Statute treatment: 24 C.F.R. § 203.604

Ranked leading cases interpreting this statute, drawn from 503 citation events across 111 distinct cases.

503citations total

111distinct interpreting cases

42distinct courts

87citations in last 5y

1983–2025year range

Top 20 leading cases

#1 Mathews v. PHH Mortg. Corp. (2012) va 58 own cites 21× in case

#2 Wells Fargo Bank, N.A. v. Goebel (2014) ohioctapp 22 own cites 24× in case

#3 Kersey v. PHH Mortgage Corp. (2010) vaed 5 own cites 29× in case

#4 RICHARD DEROUIN & KIM DEROUIN v. UNIVERSAL AMERICAN MORTGAGE COMPANY, LLC (2018) fladistctapp 9 own cites 16× in case

#5 Pfeifer v. Countrywide Home Loans, Inc. (2012) calctapp 72 own cites 3× in case

#6 Donahue v. FNMA (2020) ca1 7 own cites 10× in case

#7 Lacy-McKinney v. Taylor, Bean & Whitaker Mortgage Corp. (2010) indctapp 25 own cites 4× in case

#8 PNC Bank, National Ass'n v. Wilson (2017) illappct 10 own cites 7× in case

#9 Hobby v. Burson (2015) mdctspecapp 4 own cites 15× in case

#10 Lee v. Citimortgage, Inc. (2010) vaed 18 own cites 4× in case

#11 Wells Fargo Bank, N.A. v. Cook (2015) massappct 7 own cites 6× in case

#12 Montalvo v. Bank of America Corp. (2012) txwd 11 own cites 4× in case

#13 Fonteno v. Wells Fargo Bank, N.A. (2014) calctapp 30 own cites 2× in case

#14 Bankers Life Co. v. Denton (1983) illappct 27 own cites 2× in case

#15 PNC Bank, National Ass'n v. Wilson (2017) illappct 17 own cites 7× in case

#16 Wells Fargo Home Mortgage, Inc. v. Neal (2007) md 78 own cites 1× in case

#17 Talton v. BAC Home Loans Servicing LP (2012) mied 15 own cites 2× in case

#18 Njema v. Wells Fargo Bank, N.A. (2015) mnd 8 own cites 3× in case

#19 Shirk v. JPmorgan Chase Bank, N.A. (In Re Shirk) (2010) ohsb 8 own cites 3× in case

#20 Jacqueline Stepp v. U. S. Bank Trust National (2020) ca4 3 own cites 6× in case

Ranking method: leading_score = ln(1 + own_citation_count) × √(mentions_in_case) × flag_factor, where flag_factor = 1.0 green · 0.6 unknown · 0.5 neutral · 0.4 yellow · 0.3 procedural · 0 red. Red-flagged cases excluded — their interpretation has been undermined and shouldn't lead the list. Top 20 returned per statute. Open any case for full G Cite, trajectory, and per-circuit treatment.