., 628 So. 2d 429 (Ala. 1993). · cites it 20× “Code § 7-9-403 (6) mean that a financing statement perfecting a security interest in a pre-1990 mobile home lapses after 5 years under Ala.”
Mims v. First Citizens Bank, 913 So. 2d 1098 (Ala. Civ. App. 2005). · cites it 6× “" Former § 7-9-403 provided, in pertinent part: "(2) .”
Harwell v. First Nat'l Bank of Wetumpka (In Re Sewell), 32 B.R. 116 (Bankr. N.D. Ala. 1983). · cites it 2× “Code of Ala.1975, § 7-9-403, or the 1981 amendment [1981 Ala.”
Citizens Bank v. Preuit Est., 425 So. 2d 470 (Ala. Civ. App. 1982). · cites it 2× “Article 9 case requiring judicial interpretation of the filing requirements contained in § 7-9-403, Code of Alabama 1975. *Page 471 Preuit and Mauldin (hereinafter Mechanic) was the plaintiff below in a suit seeking enforcement of a mechanic's lien against Samuel Jones, Jr.”
Leasing Serv. Corp. v. Hobbs Equip. Co., 894 F.2d 1287 (11th Cir. 1990). · cites it 3× “Under Ala. Code § 7-9-403 (3), a secured party must file a continuation statement within six months prior to the expiration of a security interest in order to continue the security interest.”
Financeamerica Private Brands, Inc. v. Bishop (In Re Bishop), 52 B.R. 470 (Bankr. N.D. Ala. 1985). “The Bank and the Trustee contend that because FinanceAmerica was fully paid off in June of 1982, the August 17, 1981 filing is ineffective.”
Jim Walter Homes, Inc. v. Saylors (In Re Saylors), 98 B.R. 1005 (N.D. Ala. 1988). “Code § 7-9-403 (1984 Supp.). Sturdivant was in default at the time of filing of her Chapter 7 petition.”
In re Deeb, 59 B.R. 661 (Bankr. N.D. Ala. 1986). “The gist of the position is that the debtor, as a "debtor in possession” in the chapter 11 reorganization case, has the rights and powers (subject to certain limitations) of a trustee in such a reorganization case and that an unperfected security interest in property of the…”
— Ala. Code § 7-9-403(2) — 4 cases
Mcrae v. Sec. Pac. Hous. Serv., 628 So. 2d 429 (Ala. 1993). “Code § 7-9-403 (6) mean that a financing statement perfecting a security interest in a pre-1990 mobile home lapses after 5 years under Ala.”
Mims v. First Citizens Bank, 913 So. 2d 1098 (Ala. Civ. App. 2005). “" Former § 7-9-403 provided, in pertinent part: "(2) .”
Leasing Serv. Corp. v. Hobbs Equip. Co., 894 F.2d 1287 (11th Cir. 1990). “Under Ala. Code § 7-9-403 (3), a secured party must file a continuation statement within six months prior to the expiration of a security interest in order to continue the security interest.”
In re Deeb, 59 B.R. 661 (Bankr. N.D. Ala. 1986). “The gist of the position is that the debtor, as a "debtor in possession” in the chapter 11 reorganization case, has the rights and powers (subject to certain limitations) of a trustee in such a reorganization case and that an unperfected security interest in property of the…”
— Ala. Code § 7-9-403(6) — 1 case
Mcrae v. Sec. Pac. Hous. Serv., 628 So. 2d 429 (Ala. 1993). “Code § 7-9-403 (6) mean that a financing statement perfecting a security interest in a pre-1990 mobile home lapses after 5 years under Ala.”
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