California Codes

Cal. Civil Code § 1789.21 (2026)

✓ current as of May 2026

Find cases: SyfertCases citing this section CA-LEGleginfo.legislature.ca.gov JustiaCode on Justia CornellLII Search CasesGoogle Scholar

(a)Any consumer injured by a violation of this title or by the credit services organization’s breach of a contract subject to this title may bring any action for recovery of damages, or for injunctive relief, or both. Judgment shall be entered for actual damages, but in no case less than the amount paid by the consumer to the credit services organization, plus reasonable attorney’s fees and costs. An award, if the trial court deems it proper, may be entered for punitive damages.

(b)Any person, including, but not limited to, a consumer credit reporting agency, as defined in subdivision (d) of Section 1785.3, and any consumer of, or user of, a consumer credit report under the Consumer Credit Reporting Agencies Act (Title 1.6 (commencing with Section 1785.1)), and any furnisher of credit information under the Consumer Credit Reporting Agencies Act, may bring an action for the recovery of damages or for injunctive relief, or both, for a violation of this title. Any person bringing such an action who prevails in the action shall be entitled to reasonable attorney’s fees and costs.

Notes of Decisions

Cited in 4 cases (4 in the last 5 years), 2023–2025 · leading case: Belyea (N.D. Cal. 2025).

Sort: Relevance Newest Treatment

Belyea (N.D. Cal. 2025). · cites it 6× “22 Cal. Civ. Code § 1789.21 (a) (emphasis added).”

Jackson v. Red Rock Credit Solutions, LLC (N.D. Cal. 2023). · cites it 2× “§ 1679g(a)(1) and Cal. Civ. Code § 1789.21 (a), see Dkt. 18 at 7, but she offers no 20 declaration or other evidence to substantiate the claimed amount.”

Velocity Investments v. Canul CA6 (Cal. Ct. App. 2025). “, Civ. Code, § 1789.21, subd. (a) [authorizing actions by “[a]ny consumer injured by violation of this title”]; id.”

Belyea v. GreenSky, Inc. (N.D. Cal. 2025). “4 Cal. Civ. Code § 1789.21 (a). Plaintiffs argue this provision means if Plaintiffs prove GreenSky 5 violated the Credit Act by collecting transaction fees, then Plaintiffs—entitled to recover “in no 6 case less than the amount paid”—are entitled to recover “performance fees…”

Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.