Ariz. Rev. Stat. » Title 20
Arizona Revised Statutes

Ariz. Rev. Stat. § 20-1123 (2026)

Annulment of liability policies

✓ current as of May 2026
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No insurance contract insuring against loss or damage through legal liability for the bodily injury or death by accident of any individual, or for damage to the property of any person, shall be retroactively annulled by any agreement between the insurer and the insured after the occurrence of any injury, death or damage for which the insured may be liable, and any attempted annulment shall be void.

Notes of Decisions
Cited in 5 cases (3 in the last 5 years), 1987–2023 · leading case: Strojnik v. Gen. Ins. Co. of Am., 36 P.3d 1200 (Ariz. Ct. App. 2001).
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Strojnik v. Gen. Ins. Co. of Am., 36 P.3d 1200 (Ariz. Ct. App. 2001). · cites it 15× “Violation of A.R.S.§ 20-1123 ¶ 18 The Strojniks argue that GICA employed improper means to interfere with the prospective Morris agreement because it violated Arizona Revised Statutes (“A.”
State Comp. Fund v. Mar Pac Helicopter Corp., 752 P.2d 1 (Ariz. Ct. App. 1987). · cites it 2× “The first is A.R.S. § 20-1123. It proscribes agreements between the insurer and the insured to annul an insurance contract after a covered loss has occurred.”
Benson v. Casa De Capri Enter. LLC (D. Ariz. 2023). · cites it 23× “The analysis of the Bankruptcy Clause 28 set forth above (as well as the analysis of A.R.S. § 20-1123 set forth infra) does not turn on whether the cancellation was effective in August 2013 or October 2013.”
Columbus Life Ins. v. Wilmington Trust Na (Ariz. 2023). · cites it 2× “, A.R.S. § 20-1123; A.R.S. § 34-226(C). The use of “void” in these provisions demonstrates that the legislature knows how to deem a contract void when it so wishes and did not do so here.”
Cnty. Comm'n of Fayette Cnty., West Virginia v. Nat'l Grid NE Holdings 2 LLC (S.D.W. Va 2022). “20-2 at 6 Ariz. Rev. Stat. § 20-1123 ; Haw. Rev. Stat.”
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