Ariz. Rev. Stat. » Title 20
Arizona Revised Statutes

Ariz. Rev. Stat. § 20-1137 (2026)

Limited benefit coverage; prohibited practice; definition

✓ current as of May 2026
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A. Bundling or combining various limited benefit insurance policies and advertising or indicating in any manner that these policies are major medical expense coverage policies or could be substituted for major medical expense coverage is a prohibited practice pursuant to chapter 2, article 6 of this title.

B. For the purposes of this title, "limited benefit coverage" means an insurance policy that is designed, advertised and marketed to supplement major medical insurance and that includes accident only, dental only, vision only, disability income only, fixed or hospital indemnity, specified disease insurance, credit insurance or Taft-Hartley trusts.  

Notes of Decisions
Cited in 3 cases, 2008–2019 · leading case: Dignity Health v. Farmers Ins. Co. of Ariz., 444 P.3d 743 (Ariz. Ct. App. 2019).
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Dignity Health v. Farmers Ins. Co. of Ariz., 444 P.3d 743 (Ariz. Ct. App. 2019). · cites it 2× “, defined as "an insurance policy that is designed, advertised and marketed to supplement major medical insurance and that includes accident only" and other types of coverage, A.”
Rowe Ex Rel. Rowe v. Bankers Life & Cas. Co., 572 F. Supp. 2d 1138 (D. Ariz. 2008). · cites it 10× “A.R.S. § 20-1137(b). The insurance policy Defendants sold to Plaintiffs covers nursing home care, assisted living facility care, home health care, hospice care, and adult day care.”
Dignity v. Farmers (Ariz. Ct. App. 2019). · cites it 2× “, defined as “an insurance policy that is designed, advertised and marketed to supplement major medical insurance and that includes accident only” and other types of coverage, A.R.S. § 20-1137(B). This definition would exclude from health insurance the medpay at issue here.”
— Ariz. Rev. Stat. § 20-1137(B) — 2 cases
Dignity Health v. Farmers Ins. Co. of Ariz., 444 P.3d 743 (Ariz. Ct. App. 2019). “, defined as "an insurance policy that is designed, advertised and marketed to supplement major medical insurance and that includes accident only" and other types of coverage, A.”
Dignity v. Farmers (Ariz. Ct. App. 2019). “, defined as “an insurance policy that is designed, advertised and marketed to supplement major medical insurance and that includes accident only” and other types of coverage, A.R.S. § 20-1137(B). This definition would exclude from health insurance the medpay at issue here.”
— Ariz. Rev. Stat. § 20-1137(b) — 1 case
Rowe Ex Rel. Rowe v. Bankers Life & Cas. Co., 572 F. Supp. 2d 1138 (D. Ariz. 2008). “A.R.S. § 20-1137(b). The insurance policy Defendants sold to Plaintiffs covers nursing home care, assisted living facility care, home health care, hospice care, and adult day care.”
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