California Codes
Cal. Insurance Code § 1633 (2026)
✓ current as of May 2026
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Any person who transacts insurance without a valid license so to act is guilty of a misdemeanor punishable by a fine not exceeding fifty thousand dollars ($50,000) or by imprisonment in a county jail for a period not exceeding one year, or by both that fine and imprisonment.
Notes of Decisions
Cited in 3
cases (1 in the last 5 years), 2016–2021 · leading case: Jerald Friedman v. Aarp, Inc., 855 F.3d 1047 (9th Cir. 2017).
Jerald Friedman v. Aarp, Inc., 855 F.3d 1047 (9th Cir. 2017). “In any event, Cal. Ins. Code § 1633 broadly proscribes all unlicensed transactions of insurance.”
Utica Mut. Ins. v. Herbert H. Landy Ins. Agency, Inc., 820 F.3d 36 (1st Cir. 2016). “Generally speaking, only insurance professionals solicit and place insurance policies and conduct due ■ diligence into the admitted insurance market.”
California Ins. Co. v. Lara (E.D. Cal. 2021). “See Cal. Ins. Code § 1633 . 2 Further, only the Commissioner may institute a 3 conservation--the statute does not provide for enforcement by 4 private citizens.”
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